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BONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearEindeken 8, 9970 Kaprijke, BelgiumKBO/BCE: BE 1020.972.510
Summary

BONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,372 and a net result of €34,872. Its solvency ranks better than 48% of 16,933 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00456271.

Equity
€37,372
Total assets
€136,734
Net result
€34,872
Working capital
€15,669

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €136,734
Fixed assets €44,781
Current assets €91,954
Equity and liabilities €136,734
Equity €37,372
Debt €99,363
Debt finances 72.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€54,667
Cash flow
€44,330
Current ratio
1.21
Quick ratio
0.16
Debt to equity
2.66
ROE
93.3%
ROA
25.5%
Interest coverage
40.73
Debt ≤ 1 year
€76,285
Debt > 1 year
€23,078
Income taxes
€9,000

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet Code2025
Assets
Total assets20/58€136,734
Fixed assets21/28€44,781
Tangible fixed assets22/27€44,781
Plant, machinery and equipment23€1,517
Furniture and vehicles24€39,256
Other tangible fixed assets26€4,007
Current assets29/58€91,954
Stocks and contracts in progress3€79,868
Stocks30/36€79,868
Amounts receivable within one year40/41€1,132
Trade receivables40€229
Other amounts receivable41€902
Cash at bank and in hand54/58€10,954
Equity and liabilities
Total equity and liabilities10/49€136,734
Equity10/15€37,372
Contributions10/11€2,500
Reserves13€34,872
Distributable reserves133€34,872
Amounts payable17/49€99,363
Amounts payable after more than one year17€23,078
Financial debts170/4€23,078
Amounts payable within one year42/48€76,285
Current portion of amounts payable after more than one year42€6,540
Trade debts44€892
Suppliers440/4€892
Taxes, remuneration and social security45€19,468
Taxes450/3€19,468
Other amounts payable47/48€49,385
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,459
Other operating charges640/8€71
Gross operating margin9900€54,737
Operating profit (loss)9901€45,208
Financial income75/76B€6
Recurring financial income75€6
Financial charges65/66B€1,342
Recurring financial charges65€1,342
Profit (loss) for the period before taxes9903€43,872
Income taxes67/77€9,000
Profit (loss) for the period9904€34,872
Profit (loss) for the period to be appropriated9905€34,872
Appropriation of the result
Profit (loss) to be appropriated9906€34,872
Transfer to equity691/2€34,872
To other reserves6921€34,872

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,459
Other operating charges640/8€71
Gross operating margin9900€54,737
Operating profit (loss)9901€45,208
Financial income75/76B€6
Recurring financial income75€6
Financial charges65/66B€1,342
Recurring financial charges65€1,342
Profit (loss) for the period before taxes9903€43,872
Income taxes67/77€9,000
Profit (loss) for the period9904€34,872
Profit (loss) for the period to be appropriated9905€34,872
Line2025
Assets
Total assets20/58€136,734
Fixed assets21/28€44,781
Tangible fixed assets22/27€44,781
Plant, machinery and equipment23€1,517
Furniture and vehicles24€39,256
Other tangible fixed assets26€4,007
Current assets29/58€91,954
Stocks and contracts in progress3€79,868
Stocks30/36€79,868
Amounts receivable within one year40/41€1,132
Trade receivables40€229
Other amounts receivable41€902
Cash at bank and in hand54/58€10,954
Equity and liabilities
Total equity and liabilities10/49€136,734
Equity10/15€37,372
Contributions10/11€2,500
Reserves13€34,872
Distributable reserves133€34,872
Amounts payable17/49€99,363
Amounts payable after more than one year17€23,078
Financial debts170/4€23,078
Amounts payable within one year42/48€76,285
Current portion of amounts payable after more than one year42€6,540
Trade debts44€892
Suppliers440/4€892
Taxes, remuneration and social security45€19,468
Taxes450/3€19,468
Other amounts payable47/48€49,385
Line2025
Profit (loss) for the period9904€34,872
+ Depreciation and write-downs630€9,459
Operating cash flow (approximation)€44,330

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 28-08-2026 2026-00456271

Similar companies · same sector, comparable size

Of the 9,540 active companies whose main activity is development of residential building projects (NACE 68121), figures are known for 7,338. 4,726 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.