Artinco
ActiveArtinco has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €353k and a net result of €24k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 89% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+7
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 8.22 against 5.64 in 2024), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
29 d late
2023
68 d late
2022
25 d early
2021
22 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€353k▲ 7.4%
2024 · €328k
2018: €147k
2019: €163k
2020: €188k
2021: €196k
2022: €234k
2023: €311k
2024: €328k
2018 → 2025
Total assets
€404k▲ 1.8%
2024 · €397k
2018: €289k
2019: €205k
2020: €237k
2021: €278k
2022: €339k
2023: €460k
2024: €397k
2018 → 2025
Net result
€24k▲ 36.2%
2024 · €18k
2018: €-13k
2019: €16k
2020: €24k
2021: €74k
2022: €63k
2023: €114k
2024: €18k
2018 → 2025
Working capital
€348k▲ 8.8%
2024 · €319k
2018: €196k
2019: €147k
2020: €181k
2021: €193k
2022: €221k
2023: €300k
2024: €319k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€196k-€234k▲ 19.2%€311k▲ 32.8%€328k▲ 5.7%€353k▲ 7.4%
Operating result€117k-€101k▼ 14.1%€176k▲ 74.5%€28k▼ 84.0%€43k▲ 53.6%
Net result€74k-€63k▼ 14.9%€114k▲ 81.3%€18k▼ 84.4%€24k▲ 36.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 54% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €404k
Fixed assets
€8k▼ 6.9%
Current assets
€396k▲ 2.0%
Equity and liabilities €404k
Equity
€353k▲ 7.4%
Debt
€51k▼ 25.1%
The debt ratio falls from 17.3% to 12.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▲
2024 · €29k
Cash flow
€25k▲
2024 · €19k
Solvency
87.3%▲
2024 · 82.7%
Current ratio
8.22▲
2024 · 5.64
Quick ratio
8.22▲
2024 · 5.64
Debt / equity
0.15▼
2024 · 0.21
ROE
6.9%▲
2024 · 5.4%
ROA
6.0%▲
2024 · 4.5%
Interest coverage
5.33▲
2024 · 4.61
Debt
€51k▼
2024 · €69k
Debt ≤ 1 year
€48k▼
2024 · €69k
Income taxes
€23k▲
2024 · €12k
Staff costs
€44k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€397k€404k▲
Fixed assets21/28€9k€8k▼
Tangible fixed assets22/27€1k€597▼
Plant, machinery and equipment23€1k€597▼
Furniture and vehicles24€0-
Financial fixed assets28€8k€8k=
Current assets29/58€388k€396k▲
Amounts receivable within one year40/41€375k€388k▲
Trade receivables40€11k€22k▲
Other amounts receivable41€364k€366k▲
Cash at bank and in hand54/58€11k€4k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€397k€404k▲
Equity10/15€328k€353k▲
Contributions10/11€13k€13k=
Reserves13€316k€340k▲
Distributable reserves133€316k€340k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€69k€51k▼
Amounts payable within one year42/48€69k€48k▼
Financial debts43€8k€0▼
Credit institutions430/8€8k€0▼
Other loans439€0-
Trade debts44€32k€8k▼
Suppliers440/4€32k€8k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€29k€40k▲
Taxes450/3€26k€35k▲
Remuneration and social security454/9€3k€5k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Non-recurring operating income76A€11k€0▼
Remuneration, social security and pensions62€8k€44k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€767€619▼
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€76k€0▼
Gross operating margin9900€114k€89k▼
Operating profit (loss)9901€28k€43k▲
Financial income75/76B€8k€12k▲
Recurring financial income75€8k€12k▲
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€30k€47k▲
Income taxes67/77€12k€23k▲
Profit (loss) for the period9904€18k€24k▲
Profit (loss) for the period to be appropriated9905€18k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€24k▲
Transfer from equity791/2€0-
Transfer to equity691/2€18k€24k▲
To other reserves6921€18k€24k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90870.31.0▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 68 days late
2023
31-12
Financial
Highest result since 2018net €114k ▲81.3%
Operating result €176k, net result €114k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €234k ▲19.2%
4 profitable years in a row build equity to €234k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 22 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Equity above €150kEq €163k ▲10.9%
Equity rises from €147k to €163k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-11-2023
ARTEMIS HANDELSMAATSCHAPPIJ: Resigned as Director
25-07-2014
Verhulst Viviane: Resigned as Manager
Location & real-estate footprint
Registered office, Zuienkerke · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wenduinestraat 208377 ZuienkerkeGround area
1,243 m²
Building footprint
129 m²
Volume, LiDAR
639 m³
Parcel 31020B0085/00H000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Artinco
since 20092.175.117.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31020B0085/00H000 | Flanders | 1,243 m² | 1 · 129 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 6,127 companies in sector 46190 we hold annual accounts for 2,554. 1,682 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2008
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
82990Other business support services
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.