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Complete company report
Generated 29-06-2026
Active BE 0827.616.866Public limited company

BOUWBEDRIJF CROUGHS

Maatheide 1302 ·3920 Lommel, Belgium· 15 yrs active
Sector: Construction of buildings (41001)
Conclusion Checked

The file of BOUWBEDRIJF CROUGHS contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 2.3% (average). The 2021 annual accounts show negative equity (€-1.32M) and a net result of €-849k.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-1.32M
Net result €-849k
Staff (FTE) 10
Active 15 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability33Solvency34Growth50Stability70
37 / 100

Fragile profile — watch health in particular.

Health 0
Profitability 33
Solvency 34
Growth 50
Stability 70
Bankruptcy probability (12 mo) Checked model v1 · free
2.3% Average
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
20 / 100
Moderate risk
Components
· 2 historical bankruptcy publications (+20)
Trust signals 1 signals
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette — no current open procedure.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2021 · computed
0 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 03-07-2024 with the NBB · fiscal year 2023 · verkort
Fiscal year2021
Revenue€5.85M
EBITDA€-812k
Net profit€-849k
Cash flow€-824k
Staff costs€203k
Income taxes€5k
Dividends—
Total assets€1.45M
Equity€-1.32M
Debt€2.77M
of which ≤ 1y€2.77M
of which > 1y—
Working capital€-1.36M
Employees (FTE)10.0
Ratios (computed)
2021
Current ratio0.51
Quick ratio0.46
Working capital ratio-94.1%
Solvency-91.5%
Debt / equity-2.09
Long-term debt ratio—
Interest coverage-115.44
Gross margin9.7%
Net margin-14.5%
ROA-58.6%
ROE64.1%
EBITDA margin-13.9%
Days sales outstanding69d
Days payable outstanding48d
Inventory turnover41.93
Days inventory (DSI)9d
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet — Assets
TOTAL ASSETS 20/58€1.45M
Fixed assets 21/28€38k
Tangible fixed assets 22/27€38k
Current assets 29/58€1.41M
Stocks & contracts in progress 3€126k
Amounts receivable within one year 40/41€1.26M
Cash & bank 54/58€23k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.45M
Equity 10/15€-1.32M
Contributions / capital 10/11€512k
Reserves 13€125k
Accumulated profits (losses) 14€-1.96M
Amounts payable 17/49€2.77M
Amounts payable within one year 42/48€2.77M
Trade debts payable within one year 44€690k
Income statement
Turnover 70€5.85M
Operating result 9901€-837k
Financial income 75€304
Financial charges 65€7k
Result before taxes 9903€-843k
Income taxes 67/77€5k
Net result for the period 9904€-849k
Result to be appropriated 9905€-849k
Ratios computed by Checked.
Directors & mandates2 persons
Role Name Tenure Source
Curator KRISTOF KROL
PRINS BISSCHOPSSINGEL 11, 3500 HASSELT
 03-04-2025 → present Belgian State Gazette
Curator GERTJAN CUPERS
PRINS BISSCHOPSSINGEL 11, 3500 HASSELT- g.cupers@exacto- advocaten.be
 03-04-2025 → present Belgian State Gazette
Legal Structure
NACE primary Construction of buildings(41001)
Legal form Public limited company(014)
Incorporation07-07-2010
StatusActive
Postal code3920
First BS signal 09-04-2025
Latest BS signal 01-06-2026
Company structure — linked entities2 linked entities
BOUWBEDRIJF CROUGHSBE 0827.616.866KRISTOF KROLReceiver ↔ 109FietsboetiekFixley MontageSGRS ELEKTROGERTJAN CUPERSReceiver
Mandates
↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72342A1225/00F007 Flanders 1.5 ha 1 · 8,897 m² 17.5 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
01-06-2026
Bankruptcy Bankruptcy closure (insufficient assets)
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · BOUWBE- DRIJF CROUGHS NV MAATHEIDE 1302, 3920 LOMMEL · event 26-05-2026
2025
09-04-2025
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · BOUWBEDRIJF CROUGHS NV MAATHEIDE 1302, 3920 LOMMEL · event 03-04-2025
2024
05-08-2024
State Gazette act Registered-office change
03-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
30-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
29-12-2022
State Gazette act Director changes
26-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
07-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
28-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
09-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
19-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
23-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
25-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Lifecycle & Insolvency Signals 2 events
01-06-2026
Bankruptcy Bankruptcy closure (insufficient assets)
Date: 26-05-2026 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · BOUWBE- DRIJF CROUGHS NV MAATHEIDE 1302, 3920 LOMMEL · Publications in State Gazette ↗
09-04-2025
Bankruptcy Opening
Date: 03-04-2025 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · BOUWBEDRIJF CROUGHS NV MAATHEIDE 1302, 3920 LOMMEL · Publications in State Gazette ↗
Time machine — BS events + macro context 2021 — 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-04-09 · Bankruptcy · Opening2026-06-01 · Bankruptcy · Bankruptcy closure (insufficient assets)
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad — acts 2 acts
Address history · 1
05-08-2024
Registered-office move
All acts · 2 updated 1 year ago
2024
05-08-2024 Registered office moved from Heusden-Zolder to Lommel Registered-office change
  • Boterbosstraat 29, 3550 Heusden-Zolder → Maatheide 1302, 3920 Lommel
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Maatheide 1302, 3920 Lommel",
        "city": "Lommel",
        "region": "vlaams_gewest",
        "street": "Maatheide",
        "country": "BE",
        "postcode": "3920",
        "box_number": null,
        "street_number": "1302",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Boterbosstraat 29, 3550 Heusden-Zolder",
        "city": "Heusden-Zolder",
        "region": "vlaams_gewest",
        "street": "Boterbosstraat",
        "country": "BE",
        "postcode": "3550",
        "box_number": null,
        "street_number": "29",
        "locality_suffix": null
      },
      "effective_date": "2021-05-31",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-08-05",
    "filing_date": "2024-07-24",
    "act_kind_objet": "ZETELVERPLAATSING"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2024-02-16",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0827.616.866",
    "name_full": "BOUWBEDRIJF CROUGHS",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jo Boonen",
    "org_rep_person_name": null,
    "person_role_at_subject": "Gedelegeerd bestuurder"
  },
  "co_filed_documents": []
}
2022
29-12-2022 4 directors appointed Director changes
  • LUC BECKERS — Commissaris
  • Boonen Jo — Gedelegeerd bestuurder
  • Paerewyck Dirk — Gedelegeerd bestuurder
  • Ulenaers Danny — Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "LUC BECKERS",
        "address": "3800 SINT-TRUIDEN, Witte Brugstraat 20",
        "birth_date": null,
        "profession": "BEDRIJFSREVISOR",
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "LUC BECKERS BEDRIJFSREVISOR",
        "address": "3510 HASSELT (Kermt), Diestersteenweg 146",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-09-20",
      "evidence_quote": "De bijzondere algemene vergadering gehouden op 20 september 2022 beslist met eenparigheid van stemmen als commissaris te benoemen de BV \u0022LUC BECKERS BEDRIJFSREVISOR\u0022",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2025"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "LUC BECKERS",
        "address": "3800 SINT-TRUIDEN, Witte Brugstraat 20",
        "birth_date": null,
        "profession": "BEDRIJFSREVISOR",
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "LUC BECKERS BEDRIJFSREVISOR",
        "address": "3510 HASSELT (Kermt), Diestersteenweg 146",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "Gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Boonen Jo",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV JODIBO",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "Gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Paerewyck Dirk",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV CAMILOTTE",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "Gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Ulenaers Danny",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV JAMARO",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Heusden-Zolder",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2022-12-14",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2022-09-20",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0827.616.866",
    "name_full": "BOUWBEDRIJF CROUGHS",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201
Primary activity highlighted.
Names & trade names
Legal nameNL BOUWBEDRIJF CROUGHS
Registered office
Maatheide 1302
3920 Lommel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative