ART'N WINDOW
ActiveART'N WINDOW has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160k and a net result of €32k. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 63% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+42
Solvency84▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.26 against 1.88 in 2024; short-term debt: 41.5% and cash: 32.3% of total assets), and 41.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.5%
Return on assets
11.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
44 d early
2023
26 d early
2022
43 d early
2021
39 d early
2020
46 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€160k▲ 24.8%
2024 · €128k
2019: €35k
2020: €46k
2021: €90k
2022: €97k
2023: €130k
2024: €128k
2019 → 2025
Total assets
€274k▲ 10.3%
2024 · €248k
2019: €245k
2020: €226k
2021: €310k
2022: €284k
2023: €297k
2024: €248k
2019 → 2025
Net result
€32k
2024 · €-1k
2019: €8k
2020: €10k
2021: €44k
2022: €7k
2023: €32k
2024: €-1k
2019 → 2025
Working capital
€143k▲ 35.1%
2024 · €106k
2019: €27k
2020: €34k
2021: €37k
2022: €45k
2023: €88k
2024: €106k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€97k▲ 8.0%€130k▲ 33.3%€128k▼ 1.0%€160k▲ 24.8%
Operating result€60k-€17k▼ 71.6%€52k▲ 205%€3k▼ 94.5%€48k▲ 1,561%
Net result€44k-€7k▼ 83.7%€32k▲ 348%€-1k€32k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,561% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274k
Fixed assets
€18k▼ 22.7%
Current assets
€256k▲ 13.7%
Equity and liabilities €274k
Equity
€160k▲ 24.8%
Debt
€114k▼ 5.2%
The debt ratio falls from 48.2% to 41.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▲
2024 · €10k
Cash flow
€41k▲
2024 · €6k
Solvency
58.5%▲
2024 · 51.8%
Current ratio
2.26▲
2024 · 1.88
Quick ratio
1.86▲
2024 · 1.53
Debt / equity
0.71▼
2024 · 0.93
ROE
19.9%▲
2024 · -1.0%
ROA
11.6%▲
2024 · -0.5%
Interest coverage
23.17▲
2024 · 2.79
Debt
€114k▼
2024 · €120k
Debt ≤ 1 year
€114k▼
2024 · €120k
Income taxes
€14k▲
2024 · €727
Staff costs
€48k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€248k€274k▲
Fixed assets21/28€23k€18k▼
Tangible fixed assets22/27€23k€18k▼
Land and buildings22€7k€4k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€6k€8k▲
Current assets29/58€225k€256k▲
Stocks and contracts in progress3€42k€44k▲
Stocks30/36€42k€44k▲
Amounts receivable within one year40/41€127k€109k▼
Trade receivables40€123k€107k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€37k€89k▲
Deferred charges and accrued income490/1€19k€14k▼
Equity and liabilities
Total equity and liabilities10/49€248k€274k▲
Equity10/15€128k€160k▲
Contributions10/11€19k€19k=
Reserves13€42k€73k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€42k€73k▲
Profit (loss) carried forward14€68k€68k=
Amounts payable17/49€120k€114k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€120k€114k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€20k€10k▼
Credit institutions430/8€20k€10k▼
Trade debts44€87k€84k▼
Suppliers440/4€87k€84k▼
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€5k€10k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€47k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€62k€106k▲
Operating profit (loss)9901€3k€48k▲
Financial income75/76B€244€339▲
Recurring financial income75€244€339▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€-514€46k▲
Income taxes67/77€727€14k▲
Profit (loss) for the period9904€-1k€32k▲
Profit (loss) for the period to be appropriated9905€-1k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€100k▲
Profit (loss) brought forward from the previous period14P€69k€68k▼
Transfer to equity691/2€0€32k▲
To other reserves6921€0€32k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
30-06
Financial
Equity above €150kEq €160k ▲24.8%
Equity rises from €128k to €160k.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-1k ▼104%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €100kEq €130k ▲33.3%
5 profitable years in a row build equity to €130k.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €44k ▲327%
Operating result €60k, net result €44k, both a record.
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
13-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 5073090 OverijseGround area
718 m²
Building footprint
184 m²
Volume, LiDAR
1,262 m³
Parcel 23062M0412/00C000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ART' n WINDOW
since 20032.132.827.585
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062M0412/00C000 | Flanders | 718 m² | 1 · 184 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IVM
BE 0450.364.466
Ledegem · Eq €160k
TIMMERWERKEN VERMOERE
BE 0899.991.833
Waregem · Eq €160k
CUISINES FOR'T HOME
BE 0550.779.658
Thimister-Clermont · Eq €160k
VALAIS WOODWORK
BE 0719.937.661
Ledegem · Eq €160k
TIVAN
BE 0872.760.171
Houthulst · Eq €160k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,587 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2003
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
45421
47521Retail sale of hardware, building materials, paint and glass (general range)
47530Retail trade
47552Retail sale of lighting equipment
47592Retail trade
52442
52461
52486
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.