BOUW INTERIEUR
ActiveThe computed 12-month bankruptcy probability of BOUW INTERIEUR is 2.0% (moderate). The 2025 annual accounts show equity of €72k and a net result of €18k. Equity is growing by ~38.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 7331 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+1
Solvency100▲+10
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.18 against 4.03 in 2024; short-term debt: 19.1% and cash: 2.3% of total assets), and 23% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77%
Return on assets
19%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 28-11-2025, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
2 d early
2022
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close17-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 32.7%
2024 · €54k
2022: €18k
2023: €40k
2024: €54k
2022 → 2025
Total assets
€94k▲ 12.4%
2024 · €83k
2022: €48k
2023: €71k
2024: €83k
2022 → 2025
Net result
€18k▲ 21.9%
2024 · €15k
2022: €13k
2023: €22k
2024: €15k
2022 → 2025
Working capital
€75k▲ 19.1%
2024 · €63k
2022: €3k
2023: €45k
2024: €63k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€18k-€40k▲ 125%€54k▲ 36.7%€72k▲ 32.7%
Operating result€17k-€31k▲ 80.1%€20k▼ 36.4%€24k▲ 22.5%
Net result€13k-€22k▲ 73.9%€15k▼ 33.9%€18k▲ 21.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€1k
Current assets
€93k
Equity and liabilities €94k
Equity
€72k▲ 32.7%
Debt
€22k▼ 25.7%
The debt ratio falls from 34.8% to 23.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▼
2024 · €27k
Cash flow
€18k▼
2024 · €22k
Solvency
77.0%▲
2024 · 65.2%
Current ratio
5.18▲
2024 · 4.03
Quick ratio
5.18▲
2024 · 4.03
Debt / equity
0.30▼
2024 · 0.53
ROE
24.7%▼
2024 · 26.8%
ROA
19.0%▲
2024 · 17.5%
Interest coverage
108.73▲
2024 · 89.33
Debt
€22k▼
2024 · €29k
Debt ≤ 1 year
€18k▼
2024 · €21k
Debt > 1 year
€4k▼
2024 · €8k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€94k▲
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Current assets29/58€83k€93k▲
Amounts receivable within one year40/41€80k€90k▲
Trade receivables40-€962
Other amounts receivable41€80k€89k▲
Cash at bank and in hand54/58€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€83k€94k▲
Equity10/15€54k€72k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€49k€67k▲
Amounts payable17/49€29k€22k▼
Amounts payable after more than one year17€8k€4k▼
Financial debts170/4€8k€4k▼
Amounts payable within one year42/48€21k€18k▼
Current portion of amounts payable after more than one year42€5k€5k=
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Bills of exchange payable441-€505
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€12k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€104▼
Other operating charges640/8€2k€465▼
Gross operating margin9900€29k€25k▼
Operating profit (loss)9901€20k€24k▲
Financial charges65/66B€304€221▼
Recurring financial charges65€304€221▼
Profit (loss) for the period before taxes9903€19k€24k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€15k€18k▲
Profit (loss) for the period to be appropriated9905€15k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€67k▲
Profit (loss) brought forward from the previous period14P€35k€49k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-04
Financial
Highest result since 2022net €22k ▲73.9%
Operating result €31k, net result €22k, both a record.
30-04
Financial
Liquidity triplescurrent ratio 3.53
Current ratio from 1.08 to 3.53; short-term debt falls from €31k to €18k.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wielsbeke · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenlaan(O) 428710 WielsbekeGround area
208 m²
Building footprint
87 m²
Volume, LiDAR
483 m³
Parcel 37009A0354/00C002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BOUW INTERIEUR
since 20212.313.400.312
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37009A0354/00C002 | Flanders | 208 m² | 1 · 87 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bulbs & Bubbles
BE 0746.843.085
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HL CONCEPT INDUSTRIE
BE 0728.825.732
Merbes-le-Château · Eq €72k
BG BUILDING
BE 0762.901.931
Maasmechelen · Eq €72k
Goethals Martin en Jean-Pierre
BE 0443.671.367
Zedelgem · Eq €72k
LEQUARRE & FILS
BE 0700.697.415
Fléron · Eq €72k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 13,220 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2021
Fiscal year end30-04
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.