BOS DECO
ActiveSummary
BOS DECO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €117k and a net result of €40k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 66% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95▼-5
Solvency86▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.9 against 2.94 in 2023; short-term debt: 21% and cash: 74.6% of total assets), and 39.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €117k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
61 d late
2022
53 d late
2021
31 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€117k▲ 52.4%
2023 · €77k
2018: €-1k
2019: €6k
2020: €34k
2021: €23k
2022: €5k
2023: €77k
2018 → 2024
Total assets
€193k▲ 35.0%
2023 · €143k
2018: €7k
2019: €20k
2020: €59k
2021: €48k
2022: €55k
2023: €143k
2018 → 2024
Net result
€40k▼ 44.0%
2023 · €72k
2018: €-5k
2019: €8k
2020: €28k
2021: €-11k
2022: €-18k
2023: €72k
2018 → 2024
Working capital
€117k▲ 64.1%
2023 · €71k
2018: €-1k
2019: €12k
2020: €37k
2021: €11k
2022: €-8k
2023: €71k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€34k-€23k▼ 32.4%€5k▼ 78.7%€77k▲ 1,449%€117k▲ 52.4%
Operating result€36k-€-11k€-17k▼ 64.3%€97k€66k▼ 31.9%
Net result€28k-€-11k€-18k▼ 64.2%€72k€40k▼ 44.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 32% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €193k
Fixed assets
€35k ▲ 1.8%
Current assets
€158k ▲ 45.6%
Equity and liabilities €193k
Equity
€117k ▲ 52.4%
Debt
€76k ▲ 14.8%
Debt's share of the balance-sheet total falls from 46.3% to 39.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▼
2023 · €107k
Cash flow
€51k▼
2023 · €82k
Current ratio
3.90▲
2023 · 2.94
Debt to equity
0.65▼
2023 · 0.86
ROE
34.4%▼
2023 · 93.5%
ROA
20.9%▼
2023 · 50.3%
Interest coverage
57.80▼
2023 · 101.30
Debt ≤ 1 year
€40k▲
2023 · €37k
Debt > 1 year
€24k▲
2023 · €19k
Income taxes
€24k▲
2023 · €24k
Staff costs
€3k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€143k€193k▲
Fixed assets21/28€34k€35k▲
Tangible fixed assets22/27€34k€35k▲
Land and buildings22€26k€24k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€9k€9k▲
Current assets29/58€108k€158k▲
Amounts receivable within one year40/41€10k€14k▲
Trade receivables40€10k€12k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€98k€144k▲
Equity and liabilities
Total equity and liabilities10/49€143k€193k▲
Equity10/15€77k€117k▲
Contributions10/11€6k€6k=
Reserves13€52k€107k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€50k€105k▲
Profit (loss) carried forward14€19k€4k▼
Amounts payable17/49€66k€76k▲
Amounts payable after more than one year17€19k€24k▲
Financial debts170/4€19k€24k▲
Amounts payable within one year42/48€37k€40k▲
Current portion of amounts payable after more than one year42€9k€4k▼
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€27k€36k▲
Taxes450/3€27k€36k▲
Other amounts payable47/48€162€169▲
Accrued charges and deferred income492/3€10k€11k▲
Income statement
Code20232024
Remuneration, social security and pensions62€4k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€113k€84k▼
Operating profit (loss)9901€97k€66k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€96k€64k▼
Income taxes67/77€24k€24k▲
Profit (loss) for the period9904€72k€40k▼
Profit (loss) for the period to be appropriated9905€72k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€59k▼
Profit (loss) brought forward from the previous period14P€-3k€19k▲
Transfer to equity691/2€50k€55k▲
To other reserves6921€50k€55k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €100kEq €117k ▲52.4%
2 profitable years in a row build equity to €117k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Back to profitnet €72k
Net result €72k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 2.94
Current ratio from 0.59 to 2.94.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.89
Current ratio from 0.84 to 2.89; short-term debt falls from €8k to €7k.
Show earlier events
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 56 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 49 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 9 days late
2016
21-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsestraat 271800 VilvoordeGround area
1,208 m²
Building footprint
262 m²
Volume, LiDAR
1,278 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Bos Deco
since 20042.135.352.258
NexTech Solutions
since 20222.343.304.521
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050C0240/00F000 | Flanders | 1,101 m² | 1 · 155 m² | 5.8 m · 1 fl. |
| 23642D0136/00B002 | Flanders | 107 m² | 1 · 107 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
H.I.M.
BE 0451.736.522
Lendelede · Eq €116,981
Storms Jan Constructies & ondernemingen
BE 0760.402.301
Lier · Eq €116,797
INTERIEURBOUW FILIP BOYEN EN ZOON
BE 0760.854.934
Diepenbeek · Eq €116,776
REINBOUW
BE 0866.142.593
Kapellen · Eq €116,772
MENUISERIE ET BOIS DELVAUX
BE 0875.115.984
Clavier · Eq €116,756
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,711 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2003
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.