BOS
ActiveSummary
BOS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €995,983 and a net result of €200,062. Equity is growing by ~39.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 2071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▼-7
Solvency90▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85,000 at 30 days acceptable
Liquidity ample (current ratio 3.37 against 3.19 in 2024; short-term debt: 16.2% and cash: 30.8% of total assets), and 35.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
13%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
35 d early
2023
33 d early
2022
26 d early
2021
17 d early
2020
16 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€995,983▲ 11.4%
2024 · €894,434
Total assets
€1.5m▲ 6.9%
2024 · €1.4m
Net result
€200,062▼ 26.2%
2024 · €271,211
Working capital
€591,893▲ 29.5%
2024 · €457,235
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€182,089▲ 39.2%€291,723▲ 60.2%€285,603▼ 2.1%€398,416▲ 39.5%€293,963▼ 26.2%
Net result€124,871above the sector's middle half▲ 26.8%€199,542above the sector's middle half▲ 59.8%€194,096above the sector's middle half▼ 2.7%€271,211above the sector's middle half▲ 39.7%€200,062above the sector's middle half▼ 26.2%
Equity€296,530above the sector's middle half▲ 72.7%€496,073above the sector's middle half▲ 67.3%€676,320above the sector's middle half▲ 36.3%€894,434above the sector's middle half▲ 32.3%€995,983above the sector's middle half▲ 11.4%
Total assets€927,911above the sector's middle half▲ 8.0%€1.0mabove the sector's middle half▲ 11.1%€1.2mabove the sector's middle half▲ 13.0%€1.4mabove the sector's middle half▲ 23.8%€1.5mabove the sector's middle half▲ 6.9%
Debt€631,381▼ 8.2%€534,484▼ 15.3%€487,857▼ 8.7%€546,801▲ 12.1%€545,166▼ 0.3%
Working capital-€14,207below the sector's middle half▲ 87.6%€188,621above the sector's middle half€277,950above the sector's middle half▲ 47.4%€457,235above the sector's middle half▲ 64.5%€591,893above the sector's middle half▲ 29.5%
Solvency32.0%within the sector's middle half▲ 12.0pp48.1%within the sector's middle half▲ 16.2pp58.1%within the sector's middle half▲ 10.0pp62.1%within the sector's middle half▲ 4.0pp64.6%within the sector's middle half▲ 2.6pp
Current ratio0.94within the sector's middle half▲ 0.362.06within the sector's middle half▲ 1.112.77within the sector's middle half▲ 0.723.19within the sector's middle half▲ 0.413.37within the sector's middle half▲ 0.18
Return on assets (ROA)13.5%within the sector's middle half▲ 2.0pp19.4%within the sector's middle half▲ 5.9pp16.7%within the sector's middle half▼ 2.7pp18.8%within the sector's middle half▲ 2.1pp13.0%within the sector's middle half▼ 5.8pp
Staff (FTE)11.1▲ 10.0%1▼ 9.1%1=
above
within
below
the middle half (P25 to P75) of NACE 85, Education, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€699,539 ▼ 9.7%
Current assets
€841,609 ▲ 26.3%
Equity and liabilities €1.5m
Equity
€995,983 ▲ 11.4%
Debt
€545,166 ▼ 0.3%
Debt's share of the balance-sheet total falls from 37.9% to 35.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€388,701▼
2024 · €477,999
Cash flow
€294,800▼
2024 · €350,794
Quick ratio
2.50▲
2024 · 2.26
Debt to equity
0.55▼
2024 · 0.61
ROE
20.1%▼
2024 · 30.3%
Interest coverage
55.73▼
2024 · 86.29
Debt ≤ 1 year
€249,716▲
2024 · €209,061
Debt > 1 year
€295,449▼
2024 · €337,740
Income taxes
€88,908▼
2024 · €122,014
Staff costs
€39,269▲
2024 · €38,664
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €211 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | €10,328 | €39,116 | €38,664 | €39,269 | ▲ 1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €53,649 | €60,003 | €68,978 | €79,583 | €94,738 | ▲ 19.0% |
| Other operating charges640/8 | €6,328 | €8,478 | €8,892 | €7,891 | €8,064 | ▲ 2.2% |
| Gross operating margin9900 | €242,066 | €370,532 | €402,589 | €524,554 | €436,034 | ▼ 16.9% |
| Operating profit (loss)9901 | €182,089 | €291,723 | €285,603 | €398,416 | €293,963 | ▼ 26.2% |
| Financial income75/76B | €46 | €791 | €777 | €349 | €1,982 | ▲ 468% |
| Recurring financial income75 | €46 | €791 | €777 | €349 | €1,982 | ▲ 468% |
| Financial charges65/66B | €6,288 | €5,685 | €5,100 | €5,540 | €6,974 | ▲ 25.9% |
| Recurring financial charges65 | €6,288 | €5,685 | €5,100 | €5,540 | €6,974 | ▲ 25.9% |
| Profit (loss) for the period before taxes9903 | €175,847 | €286,829 | €281,280 | €393,225 | €288,970 | ▼ 26.5% |
| Income taxes67/77 | €50,976 | €87,286 | €87,184 | €122,014 | €88,908 | ▼ 27.1% |
| Profit (loss) for the period9904 | €124,871 | €199,542 | €194,096 | €271,211 | €200,062 | ▼ 26.2% |
| Profit (loss) for the period to be appropriated9905 | €124,871 | €199,542 | €194,096 | €271,211 | €200,062 | ▼ 26.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €927,911 | €1.0m | €1.2m | €1.4m | €1.5m | ▲ 6.9% |
| Fixed assets21/28 | €693,929 | €663,581 | €729,464 | €774,939 | €699,539 | ▼ 9.7% |
| Tangible fixed assets22/27 | €693,929 | €663,581 | €729,464 | €774,939 | €699,539 | ▼ 9.7% |
| Land and buildings22 | €528,602 | €513,651 | €541,577 | €522,108 | €502,639 | ▼ 3.7% |
| Plant, machinery and equipment23 | €106,691 | €102,620 | €100,054 | €83,831 | €58,879 | ▼ 29.8% |
| Furniture and vehicles24 | €22,039 | €11,738 | €58,655 | €144,152 | €117,815 | ▼ 18.3% |
| Other tangible fixed assets26 | €36,597 | €35,572 | €29,179 | €24,849 | €20,205 | ▼ 18.7% |
| Current assets29/58 | €233,983 | €366,975 | €434,712 | €666,295 | €841,609 | ▲ 26.3% |
| Stocks and contracts in progress3 | €64,438 | €108,761 | €157,200 | €193,336 | €218,105 | ▲ 12.8% |
| Stocks30/36 | €64,438 | €108,761 | €157,200 | €193,336 | €218,105 | ▲ 12.8% |
| Amounts receivable within one year40/41 | €42,769 | €36,282 | €52,315 | €34,267 | €42,515 | ▲ 24.1% |
| Trade receivables40 | €42,769 | €36,282 | €52,286 | €34,238 | €42,378 | ▲ 23.8% |
| Other amounts receivable41 | - | - | €29 | €29 | €137 | ▲ 376% |
| Current investments50/53 | - | - | - | - | €102,500 | - |
| Cash at bank and in hand54/58 | €124,305 | €218,624 | €225,197 | €437,399 | €474,941 | ▲ 8.6% |
| Deferred charges and accrued income490/1 | €2,470 | €3,308 | - | €1,294 | €3,549 | ▲ 174% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €927,911 | €1.0m | €1.2m | €1.4m | €1.5m | ▲ 6.9% |
| Equity10/15 | €296,530 | €496,073 | €676,320 | €894,434 | €995,983 | ▲ 11.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €290,330 | €489,873 | €670,120 | €888,234 | €989,783 | ▲ 11.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €288,470 | €488,013 | €670,120 | €888,234 | €989,783 | ▲ 11.4% |
| Amounts payable17/49 | €631,381 | €534,484 | €487,857 | €546,801 | €545,166 | ▼ 0.3% |
| Amounts payable after more than one year17 | €383,191 | €355,453 | €327,415 | €337,740 | €295,449 | ▼ 12.5% |
| Financial debts170/4 | €383,191 | €355,453 | €327,415 | €337,740 | €295,449 | ▼ 12.5% |
| Amounts payable within one year42/48 | €248,190 | €178,355 | €156,762 | €209,061 | €249,716 | ▲ 19.4% |
| Current portion of amounts payable after more than one year42 | €27,430 | €27,738 | €28,038 | €41,473 | €42,291 | ▲ 2.0% |
| Trade debts44 | €5,579 | €1,876 | - | €5,986 | €2,778 | ▼ 53.6% |
| Suppliers440/4 | €5,579 | €1,876 | - | €5,986 | €2,778 | ▼ 53.6% |
| Taxes, remuneration and social security45 | €65,233 | €73,989 | €101,041 | €111,791 | €101,019 | ▼ 9.6% |
| Taxes450/3 | €65,233 | €70,627 | €95,147 | €106,140 | €95,892 | ▼ 9.7% |
| Remuneration and social security454/9 | - | €3,363 | €5,894 | €5,652 | €5,127 | ▼ 9.3% |
| Other amounts payable47/48 | €149,947 | €74,752 | €27,683 | €49,810 | €103,628 | ▲ 108% |
| Accrued charges and deferred income492/3 | - | €676 | €3,680 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €124,871 | €199,542 | €194,096 | €271,211 | €200,062 | ▼ 26.2% |
| + Depreciation and write-downs630 | €53,649 | €60,003 | €68,978 | €79,583 | €94,738 | ▲ 19.0% |
| Operating cash flow (approximation) | €178,520 | €259,545 | €263,074 | €350,794 | €294,800 | ▼ 16.0% |
| Investment in fixed assets (approximation) | - | -€29,656 | -€134,861 | -€125,058 | -€19,338 | ▲ 84.5% |
| Change in cash | - | €94,319 | €6,573 | €212,201 | €37,542 | ▼ 82.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €271,211 ▲39.7%
Operating result €398,416, net result €271,211, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500,000Eq €676,320 ▲36.3%
6 profitable years in a row build equity to €676,320.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.06
Current ratio from 0.94 to 2.06; short-term debt falls from €248,190 to €178,355.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200,000Eq €296,530 ▲72.7%
4 profitable years in a row build equity to €296,530.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150,000Eq €171,659 ▲135%
3 profitable years in a row build equity to €171,659.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 2 establishment units since 2018
Ground area
3,365 m²
Building footprint
1,042 m²
Volume, LiDAR
526 m³
2 parcels, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
SobCon
since 20182.324.312.020
BosKeramiek
since 20182.272.424.641
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24120E0211/00W002 | Flanders | 2,206 m² | 1 · 846 m² | - |
| 24001C0115/00D012 | Flanders | 1,159 m² | 1 · 196 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400N44D0MZESOZR50
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Of 11,672 companies in sector 85599 we hold annual accounts for 1,330. 526 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47789Other retail sale of new goods
85599Other education
47784Retail sale of souvenirs and religious articles
64210Activities of holding companies
70200Business and other management consultancy
71112Activities of interior architects
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0688781162
Also
9925:BE0688781162
Registered
28-11-2024
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.