BON SAMARITAIN – ANNE MARIE
ActiveSummary
The computed 12-month bankruptcy probability of BON SAMARITAIN – ANNE MARIE is 2.5% (moderate). The 2026 annual accounts show equity of €118k and a net result of €40k. Equity is growing by ~53.9% per year across the filed fiscal years. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency100=
Growth78=
Track record82
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 6.62 against 4.03 in 2025; short-term debt: 14.1% and cash: 86.8% of total assets), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
85.9%
Return on assets
28.8%
Age of the figures
3 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 16-09-2026, 137 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2026
137 d early
2025
128 d early
2024
70 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-06-2027 close31-01-2028 deadline
Financials · fiscal year 2026, micro schema
Equity
€118k▲ 50.5%
2025 · €78k
2024: €33k
2025: €78k
2024 → 2026
Total assets
€137k▲ 34.0%
2025 · €102k
2024: €50k
2025: €102k
2024 → 2026
Net result
€40k▼ 11.8%
2025 · €45k
2024: €32k
2025: €45k
2024 → 2026
Working capital
€109k▲ 54.5%
2025 · €71k
2024: €24k
2025: €71k
2024 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202420252026Trend
Equity€33k-€78k▲ 134%€118k▲ 50.5%
Operating result€45k-€61k▲ 35.2%€53k▼ 11.7%
Net result€32k-€45k▲ 38.4%€40k▼ 11.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 12% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €137k
Fixed assets
€9k ▲ 3.0%
Current assets
€128k ▲ 36.9%
Equity and liabilities €137k
Equity
€118k ▲ 50.5%
Debt
€19k ▼ 19.5%
Debt's share of the balance-sheet total falls from 23.6% to 14.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▼
2025 · €62k
Cash flow
€41k▼
2025 · €46k
Current ratio
6.62▲
2025 · 4.03
Debt to equity
0.16▼
2025 · 0.31
ROE
33.6%▼
2025 · 57.3%
ROA
28.8%▼
2025 · 43.8%
Debt ≤ 1 year
€19k▼
2025 · €23k
Income taxes
€14k▼
2025 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 36 lines
Balance sheet
Code20252026
Assets
Total assets20/58€102k€137k▲
Fixed assets21/28€9k€9k▲
Intangible fixed assets21€9k€8k▼
Tangible fixed assets22/27-€1k
Plant, machinery and equipment23-€1k
Current assets29/58€94k€128k▲
Amounts receivable within one year40/41€9k€6k▼
Trade receivables40€9k€6k▼
Cash at bank and in hand54/58€84k€119k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€102k€137k▲
Equity10/15€78k€118k▲
Contributions10/11€1k€1k=
Reserves13€32k€32k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€45k€84k▲
Amounts payable17/49€24k€19k▼
Amounts payable within one year42/48€23k€19k▼
Trade debts44€1k€800▼
Suppliers440/4€1k€800▼
Taxes, remuneration and social security45€16k€14k▼
Taxes450/3€16k€14k▼
Other amounts payable47/48€6k€5k▼
Accrued charges and deferred income492/3€855-
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8-€424
Gross operating margin9900€62k€55k▼
Operating profit (loss)9901€61k€53k▼
Financial income75/76B€30-
Recurring financial income75€30-
Profit (loss) for the period before taxes9903€61k€53k▼
Income taxes67/77€16k€14k▼
Profit (loss) for the period9904€45k€40k▼
Profit (loss) for the period to be appropriated9905€45k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€84k▲
Profit (loss) brought forward from the previous period14P-€45k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
30-06
Financial
Equity above €100kEq €118k ▲50.5%
3 profitable years in a row build equity to €118k.
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2024net €45k ▲38.4%
Operating result €61k, net result €45k, both a record.
2024
22-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Zodiaque 291410 WaterlooGround area
1,001 m²
Building footprint
167 m²
Volume, LiDAR
913 m³
Parcel 25764N0654/00_000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BON SAMARITAIN – ANNE MARIE
since 20242.354.681.235
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25764N0654/00_000 | Wallonia | 1,001 m² | 1 · 167 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2024
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.