BOUW & ONDERHOUD SHOP
ActiveSummary
BOUW & ONDERHOUD SHOP has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €392. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 38% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-45
Solvency45▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.22 in 2024; short-term debt: 76.5% and cash: 1.9% of total assets), and 80.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.7%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-05-2026, 82 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
82 d early
2024
16 d early
2023
45 d early
2022
30 d early
2021
68 d early
2020
69 d early
2019
67 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▲ 1.7%
2024 · €23k
2018: €3k
2019: €5k
2020: €6k
2021: €6k
2022: €4k
2023: €10k
2024: €23k
2018 → 2025
Total assets
€118k▼ 3.2%
2024 · €122k
2018: €140k
2019: €136k
2020: €143k
2021: €145k
2022: €153k
2023: €137k
2024: €122k
2018 → 2025
Net result
€392▼ 97.0%
2024 · €13k
2018: €2k
2019: €2k
2020: €518
2021: €390
2022: €-2k
2023: €5k
2024: €13k
2018 → 2025
Working capital
€27k▲ 24.8%
2024 · €22k
2018: €-15k
2019: €-11k
2020: €-7k
2021: €-2k
2022: €15k
2023: €9k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€4k▼ 33.4%€10k▲ 130%€23k▲ 135%€23k▲ 1.7%
Operating result€2k-€463▼ 76.0%€8k▲ 1,573%€17k▲ 120%€2k▼ 87.2%
Net result€390-€-2k€5k€13k▲ 138%€392▼ 97.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€797 ▼ 40.2%
Current assets
€117k ▼ 2.8%
Equity and liabilities €118k
Equity
€23k ▲ 1.7%
Debt
€95k ▼ 4.4%
Debt's share of the balance-sheet total falls from 81.3% to 80.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €18k
Cash flow
€927▼
2024 · €14k
Current ratio
1.30▲
2024 · 1.22
Quick ratio
0.08▲
2024 · 0.07
Debt to equity
4.08▼
2024 · 4.34
ROE
1.7%▼
2024 · 57.4%
ROA
0.3%▼
2024 · 10.7%
Interest coverage
1.56▼
2024 · 5.38
Debt ≤ 1 year
€90k▼
2024 · €99k
Debt > 1 year
€4k
Income taxes
€145▼
2024 · €708
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€122k€118k▼
Fixed assets21/28€1k€797▼
Tangible fixed assets22/27€1k€797▼
Land and buildings22€716€690▼
Plant, machinery and equipment23€617€107▼
Current assets29/58€120k€117k▼
Stocks and contracts in progress3€114k€110k▼
Stocks30/36€114k€110k▼
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€276€155▼
Other amounts receivable41€1k€1k▼
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€902€3k▲
Equity and liabilities
Total equity and liabilities10/49€122k€118k▼
Equity10/15€23k€23k▲
Contributions10/11€19k€19k=
Capital10-€19k
Issued capital100-€19k
Profit (loss) carried forward14€4k€5k▲
Amounts payable17/49€99k€95k▼
Amounts payable after more than one year17-€4k
Financial debts170/4-€4k
Amounts payable within one year42/48€99k€90k▼
Current portion of amounts payable after more than one year42€11k€5k▼
Trade debts44€35k€24k▼
Suppliers440/4€35k€24k▼
Taxes, remuneration and social security45€708€2k▲
Taxes450/3€708€2k▲
Other amounts payable47/48€53k€60k▲
Accrued charges and deferred income492/3€70€72▲
Income statement
Code20242025
Remuneration, social security and pensions62€70-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€630€535▼
Other operating charges640/8€2k€574▼
Gross operating margin9900€20k€3k▼
Operating profit (loss)9901€17k€2k▼
Financial income75/76B€22€90▲
Recurring financial income75€22€90▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€14k€537▼
Income taxes67/77€708€145▼
Profit (loss) for the period9904€13k€392▼
Profit (loss) for the period to be appropriated9905€13k€392▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€5k▲
Profit (loss) brought forward from the previous period14P€-9k€4k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €13k ▲138%
Operating result €17k, net result €13k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-2k ▼642%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
11-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 285 days late
11-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 650 days late
09-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 1013 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijheidsstraat 112280 GrobbendonkGround area
659 m²
Building footprint
248 m²
Volume, LiDAR
781 m³
Parcel 13010C0068/00K008, Flanders · tallest building 3.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BOUW & ONDERHOUD SHOP
since 20152.242.546.562
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010C0068/00K008 | Flanders | 659 m² | 1 · 248 m² | 3.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,719 companies in sector 47521 we hold annual accounts for 1,288. 482 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
33120Repair and maintenance of machinery
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
77221Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:waltermertens63@telenet.be
Phone:0496/64.26.31