BOTIZ CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of BOTIZ CONSTRUCT is 6.3% (elevated). The 2024 annual accounts show equity of €46,242 and a net result of €7,744. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 9973 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2024
Axes · tick = 2023
Profitability79▲+11
Solvency76▲+17
Growth68=
Track record86
Bankruptcy probability, 12 months
6.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.18 against 1.48 in 2023; short-term debt: 30.1% and cash: 3.6% of total assets), and 49% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51%
Return on assets
8.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
328 d late
2022
50 d late
2021
154 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 148 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Turnover
€279,983▲ 39.3%
2022 · €201,017
EBIT margin
2.9%▼ 1.8pp
2022 · 4.7%
Net result
€7,744▲ 70.3%
2023 · €4,548
Working capital
€32,065▲ 57.0%
2023 · €20,427
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Turnover€150,327-€201,017▲ 33.7%€279,983▲ 39.3%
Operating result€31,479-€9,354▼ 70.3%€8,109▼ 13.3%€11,334▲ 39.8%
Net result€24,038within the sector's middle half-€6,911within the sector's middle half▼ 71.3%€4,548within the sector's middle half▼ 34.2%€7,744within the sector's middle half▲ 70.3%
EBIT margin20.9%-4.7%▼ 16.3pp2.9%▼ 1.8pp
Equity€27,038within the sector's middle half-€33,949within the sector's middle half▲ 25.6%€38,497within the sector's middle half▲ 13.4%€46,242within the sector's middle half▲ 20.1%
Total assets€77,384within the sector's middle half-€111,438within the sector's middle half▲ 44.0%€111,984within the sector's middle half▲ 0.5%€90,585within the sector's middle half▼ 19.1%
Debt€50,345-€77,489▲ 53.9%€73,487▼ 5.2%€44,343▼ 39.7%
Working capital€16,985within the sector's middle half-€16,108within the sector's middle half▼ 5.2%€20,427within the sector's middle half▲ 26.8%€32,065within the sector's middle half▲ 57.0%
Solvency34.9%within the sector's middle half-30.5%within the sector's middle half▼ 4.5pp34.4%within the sector's middle half▲ 3.9pp51.0%within the sector's middle half▲ 16.7pp
Current ratio1.88within the sector's middle half-1.29within the sector's middle half▼ 0.591.48within the sector's middle half▲ 0.182.18within the sector's middle half▲ 0.70
Return on assets (ROA)31.1%above the sector's middle half-6.2%within the sector's middle half▼ 24.9pp4.1%within the sector's middle half▼ 2.1pp8.5%within the sector's middle half▲ 4.5pp
Staff (FTE)1-1=1=
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 40% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €90,585
Fixed assets
€31,293 ▼ 35.7%
Current assets
€59,292 ▼ 6.3%
Equity and liabilities €90,585
Equity
€46,242 ▲ 20.1%
Debt
€44,343 ▼ 39.7%
Debt's share of the balance-sheet total falls from 65.6% to 49.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28,726▲
2023 · €24,878
Cash flow
€25,137▲
2023 · €21,317
Debt to equity
0.96▼
2023 · 1.91
ROE
16.7%▲
2023 · 11.8%
Interest coverage
17.38▲
2023 · 9.73
Debt ≤ 1 year
€27,228▼
2023 · €42,872
Debt > 1 year
€17,115▼
2023 · €30,615
Income taxes
€1,936▲
2023 · €1,137
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 6.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Turnover70 | €150,327 | €201,017 | €279,983 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €92,102 | €140,956 | €238,512 | - | - |
| Remuneration, social security and pensions62 | €19,761 | €38,733 | €16,112 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,384 | €11,298 | €16,769 | €17,393 | ▲ 3.7% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €1,445 | €0 | - | - | - |
| Other operating charges640/8 | €157 | €676 | €481 | €482 | ▲ 0.2% |
| Gross operating margin9900 | €58,225 | €60,060 | €41,472 | €29,208 | ▼ 29.6% |
| Operating profit (loss)9901 | €31,479 | €9,354 | €8,109 | €11,334 | ▲ 39.8% |
| Financial income75/76B | €0 | €13 | €133 | €0 | ▼ 99.9% |
| Recurring financial income75 | €0 | €13 | €133 | €0 | ▼ 99.9% |
| Financial charges65/66B | €3,546 | €1,045 | €2,557 | €1,653 | ▼ 35.3% |
| Recurring financial charges65 | €3,546 | €1,045 | €2,557 | €1,653 | ▼ 35.3% |
| Profit (loss) for the period before taxes9903 | €27,933 | €8,323 | €5,685 | €9,681 | ▲ 70.3% |
| Income taxes67/77 | €3,894 | €1,412 | €1,137 | €1,936 | ▲ 70.3% |
| Profit (loss) for the period9904 | €24,038 | €6,911 | €4,548 | €7,744 | ▲ 70.3% |
| Profit (loss) for the period to be appropriated9905 | €24,038 | €6,911 | €4,548 | €7,744 | ▲ 70.3% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €77,384 | €111,438 | €111,984 | €90,585 | ▼ 19.1% |
| Fixed assets21/28 | €41,086 | €40,479 | €48,685 | €31,293 | ▼ 35.7% |
| Tangible fixed assets22/27 | €41,086 | €40,479 | €48,685 | €31,293 | ▼ 35.7% |
| Plant, machinery and equipment23 | €992 | €8,366 | €4,828 | €1,715 | ▼ 64.5% |
| Furniture and vehicles24 | €40,094 | €32,112 | €43,857 | €29,577 | ▼ 32.6% |
| Current assets29/58 | €36,298 | €70,960 | €63,299 | €59,292 | ▼ 6.3% |
| Stocks and contracts in progress3 | - | - | €55,000 | - | - |
| Contracts in progress37 | - | - | €55,000 | - | - |
| Amounts receivable within one year40/41 | €30,054 | €66,324 | €7,639 | €55,965 | ▲ 633% |
| Trade receivables40 | €28,893 | €65,182 | €5,000 | €48,067 | ▲ 861% |
| Other amounts receivable41 | €1,161 | €1,141 | €2,639 | €7,898 | ▲ 199% |
| Cash at bank and in hand54/58 | €6,244 | €4,636 | €598 | €3,265 | ▲ 446% |
| Deferred charges and accrued income490/1 | - | - | €62 | €62 | = |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €77,384 | €111,438 | €111,984 | €90,585 | ▼ 19.1% |
| Equity10/15 | €27,038 | €33,949 | €38,497 | €46,242 | ▲ 20.1% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Capital10 | €3,000 | €3,000 | €3,000 | - | - |
| Issued capital100 | €3,000 | €3,000 | €3,000 | - | - |
| Outside capital11 | - | - | - | €3,000 | - |
| Other1109/19 | - | - | - | €3,000 | - |
| Profit (loss) carried forward14 | €24,038 | €30,949 | €35,497 | €43,242 | ▲ 21.8% |
| Amounts payable17/49 | €50,345 | €77,489 | €73,487 | €44,343 | ▼ 39.7% |
| Amounts payable after more than one year17 | €31,033 | €22,638 | €30,615 | €17,115 | ▼ 44.1% |
| Financial debts170/4 | €31,033 | €22,638 | €30,615 | €17,115 | ▼ 44.1% |
| Amounts payable within one year42/48 | €19,313 | €54,851 | €42,872 | €27,228 | ▼ 36.5% |
| Current portion of amounts payable after more than one year42 | €8,197 | €8,395 | €13,100 | €13,566 | ▲ 3.6% |
| Trade debts44 | €1,241 | €10,770 | €11,798 | €1,963 | ▼ 83.4% |
| Suppliers440/4 | €1,241 | €10,770 | €11,798 | €1,963 | ▼ 83.4% |
| Taxes, remuneration and social security45 | €8,213 | €12,296 | €2,551 | €4,487 | ▲ 75.9% |
| Taxes450/3 | €5,493 | €6,481 | €2,551 | €4,487 | ▲ 75.9% |
| Remuneration and social security454/9 | €2,720 | €5,815 | - | - | - |
| Other amounts payable47/48 | €1,662 | €23,391 | €15,422 | €7,211 | ▼ 53.2% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24,038 | €6,911 | €4,548 | €7,744 | ▲ 70.3% |
| + Depreciation and write-downs630 | €5,384 | €11,298 | €16,769 | €17,393 | ▲ 3.7% |
| Operating cash flow (approximation) | €29,422 | €18,209 | €21,317 | €25,137 | ▲ 17.9% |
| Investment in fixed assets (approximation) | - | -€10,690 | -€24,975 | €0 | ▲ 100% |
| Change in cash | - | -€1,608 | -€4,037 | €2,666 | ▲ 166% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
29-07
State Gazette act
Registered officeRegistered-office move · Statutes amendment · Power of attorney4 facts ▸
State Gazette act
Registered office
Registered-office move · Statutes amendment · Power of attorney4 facts ▸
- General meeting, 01-01-2026
- Registered-office move, E. Eylenboschstraat 11, 1703 Dilbeek
- Statutes amendment
- Power of attorney
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
22-08
KBO administration
Address struck
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 328 days late
2023
31-12
Financial
Weakest financial yearnet €4,548 ▼34.2%
Net result drops to €4,548, the lowest in the series; recovery starts the following year.
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
01-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 154 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek
Ground area
1,370 m²
Building footprint
76 m²
Volume, LiDAR
574 m³
Parcel 23070A0139/00C000, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23070A0139/00C000 | Flanders | 1,370 m² | 1 · 76 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARCIA CONSTRUCT
BE 0764.720.680
Wezembeek-Oppem · Eq €46,245
WANDEN & KABELS
BE 0790.412.616
Mortsel · Eq €46,246
BERNARD Père & Fils
BE 0742.541.730
Hannut · Eq €46,250
BATTI CARS
BE 1006.983.427
Ternat · Eq €46,255
MHA +
BE 0793.358.644
Halle · Eq €46,262
Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 13,024 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43910Bricklaying and masonry work
43990Other specialised construction activities
Contact
E-mail
info.botizconstruct@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0760305497
Also
9925:BE0760305497
Registered
20-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.