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BOPAT

Active
Private limited companyfounded 2004active for 22 yearsGroeneweg 17, 9320 Aalst, Belgium150 active companies are registered at this addressKBO/BCE: BE 0863.620.197
Summary

BOPAT has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €16,304 and a net result of €14,644. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 210 sector peers (NACE 41, financial year 2026). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€1.6mtotal assets 2026
Equity
€16,304
Profit
€14,644
Turnover not published (micro format)
Financial health
67 Healthy Checked score 2026
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Accounts 14 days early1 of 3 deeds read
Why 67raises riskSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 0.07, cash €3,580, halvedEquity €16,304 (1.0% of total assets)lowers riskSize: total assets €1.6mShow the evidence

Checked score

Score 2026
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 36% of its sector peers (NACE 41, micro)
Financial strength · tick = 2025
Weak
Solvency 26+1
equity 1.0% of total assets
Liquidity 2=
short-term debt 87.5% · cash 0.2%
Profitability 47+33
return on assets 0.9%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,421 companies, NACE 41, micro)
Last 24 months 11-2024: 2.5% 12-2024: 2.5%● unchanged vs 11-2024 01-2025: 2.5%● unchanged vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 2.5%● unchanged vs 03-2025 05-2025: 2.6%▲ +0.1 percentage points vs 04-2025 06-2025: 2.8%▲ +0.2 percentage points vs 05-2025highest value 07-2025: 2.8%● unchanged vs 06-2025 08-2025: 1.2%▼ -1.6 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.6%▲ +0.3 percentage points vs 05-2026 07-2026: 0.7%▼ -0.9 percentage points vs 06-2026lowest value 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.9%▲ +0.2 percentage points vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.07, compared with 0.08 in 2025, below 1; short-term debt: 87.5% and cash: 0.2% of total assets), and 99% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 12% on solvency, 4% on liquidity, 27% on profitability and 99% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €1.6m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.07, cash €3,580, halved
NBB · annual accounts
raises risk · Equity €16,304 (1.0% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 210 sector peers (2026).
NBB · sector comparison
Position among 210 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 17-08-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
14 days early
2025
54 days early
2024
18 days late
2023
26 days late
2022
14 days early
2020
30 days late
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 17 August (5 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Back to profitnet €14,644
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Caution: Among the weakest 5% on solvencysector median 55.5% · 210 companies 1.0% View
  • Positive: Back in profit in 2026after -€60,340 in 2025 €14,644 View
  • Total assets 20266 financial years filed €1.6m View

By topic

Financials

Financial year
2026
Total assets
€1.6m
Profit
€14,644
Solvency
1.0%
Total assets▼ 4.3%
Net result
20192026
Go to Financials

Timeline

Events
26
Since
2007
Next accounts
by 31-08-2027
  1. 18-09-2024Annual accounts filed
  2. 10-06-2024Registered office
  3. 31-01-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
24-02-2004
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

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