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BOULOV

Active
Public limited companyfounded 20179 yrs activePlace de St Symphorien 24, 7030 Mons, BelgiumKBO/BCE: BE 0669.699.282
Summary

The computed 12-month bankruptcy probability of BOULOV is 2.4% (moderate). The 2025 annual accounts show equity of €57,306 and a net result of €10,492. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 776 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
BOULOVActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€452,873total assets 2025
Staff
9.9 FTE
Equity
€57,306
Profit
€10,492
Financial health
52 Fair Checked score 2025
Bankruptcy chance 12 m
2.4%
Structure
Parent
TRADITIONAL BREAD BELGIUM · 100%
Accounts 17 d early0 of 7 deeds read
Why 52- Size: 9.9 FTE, total assets €452,873- Sector Manufacture of food products (NACE 10)- Equity €57,306 (12.7% of total assets)- Liquidity: current ratio 0.32, cash €10,551Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 39% of its sector peers (NACE 10, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 38+1
equity 12.7% of total assets
Liquidity 17+9
short-term debt 68.1% · cash 2.3%
Profitability 72-8
return on assets 2.3%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,069 companies)
Last 24 months 11-2024: 3.0% 12-2024: 3.0%● 0.0% vs 11-2024 01-2025: 3.0%▼ -0.6% vs 12-2024 02-2025: 3.0%▲ +0.7% vs 01-2025 03-2025: 2.4%▼ -18.1% vs 02-2025 04-2025: 2.6%▲ +6.3% vs 03-2025 05-2025: 2.6%▼ -0.7% vs 04-2025 06-2025: 2.3%▼ -9.8% vs 05-2025 07-2025: 2.7%▲ +15.8% vs 06-2025 08-2025: 3.4%▲ +27.3% vs 07-2025highest value 09-2025: 1.8%▼ -47.4% vs 08-2025 10-2025: 1.8%● 0.0% vs 09-2025 11-2025: 1.8%● 0.0% vs 10-2025 12-2025: 1.8%● 0.0% vs 11-2025 01-2026: 1.8%▼ -0.6% vs 12-2025lowest value 02-2026: 1.8%● 0.0% vs 01-2026lowest value 03-2026: 1.8%● 0.0% vs 02-2026lowest value 04-2026: 1.9%▲ +6.5% vs 03-2026 05-2026: 1.9%▼ -1.3% vs 04-2026 06-2026: 1.8%▼ -3.1% vs 05-2026 07-2026: 2.0%▲ +7.3% vs 06-2026 08-2026: 2.4%▲ +19.9% vs 07-2026 09-2026: 2.4%● 0.0% vs 08-2026 10-2026: 2.4%● 0.0% vs 09-2026
  • Size: 9.9 FTE, total assets €452,873 raises the probability for this profile
  • Sector Manufacture of food products (NACE 10) raises the probability
  • Equity €57,306 (12.7% of total assets) raises the probability
  • Liquidity: current ratio 0.32, cash €10,551 raises the probability
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.23 in 2024; short-term debt: 68.1% and cash: 2.3% of total assets), and 87.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, micro). Better than this share of them on solvency 29%, liquidity 10%, profitability 48%, growth against the median 69%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Size: 9.9 FTE, total assets €452,873
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Sector Manufacture of food products (NACE 10)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Equity €57,306 (12.7% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.32, cash €10,551
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 776 sector peers (2025).
NBB · sector comparison
Position among 776 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
17 d early
2024
on the day
2023
15 d early
2022
17 d early
2021
13 d early
2020
12 d early
2019
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Caution: Among the weakest 13% on equitysector median €2.1m · 776 companies €57,306 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by TRADITIONAL BREAD BELGIUM 100% View

By topic

Financials

Fiscal year
2025
Total assets
€452,873
Profit
€10,492
Solvency
12.7%
Turnover▲ 21.9%
Net result
20202021
Go to Financials

Timeline

Events
11
Since
2018
Next accounts
by 31-07-2027
  1. 14-07-2026Annual accounts filed
  2. 31-07-2025Annual accounts filed
  3. 16-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
17-01-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?TRADITIONAL BREAD BELGIUM · 32 companies How does this company compare with its sector?Sector benchmark

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