BONUS
ActiveBONUS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €80k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-27
Solvency34▲+3
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 18.71 against 7.98 in 2024; short-term debt: 5.2% and cash: 8.6% of total assets), but 90.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.3%
Return on assets
4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 27676 sector peers (2025).
NBB · sector comparisonPosition among 27676 sector peers
Solvency
better than 14%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €184k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
27 d late
2024
9 d early
2023
on the day
2022
12 d early
2021
19 d early
2020
26 d late
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€184k▲ 76.5%
2024 · €104k
2018: €115k
2019: €166k
2020: €246k
2021: €268k
2022: €239k
2023: €25k
2024: €104k
2018 → 2025
Total assets
€1.98M▲ 17.3%
2024 · €1.69M
2018: €140k
2019: €200k
2020: €281k
2021: €656k
2022: €701k
2023: €744k
2024: €1.69M
2018 → 2025
Net result
€80k▲ 0.6%
2024 · €79k
2018: €47k
2019: €52k
2020: €80k
2021: €40k
2022: €18k
2023: €140k
2024: €79k
2018 → 2025
Working capital
€1.83M▲ 27.0%
2024 · €1.44M
2018: €115k
2019: €166k
2020: €247k
2021: €416k
2022: €379k
2023: €663k
2024: €1.44M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€268k-€239k▼ 10.9%€25k▼ 89.6%€104k▲ 318%€184k▲ 76.5%
Operating result€64k-€42k▼ 34.1%€198k▲ 371%€183k▼ 7.5%€166k▼ 9.3%
Net result€40k-€18k▼ 54.3%€140k▲ 658%€79k▼ 43.6%€80k▲ 0.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.98M
Fixed assets
€41k▲ 15.8%
Current assets
€1.94M▲ 17.4%
Equity and liabilities €1.98M
Equity
€184k▲ 76.5%
Debt
€1.79M▲ 13.4%
The debt ratio falls from 93.8% to 90.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€171k▼
2024 · €186k
Cash flow
€85k▲
2024 · €83k
Solvency
9.3%▲
2024 · 6.2%
Current ratio
18.71▲
2024 · 7.98
Quick ratio
4.94▲
2024 · 2.06
Debt / equity
9.78▼
2024 · 15.22
ROE
43.4%▼
2024 · 76.1%
ROA
4.0%▼
2024 · 4.7%
Interest coverage
2.94▼
2024 · 7.50
Debt
€1.79M▲
2024 · €1.58M
Debt ≤ 1 year
€104k▼
2024 · €207k
Debt > 1 year
€1.69M▲
2024 · €1.38M
Income taxes
€30k▼
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.69M€1.98M▲
Fixed assets21/28€35k€41k▲
Tangible fixed assets22/27€35k€41k▲
Land and buildings22€1k€1k▼
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€12k€12k▲
Other tangible fixed assets26€18k€23k▲
Current assets29/58€1.65M€1.94M▲
Stocks and contracts in progress3€1.23M€1.43M▲
Stocks30/36€1.23M€1.43M▲
Amounts receivable within one year40/41€315k€338k▲
Trade receivables40€77k€82k▲
Other amounts receivable41€238k€257k▲
Cash at bank and in hand54/58€109k€170k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.69M€1.98M▲
Equity10/15€104k€184k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€84k€163k▲
Amounts payable17/49€1.58M€1.79M▲
Amounts payable after more than one year17€1.38M€1.69M▲
Financial debts170/4€1.38M€1.69M▲
Amounts payable within one year42/48€207k€104k▼
Current portion of amounts payable after more than one year42€23k€24k▲
Financial debts43€10k€8k▼
Credit institutions430/8€10k€8k▼
Trade debts44€103k€117▼
Suppliers440/4€103k€117▼
Taxes, remuneration and social security45€71k€72k▲
Taxes450/3€67k€68k▲
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€32k€6k▼
Gross operating margin9900€218k€177k▼
Operating profit (loss)9901€183k€166k▼
Financial income75/76B€2k€2k=
Recurring financial income75€2k€2k=
Financial charges65/66B€25k€58k▲
Recurring financial charges65€25k€58k▲
Profit (loss) for the period before taxes9903€160k€110k▼
Income taxes67/77€81k€30k▼
Profit (loss) for the period9904€79k€80k▲
Profit (loss) for the period to be appropriated9905€79k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€163k▲
Profit (loss) brought forward from the previous period14P€4k€84k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 18.71
Current ratio from 7.98 to 18.71; short-term debt falls from €207k to €104k.
31-12
Financial
Equity above €150kEq €184k ▲76.5%
8 profitable years in a row build equity to €184k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €104k ▲318%
7 profitable years in a row build equity to €104k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €140k ▲658%
Operating result €198k, net result €140k, both a record.
31-12
Financial
Liquidity times 5current ratio 10.53
Current ratio from 2.21 to 10.53; short-term debt falls from €312k to €70k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €18k ▼54.3%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Equity above €200kEq €246k ▲48.1%
3 profitable years in a row build equity to €246k.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
31-12
Financial
Equity above €150kEq €166k ▲44.9%
2 profitable years in a row build equity to €166k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaaitvaartstraat 621760 RoosdaalGround area
5,999 m²
Building footprint
185 m²
Volume, LiDAR
220 m³
Parcel 23097B0278/00K000, Flanders · tallest building 12.1 m. Linked by address, not a title deed.
1 establishment unit
BONUS
since 20162.257.306.893
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097B0278/00K000 | Flanders | 5,999 m² | 1 · 185 m² | 12.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 3,750 EUR awarded · 3,750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,750 EUR | 3,750 EUR |
Schemes
Subsidies voor internationaal ondernemen
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,497 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2016
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
31002Manufacture of furniture
43222Installation of electric heating, air conditioning, cooling and ventilation
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.