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Complete company report
Generated 20-07-2026
Active BE 0437.194.440Public limited company

BOURSIMMO

De Bleek 20 ·3290 Diest, Belgium· 37 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of BOURSIMMO is 0.5% (very low). The 2024 annual accounts show equity of €3.70M and a net result of €313k. Equity is growing by ~4.2% per year across the filed fiscal years. The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €3.70M
Net result €313k
Active 37 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health76Profitability42Solvency100Growth78Stability100
79 / 100

Exceptional profile, strong across almost every axis.

Health 76
Profitability 42
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
76 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 04-07-2025 with the NBB · fiscal year 2024 · micro
€-1.00M€-500k€0€500kOperating result 2020: €-77k€-77kNet result 2020: €-743k€-743kOperating result 2021: €-85k€-85kNet result 2021: €336k€336kOperating result 2022: €-98k€-98kNet result 2022: €195k€195kOperating result 2023: €-39k€-39kNet result 2023: €190k€190kOperating result 2024: €-76k€-76kNet result 2024: €313k€313k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~4.2%/year over 7 fiscal years, indicative, assuming unchanged policy.
€2.50M€3.00M€3.50M€4.00M€4.50M2025: €3.68M (€3.37M - €3.98M)2026: €3.83M (€3.34M - €4.32M)2027: €3.99M (€3.32M - €4.66M)2018: €3.28M2019: €3.41M2020: €2.66M2021: €3.00M2022: €3.19M2023: €3.38M2024: €3.70M2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€-65k
-144.8% 18-24
Net profit
€313k
+64.8% 18-24
Cash flow
€324k
+60.0% 18-24
Total assets
€3.79M
+8.5% 18-24
Equity
€3.70M
+9.2% 18-24
Working capital
€3.41M
+10.3% 18-24
Employees (FTE)
1
0.0% 18-24
Staff costs
€56k
+214.2% 18-24
Income taxes
€165k
+289.4% 18-24
Dividends
€1k
0.0% 18-24
Debt
€31k
-29.3% 18-24
Debt ≤ 1y
€29k
-30.8% 18-24
Current ratio
118.79
+58.7% 18-24
Quick ratio
118.79
+58.7% 18-24
Solvency
97.5%
+0.7% 18-24
Debt / equity
0.01
-35.3% 18-24
ROE
8.5%
+50.9% 18-24
ROA
8.3%
+52.0% 18-24
Interest coverage
-0.32
- 18-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-65k
Net profit€313k
Cash flow€324k
Staff costs€56k
Income taxes€165k
Dividends€1k
Total assets€3.79M
Equity€3.70M
Debt€31k
of which ≤ 1y€29k
of which > 1y-
Working capital€3.41M
Employees (FTE)-
Ratios (computed)
2024
Current ratio118.79
Quick ratio118.79
Working capital ratio90.0%
Solvency97.5%
Debt / equity0.01
Long-term debt ratio-
Interest coverage-0.32
Gross margin-
Net margin-
ROA8.3%
ROE8.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€3.79M
Fixed assets 21/28€349k
Tangible fixed assets 22/27€349k
Current assets 29/58€3.44M
Investments 50/53€3.20M
Cash & bank 54/58€237k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3.79M
Equity 10/15€3.70M
Contributions / capital 10/11€2.78M
Reserves 13€918k
Provisions & deferred taxes 16€65k
Amounts payable 17/49€31k
Amounts payable within one year 42/48€29k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€-2k
Operating result 9901€-76k
Financial income 75€756k
Financial charges 65€204k
Result before taxes 9903€476k
Income taxes 67/77€165k
Net result for the period 9904€313k
Result to be appropriated 9905€319k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation31-03-1989
StatusActive
Postal code3290
Establishment units 1 location
De Bleek 20, 3290 Diest
de Deposito- en Consignatiekas
since 19942.043.582.637
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24020A1110/00A002 Flanders 3,476 m² 1 · 206 m² 15.1 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
04-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
31-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
18-01-2023
State Gazette act Director changes
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
23-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
31-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
28-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
25-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
19-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
29-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
18-01-2023 4 reappointed Director changes
  • Robert Honoré, Bestuurder
  • Kathleen Böting, Bestuurder
  • Inès Honoré, Bestuurder
  • Robert Honoré, Gedelegeerd bestuurder
Technical details 
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  "notary": {
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    "office_city": "Leuven",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2023-01-10",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-06-24",
      "unanimous": true
    },
    {
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    }
  ],
  "is_correction": false,
  "subject_company": {
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    "name_full": "BOURSIMM\u041E",
    "legal_form": "NV"
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  "publication_proxy": {
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    "org_kbo": "0480.204.636",
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}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL BOURSIMMO
AbbreviationNL FINANCIA
Registered office
De Bleek 20 bus 03
3290 Diest, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative