YOUR SUIT
ActiveYOUR SUIT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €262k and a net result of €49k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 9037 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▲+21
Solvency59▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.37 in 2023; short-term debt: 64.3% and cash: 22.3% of total assets), and 65.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
232 d late
2022
130 d late
2021
124 d late
2020
89 d late
2019
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€262k▲ 22.9%
2023 · €213k
2018: €13k
2019: €220k
2020: €210k
2021: €210k
2022: €213k
2023: €213k
2018 → 2024
Total assets
€769k▲ 7.3%
2023 · €716k
2018: €298k
2019: €489k
2020: €621k
2021: €613k
2022: €703k
2023: €716k
2018 → 2024
Net result
€49k▲ 12,459%
2023 · €390
2018: €6k
2019: €7k
2020: €-10k
2021: €-579
2022: €3k
2023: €390
2018 → 2024
Working capital
€176k▲ 9.6%
2023 · €161k
2018: €-45k
2019: €9k
2020: €39k
2021: €203k
2022: €198k
2023: €161k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€210k-€210k▼ 0.3%€213k▲ 1.6%€213k▲ 0.2%€262k▲ 22.9%
Operating result€3k-€6k▲ 91.3%€15k▲ 156%€12k▼ 22.2%€75k▲ 549%
Net result€-10k-€-579▲ 94.0%€3k€390▼ 88.3%€49k▲ 12,459%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 549% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €769k
Fixed assets
€98k▼ 17.4%
Current assets
€670k▲ 12.2%
Equity and liabilities €769k
Equity
€262k▲ 22.9%
Debt
€506k▲ 0.7%
The debt ratio falls from 70.2% to 65.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€98k▲
2023 · €40k
Cash flow
€72k▲
2023 · €28k
Solvency
34.1%▲
2023 · 29.8%
Current ratio
1.36▼
2023 · 1.37
Quick ratio
0.51▼
2023 · 0.56
Debt / equity
1.93▼
2023 · 2.36
ROE
18.7%▲
2023 · 0.2%
ROA
6.4%▲
2023 · 0.1%
Interest coverage
12.65▲
2023 · 4.45
Debt
€506k▲
2023 · €503k
Debt ≤ 1 year
€494k▲
2023 · €436k
Debt > 1 year
€12k▼
2023 · €67k
Income taxes
€22k▲
2023 · €6k
Staff costs
€104k▲
2023 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€716k€769k▲
Formation expenses20€0-
Fixed assets21/28€119k€98k▼
Intangible fixed assets21€10k€8k▼
Tangible fixed assets22/27€108k€90k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€0€2k▲
Other tangible fixed assets26€105k€86k▼
Financial fixed assets28€760€760=
Current assets29/58€597k€670k▲
Stocks and contracts in progress3€353k€418k▲
Stocks30/36€353k€418k▲
Amounts receivable within one year40/41€97k€73k▼
Trade receivables40€84k€57k▼
Other amounts receivable41€13k€16k▲
Cash at bank and in hand54/58€141k€171k▲
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€716k€769k▲
Equity10/15€213k€262k▲
Contributions10/11€206k€206k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€5k€54k▲
Amounts payable17/49€503k€506k▲
Amounts payable after more than one year17€67k€12k▼
Financial debts170/4€67k€12k▼
Amounts payable within one year42/48€436k€494k▲
Current portion of amounts payable after more than one year42€52k€50k▼
Trade debts44€286k€310k▲
Suppliers440/4€286k€310k▲
Taxes, remuneration and social security45€98k€134k▲
Taxes450/3€81k€109k▲
Remuneration and social security454/9€17k€25k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Remuneration, social security and pensions62€100k€104k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€23k▼
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A€3k€1k▼
Gross operating margin9900€145k€207k▲
Operating profit (loss)9901€12k€75k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€6k€71k▲
Income taxes67/77€6k€22k▲
Profit (loss) for the period9904€390€49k▲
Profit (loss) for the period to be appropriated9905€390€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€54k▲
Profit (loss) brought forward from the previous period14P€5k€5k▲
Social balance
Average headcount (FTE)90871.92.4▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 232 days late
2024
31-12
Financial
Highest result since 2018net €49k ▲12459%
Operating result €75k, net result €49k, both a record.
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 130 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
02-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 124 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Weakest financial yearnet €-10k ▼233%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €220k ▲1644%
2 profitable years in a row build equity to €220k.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsestraat 16-182840 RumstGround area
1,037 m²
Building footprint
543 m²
Volume, LiDAR
3,071 m³
Parcel 11036A0063/00N000, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YOUR SUIT
since 20162.252.274.870
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036A0063/00N000 | Flanders | 1,037 m² | 1 · 543 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOETIEK FRANCOISE
BE 0474.936.546
Lier · Eq €262k
SCHONINGH FASHION
BE 0899.479.020
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DENIS POTIER
BE 0867.054.492
Wezembeek-Oppem · Eq €261k
NOMAKI
BE 0426.217.802
Hasselt · Eq €263k
D.T.O.
BE 0474.953.471
Kortrijk · Eq €264k
Of 1,275 companies in sector 46160 we hold annual accounts for 685. 476 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-04-2016
Fiscal year end31-12
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
46423Wholesale of clothing, excluding workwear and underwear
46425Wholesale trade
47711Retail sale of women's outerwear
47712Retail trade
47721Retail sale of footwear
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.