BONEL
ActiveBONEL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €84k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+29
Solvency49▲+26
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.48 in 2024; short-term debt: 76.3% and cash: 19% of total assets), and 76.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.7%
Return on assets
25.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-03-2026, 148 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
148 d early
2024
19 d late
2023
21 d late
2022
22 d late
2021
29 d late
2020
27 d late
2019
98 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k
2024 · €-7k
2018: €-7k
2019: €-42k
2020: €-16k
2021: €-57k
2022: €-47k
2023: €-15k
2024: €-7k
2018 → 2025
Total assets
€326k▼ 20.0%
2024 · €408k
2018: €454k
2019: €288k
2020: €327k
2021: €285k
2022: €291k
2023: €348k
2024: €408k
2018 → 2025
Net result
€84k▲ 975%
2024 · €8k
2018: €186k
2019: €-35k
2020: €26k
2021: €-43k
2022: €10k
2023: €32k
2024: €8k
2018 → 2025
Working capital
€-144k▲ 32.7%
2024 · €-214k
2018: €-146k
2019: €-163k
2020: €-131k
2021: €-152k
2022: €-198k
2023: €-169k
2024: €-214k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-57k-€-47k▲ 17.6%€-15k▲ 68.7%€-7k▲ 53.7%€77k
Operating result€-40k-€14k€31k▲ 126%€7k▼ 78.3%€93k▲ 1,279%
Net result€-43k-€10k€32k▲ 221%€8k▼ 75.6%€84k▲ 975%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,279% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €326k
Fixed assets
€222k▲ 6.8%
Current assets
€105k▼ 47.8%
Equity and liabilities €326k
Equity
€77k
Debt
€249k
Debt finances 76.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€141k▲
2024 · €49k
Cash flow
€131k▲
2024 · €50k
Solvency
23.7%▲
2024 · -1.7%
Current ratio
0.42▼
2024 · 0.48
Quick ratio
0.36▼
2024 · 0.46
Debt / equity
3.22▲
2024 · -61.41
ROE
108.7%
ROA
25.8%▲
2024 · 1.9%
Interest coverage
38.91▲
2024 · 11.19
Debt
€249k▼
2024 · €415k
Debt ≤ 1 year
€249k▼
2024 · €415k
Income taxes
€6k▲
2024 · €252
Staff costs
€276k▼
2024 · €282k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€408k€326k▼
Fixed assets21/28€207k€222k▲
Tangible fixed assets22/27€206k€220k▲
Land and buildings22€9k€5k▼
Plant, machinery and equipment23€30k€33k▲
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€161k€181k▲
Financial fixed assets28€1k€1k=
Current assets29/58€201k€105k▼
Stocks and contracts in progress3€11k€14k▲
Stocks30/36€11k€14k▲
Amounts receivable within one year40/41€151k€29k▼
Trade receivables40€57k€29k▼
Other amounts receivable41€94k-
Cash at bank and in hand54/58€38k€62k▲
Equity and liabilities
Total equity and liabilities10/49€408k€326k▼
Equity10/15€-7k€77k▲
Contributions10/11€97k€97k=
Reserves13€191k€191k=
Non-distributable reserves130/1€871-
Reserves not available under the articles1311€871-
Tax-exempt reserves132€7k€7k=
Distributable reserves133€183k€184k▲
Profit (loss) carried forward14€-295k€-211k▲
Amounts payable17/49€415k€249k▼
Amounts payable within one year42/48€415k€249k▼
Trade debts44€60k€23k▼
Suppliers440/4€60k€23k▼
Taxes, remuneration and social security45€33k€35k▲
Taxes450/3€3k€23k▲
Remuneration and social security454/9€31k€12k▼
Other amounts payable47/48€322k€191k▼
Income statement
Code20242025
Remuneration, social security and pensions62€282k€276k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€47k▲
Other operating charges640/8€16k€36k▲
Gross operating margin9900€347k€452k▲
Operating profit (loss)9901€7k€93k▲
Financial income75/76B€6k€0▼
Recurring financial income75€6k€0▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€8k€90k▲
Income taxes67/77€252€6k▲
Profit (loss) for the period9904€8k€84k▲
Profit (loss) for the period to be appropriated9905€8k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-295k€-211k▲
Profit (loss) brought forward from the previous period14P€-303k€-295k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-43k ▼267%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
16-02
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 200 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-07-2024
Resigned as Director
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geraardsbergsestraat 499400 NinoveGround area
1,099 m²
Building footprint
855 m²
Volume, LiDAR
4,230 m³
Parcel 41362B0859/00E002, Flanders · tallest building 12.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Geraardsbergsestraat 49, 9400 Ninove
since 20102.239.549.460
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41362B0859/00E002 | Flanders | 1,099 m² | 1 · 855 m² | 12.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNinove2.239.549.460
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MATUVI CONCEPTS
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 9,787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-2010
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.