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Complete company report
Generated 16-08-2026
Active BE 0827.616.866Public limited company

BOUWBEDRIJF CROUGHS

Maatheide 1302 ·3920 Lommel, Belgium· 16 yrs active
Sector: Algemene bouw van residentiële gebouwen (41001)
Conclusion Checked

The KBO register records legal situation 050 for BOUWBEDRIJF CROUGHS (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2021 annual accounts show negative equity (€-1.32M) and a net result of €-849k.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-1.32M
Net result €-849k
Staff (FTE) 10
Active 16 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health0Profitability33Solvency34Growth-Stability0
17 / 100

Fragile profile, watch health in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 0
Profitability 33
Solvency 34
Growth -
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
20 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· 2 historical bankruptcy publications (+20)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2021 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2021 and the legal situation the KBO register itself records. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 03-07-2024 with the NBB · fiscal year 2023 · verkort
Fiscal year2021
Depositvolledig
Revenue€5.85M
EBITDA€-812k
Net profit€-849k
Cash flow€-824k
Staff costs€203k
Income taxes€5k
Dividends-
Total assets€1.45M
Equity€-1.32M
Debt€2.77M
of which ≤ 1y€2.77M
of which > 1y-
Working capital€-1.36M
Employees (FTE)10.0
Ratios (computed)
2021
Current ratio0.51
Quick ratio0.46
Working capital ratio-94.1%
Solvency-91.5%
Debt / equity-2.09
Long-term debt ratio-
Interest coverage-115.44
Gross margin9.7%
Net margin-14.5%
ROA-58.6%
ROE64.1%
EBITDA margin-13.9%
Days sales outstanding69d
Days payable outstanding48d
Inventory turnover41.93
Days inventory (DSI)9d
Balance-sheet composition 2021
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€1.45M
Fixed assets 21/28€38k
Tangible fixed assets 22/27€38k
Current assets 29/58€1.41M
Stocks & contracts in progress 3€126k
Amounts receivable within one year 40/41€1.26M
Cash & bank 54/58€23k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.45M
Equity 10/15€-1.32M
Contributions / capital 10/11€512k
Reserves 13€125k
Accumulated profits (losses) 14€-1.96M
Amounts payable 17/49€2.77M
Amounts payable within one year 42/48€2.77M
Trade debts payable within one year 44€690k
Income statement
Turnover 70€5.85M
Operating result 9901€-837k
Financial income 75€304
Financial charges 65€7k
Result before taxes 9903€-843k
Income taxes 67/77€5k
Net result for the period 9904€-849k
Result to be appropriated 9905€-849k
Ratios computed by Checked.
Directors & mandates 3 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (22153956). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • BV CAMILOTTELegal entity
    Managing director· perm. rep.: Paerewyck Dirk
    State Gazette act 22153956 (29-12-2022)
    Current
    29-12-2022 → present
  • BV JAMAROLegal entity
    Managing director· perm. rep.: Ulenaers Danny
    State Gazette act 22153956 (29-12-2022)
    Current
    29-12-2022 → present
  • BV JODIBOLegal entity
    Managing director· perm. rep.: Boonen Jo
    State Gazette act 22153956 (29-12-2022)
    Current
    29-12-2022 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates2 persons
Role Name Tenure Source
Curator KRISTOF KROL
PRINS BISSCHOPSSINGEL 11, 3500 HASSELT
 03-04-2025 → present Belgian State Gazette
Curator GERTJAN CUPERS
PRINS BISSCHOPSSINGEL 11, 3500 HASSELT- g.cupers@exacto- advocaten.be
 03-04-2025 → present Belgian State Gazette
Legal Structure
NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Public limited company(014)
Incorporation07-07-2010
StatusActive
Postal code3920
First BS signal 09-04-2025
Latest BS signal 01-06-2026
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72342A1225/00F007 Flanders 1.5 ha 1 · 8,897 m² 17.5 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
01-06-2026
Bankruptcy Bankruptcy closure (insufficient assets)
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · BOUWBE- DRIJF CROUGHS NV MAATHEIDE 1302, 3920 LOMMEL · event 26-05-2026
2025
09-04-2025
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · BOUWBEDRIJF CROUGHS NV MAATHEIDE 1302, 3920 LOMMEL · event 03-04-2025
2024
05-08-2024
State Gazette act Registered-office change
03-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
30-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
29-12-2022
State Gazette act Director changes
26-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
07-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
28-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
09-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
19-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
23-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
25-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Lifecycle & Insolvency Signals2 events
01-06-2026
Bankruptcy Bankruptcy closure (insufficient assets)
Date: 26-05-2026 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · BOUWBE- DRIJF CROUGHS NV MAATHEIDE 1302, 3920 LOMMEL · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 03-04-2025 to 26-05-2026.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-04-09 · Bankruptcy · Opening2026-06-01 · Bankruptcy · Bankruptcy closure (insufficient assets)
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 8 acts read

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Address history · 1
05-08-2024
Registered-office move
All acts · 2 updated 2 years ago
2024
05-08-2024 Registered office moved from Heusden-Zolder to Lommel Registered-office change
  • Boterbosstraat 29, 3550 Heusden-Zolder → Maatheide 1302, 3920 Lommel
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Maatheide 1302, 3920 Lommel",
        "city": "Lommel",
        "region": "vlaams_gewest",
        "street": "Maatheide",
        "country": "BE",
        "postcode": "3920",
        "box_number": null,
        "street_number": "1302",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Boterbosstraat 29, 3550 Heusden-Zolder",
        "city": "Heusden-Zolder",
        "region": "vlaams_gewest",
        "street": "Boterbosstraat",
        "country": "BE",
        "postcode": "3550",
        "box_number": null,
        "street_number": "29",
        "locality_suffix": null
      },
      "effective_date": "2021-05-31",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-08-05",
    "filing_date": "2024-07-24",
    "act_kind_objet": "ZETELVERPLAATSING"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2024-02-16",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0827.616.866",
    "name_full": "BOUWBEDRIJF CROUGHS",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jo Boonen",
    "org_rep_person_name": null,
    "person_role_at_subject": "Gedelegeerd bestuurder"
  },
  "co_filed_documents": []
}
2022
29-12-2022 4 directors appointed Director changes
  • LUC BECKERS, Commissaris
  • Boonen Jo, Gedelegeerd bestuurder
  • Paerewyck Dirk, Gedelegeerd bestuurder
  • Ulenaers Danny, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "LUC BECKERS",
        "address": "3800 SINT-TRUIDEN, Witte Brugstraat 20",
        "birth_date": null,
        "profession": "BEDRIJFSREVISOR",
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "LUC BECKERS BEDRIJFSREVISOR",
        "address": "3510 HASSELT (Kermt), Diestersteenweg 146",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-09-20",
      "evidence_quote": "De bijzondere algemene vergadering gehouden op 20 september 2022 beslist met eenparigheid van stemmen als commissaris te benoemen de BV \u0022LUC BECKERS BEDRIJFSREVISOR\u0022",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_agm_year",
        "value": "2025"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "LUC BECKERS",
        "address": "3800 SINT-TRUIDEN, Witte Brugstraat 20",
        "birth_date": null,
        "profession": "BEDRIJFSREVISOR",
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "LUC BECKERS BEDRIJFSREVISOR",
        "address": "3510 HASSELT (Kermt), Diestersteenweg 146",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "Gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Boonen Jo",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV JODIBO",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "Gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Paerewyck Dirk",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV CAMILOTTE",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "Gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Ulenaers Danny",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV JAMARO",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Heusden-Zolder",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2022-12-14",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2022-09-20",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0827.616.866",
    "name_full": "BOUWBEDRIJF CROUGHS",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201
Primary activity highlighted.
Names & trade names
Legal nameNL BOUWBEDRIJF CROUGHS
Registered office
Maatheide 1302
3920 Lommel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative