Boutique PIERRE Carine
ActiveBoutique PIERRE Carine has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262k and a net result of €-8k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 95% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▲+3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 11.64 against 13.03 in 2024; short-term debt: 6.2% and cash: 54.6% of total assets), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
22 d early
2023
26 d early
2022
42 d early
2021
7 d early
2020
6 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€262k▼ 3.0%
2024 · €270k
2019: €245k
2020: €251k
2021: €269k
2022: €284k
2023: €286k
2024: €270k
2019 → 2025
Total assets
€280k▼ 2.0%
2024 · €286k
2019: €289k
2020: €291k
2021: €298k
2022: €307k
2023: €302k
2024: €286k
2019 → 2025
Net result
€-8k▲ 49.2%
2024 · €-16k
2019: €6k
2020: €7k
2021: €18k
2022: €15k
2023: €2k
2024: €-16k
2019 → 2025
Working capital
€186k▲ 1.1%
2024 · €184k
2019: €150k
2020: €137k
2021: €156k
2022: €178k
2023: €190k
2024: €184k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€269k-€284k▲ 5.5%€286k▲ 0.8%€270k▼ 5.5%€262k▼ 3.0%
Operating result€21k-€17k▼ 14.9%€191▼ 98.9%€-19k€-10k▲ 45.2%
Net result€18k-€15k▼ 17.1%€2k▼ 85.0%€-16k€-8k▲ 49.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €19k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €280k
Fixed assets
€76k▼ 11.6%
Current assets
€204k▲ 2.1%
Equity and liabilities €280k
Equity
€262k▼ 3.0%
Debt
€17k▲ 14.4%
The debt ratio rises from 5.4% to 6.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-233▲
2024 · €-9k
Cash flow
€2k▲
2024 · €-6k
Solvency
93.8%▼
2024 · 94.6%
Current ratio
11.64▼
2024 · 13.03
Quick ratio
8.82▼
2024 · 9.37
Debt / equity
0.07▲
2024 · 0.06
ROE
-3.0%▲
2024 · -5.8%
ROA
-2.9%▲
2024 · -5.5%
Interest coverage
-0.60▲
2024 · -19.23
Debt
€17k▲
2024 · €15k
Debt ≤ 1 year
€17k▲
2024 · €15k
Staff costs
€22k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€286k€280k▼
Fixed assets21/28€86k€76k▼
Tangible fixed assets22/27€86k€76k▼
Land and buildings22€86k€76k▼
Current assets29/58€199k€204k▲
Stocks and contracts in progress3€56k€49k▼
Stocks30/36€56k€49k▼
Cash at bank and in hand54/58€142k€153k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€286k€280k▼
Equity10/15€270k€262k▼
Contributions10/11€90k€90k=
Reserves13€194k€194k=
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Distributable reserves133€185k€185k=
Profit (loss) carried forward14€-14k€-22k▼
Amounts payable17/49€15k€17k▲
Amounts payable within one year42/48€15k€17k▲
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€7k€7k▼
Other amounts payable47/48€5k€849▼
Income statement
Code20242025
Remuneration, social security and pensions62€24k€22k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€17k€24k▲
Operating profit (loss)9901€-19k€-10k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€452€390▼
Recurring financial charges65€452€390▼
Profit (loss) for the period before taxes9903€-16k€-8k▲
Profit (loss) for the period9904€-16k€-8k▲
Profit (loss) for the period to be appropriated9905€-16k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-22k▼
Profit (loss) brought forward from the previous period14P€2k€-14k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-16k ▼813%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €18k ▲161%
Operating result €21k, net result €18k, both a record.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Paliseul · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand-Place 356850 PaliseulGround area
102 m²
Building footprint
102 m²
Volume, LiDAR
1,355 m³
Parcel 84050A0163/00_000, Wallonia · tallest building 15.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Boutique PIERRE Carine
since 20082.168.966.718
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84050A0163/00_000indicative | Wallonia | 101 m² | 1 · 101 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,501 companies in sector 47716 we hold annual accounts for 2,440. 1,690 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2008
Fiscal year end30-06
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:061594481