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BOULOV

Active
Public limited companyfounded 20179 years activePlace de St Symphorien 24, 7030 Mons, BelgiumKBO/BCE: BE 0669.699.282
Summary

The computed 12-month bankruptcy probability of BOULOV is 2.4% (moderate). The 2025 annual accounts show equity of €57,306 and a net result of €10,492. Equity is growing by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 776 sector peers (NACE 10, fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€452,873total assets 2025
Staff
9.9 FTE
Equity
€57,306
Profit
€10,492
Financial health
52 Fair Checked score 2025
Bankruptcy probability, 12 months
2.4%
Structure
Parent
TRADITIONAL BREAD BELGIUM · 100%
Accounts 17 days early0 of 7 deeds read
Why 52- Size: 9.9 FTE, total assets €452,873- Sector Manufacture of food products (NACE 10)- Equity €57,306 (12.7% of total assets)- Liquidity: current ratio 0.32, cash €10,551Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 39% of its sector peers (NACE 10, micro)
Financial strength · tick = 2024
Weak
Solvency 38+1
equity 12.7% of total assets
Liquidity 17+9
short-term debt 68.1% · cash 2.3%
Profitability 72-8
return on assets 2.3%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,069 companies)
Last 24 months 11-2024: 3.0% 12-2024: 3.0%● unchanged vs 11-2024 01-2025: 3.0%● unchanged vs 12-2024 02-2025: 3.0%● unchanged vs 01-2025 03-2025: 2.4%▼ -0.6 percentage points vs 02-2025 04-2025: 2.6%▲ +0.2 percentage points vs 03-2025 05-2025: 2.6%● unchanged vs 04-2025 06-2025: 2.3%▼ -0.3 percentage points vs 05-2025 07-2025: 2.7%▲ +0.4 percentage points vs 06-2025 08-2025: 3.4%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 1.8%▼ -1.6 percentage points vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025lowest value 02-2026: 1.8%● unchanged vs 01-2026lowest value 03-2026: 1.8%● unchanged vs 02-2026lowest value 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 1.8%▼ -0.1 percentage points vs 05-2026 07-2026: 2.0%▲ +0.2 percentage points vs 06-2026 08-2026: 2.4%▲ +0.4 percentage points vs 07-2026 09-2026: 2.4%● unchanged vs 08-2026 10-2026: 2.4%● unchanged vs 09-2026
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.23 in 2024; short-term debt: 68.1% and cash: 2.3% of total assets), and 87.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 29% on solvency, 10% on liquidity, 48% on profitability and 69% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · Size: 9.9 FTE, total assets €452,873
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector Manufacture of food products (NACE 10)
KBO
raises risk · Equity €57,306 (12.7% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.32, cash €10,551
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 776 sector peers (2025).
NBB · sector comparison
Position among 776 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
17 days early
2024
on the day
2023
15 days early
2022
17 days early
2021
13 days early
2020
12 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Caution: Among the weakest 13% on equitysector median €2.1m · 776 companies €57,306 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by TRADITIONAL BREAD BELGIUM 100% View

By topic

Financials

Fiscal year
2025
Total assets
€452,873
Profit
€10,492
Solvency
12.7%
Turnover▲ 21.9%
Net result
20202021
Go to Financials

Timeline

Events
11
Since
2018
Next accounts
by 31-07-2027
  1. 31-12-2023Back to profit
  2. 14-07-2023Annual accounts filed
  3. 18-07-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
17-01-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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