PERFECT RESTO
ActiveSummary
The computed 12-month bankruptcy probability of PERFECT RESTO is 1.8% (moderate). The 2025 annual accounts show equity of €148k and a net result of €10k. Equity is shrinking by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 70% of 3674 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+14
Solvency75▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.99 in 2024; short-term debt: 49.7% and cash: 79.7% of total assets), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
3.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
7 d early
2023
41 d early
2022
1 d early
2021
10 d early
2020
2 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€148k▲ 7.6%
2024 · €138k
2019: €227k
2020: €239k
2021: €216k
2022: €217k
2023: €137k
2024: €138k
2019 → 2025
Total assets
€294k▲ 13.0%
2024 · €261k
2019: €464k
2020: €410k
2021: €319k
2022: €350k
2023: €268k
2024: €261k
2019 → 2025
Net result
€10k▲ 1,017%
2024 · €937
2019: €27k
2020: €13k
2021: €18k
2022: €2k
2023: €-27k
2024: €937
2019 → 2025
Working capital
€125k▲ 2.9%
2024 · €121k
2019: €177k
2020: €177k
2021: €143k
2022: €149k
2023: €97k
2024: €121k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€216k-€217k▲ 0.2%€137k▼ 36.9%€138k▲ 0.7%€148k▲ 7.6%
Operating result€24k-€-7k€-21k▼ 203%€9k€16k▲ 87.4%
Net result€18k-€2k▼ 88.5%€-27k€937€10k▲ 1,017%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 87% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €294k
Fixed assets
€23k ▲ 38.6%
Current assets
€271k ▲ 11.2%
Equity and liabilities €294k
Equity
€148k ▲ 7.6%
Debt
€146k ▲ 19.1%
Debt's share of the balance-sheet total rises from 47.2% to 49.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▼
2024 · €32k
Cash flow
€24k▼
2024 · €24k
Current ratio
1.85▼
2024 · 1.99
Quick ratio
1.74▼
2024 · 1.89
Debt to equity
0.99▲
2024 · 0.89
ROE
7.1%▲
2024 · 0.7%
ROA
3.6%▲
2024 · 0.4%
Interest coverage
5.20▲
2024 · 4.06
Debt ≤ 1 year
€146k▲
2024 · €122k
Income taxes
€359▲
2024 · €251
Staff costs
€352k▼
2024 · €380k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€261k€294k▲
Fixed assets21/28€17k€23k▲
Tangible fixed assets22/27€17k€23k▲
Land and buildings22€13k€1k▼
Plant, machinery and equipment23€3k€22k▲
Furniture and vehicles24€722€5▼
Financial fixed assets28€383€383=
Current assets29/58€244k€271k▲
Amounts receivable after more than one year29€5k€0▼
Other amounts receivable291€5k€0▼
Stocks and contracts in progress3€12k€16k▲
Stocks30/36€12k€16k▲
Amounts receivable within one year40/41€8k€8k▲
Trade receivables40€1k€993▼
Other amounts receivable41€6k€7k▲
Cash at bank and in hand54/58€208k€235k▲
Deferred charges and accrued income490/1€11k€12k▲
Equity and liabilities
Total equity and liabilities10/49€261k€294k▲
Equity10/15€138k€148k▲
Contributions10/11€12k€12k=
Reserves13€152k€152k=
Distributable reserves133€152k€152k=
Profit (loss) carried forward14€-26k€-16k▲
Amounts payable17/49€123k€146k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€122k€146k▲
Current portion of amounts payable after more than one year42€267€0▼
Financial debts43€339€0▼
Credit institutions430/8€339€0▼
Trade debts44€71k€100k▲
Suppliers440/4€71k€100k▲
Taxes, remuneration and social security45€36k€33k▼
Taxes450/3€9k€7k▼
Remuneration and social security454/9€27k€26k▼
Other amounts payable47/48€15k€13k▼
Accrued charges and deferred income492/3€487€78▼
Income statement
Code20242025
Remuneration, social security and pensions62€380k€352k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€13k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€400
Other operating charges640/8€3k€3k▲
Gross operating margin9900€415k€385k▼
Operating profit (loss)9901€9k€16k▲
Financial income75/76B€525€534▲
Recurring financial income75€525€534▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€1k€11k▲
Income taxes67/77€251€359▲
Profit (loss) for the period9904€937€10k▲
Profit (loss) for the period to be appropriated9905€937€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-16k▲
Profit (loss) brought forward from the previous period14P€-27k€-26k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90879.08.6▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Back to profitnet €937
Net result €937 after one loss-making year.
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-27k ▼1440%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leonie Rammeloostraat 79041 GentGround area
4,018 m²
Building footprint
1,409 m²
Volume, LiDAR
6,267 m³
2 parcels, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PERFECT RESTO
since 20092.176.676.139
Leonie Rammeloostraat 7, 9041 Gent
since 20262.383.160.831
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0257/00S000 | Flanders | 3,660 m² | 1 · 1,306 m² | 7.8 m · 1 fl. |
| 44051B1175/00Y002 | Flanders | 358 m² | 1 · 103 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 52,514 EUR awarded · 52,514 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 12,862 EUR | 12,862 EUR |
| 2024 | 2 | 10,911 EUR | 10,911 EUR |
| 2023 | 1 | 16,387 EUR | 16,387 EUR |
| 2022 | 1 | 12,354 EUR | 12,354 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Individueel Maatwerk
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyEdegem2.176.676.139
Similar companies · same sector, comparable size
KASTEEL MEERLAER LEISURE
BE 0865.750.338
Laakdal · Eq €148,110
V. PROJECT
BE 0457.546.624
Mons · Eq €148,065
FAT IN CASA
BE 0823.277.701
Beringen · Eq €148,061
LES GRIBAUMONTS
BE 0715.947.397
Mons · Eq €148,368
BENMAR
BE 0535.609.155
Tielt · Eq €147,901
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,067 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2008
Fiscal year end30-06
Activities, NACEBEL 2025
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.