Bon Plan
ActiveBon Plan has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €-40k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 6963 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 12.24 against 17.48 in 2024), and 7.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€40k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
6 d early
2023
27 d early
2022
9 d late
2021
25 d late
2020
29 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€153k▼ 27.2%
2024 · €210k
2018: €53k
2019: €63k
2020: €102k
2021: €113k
2022: €178k
2023: €225k
2024: €210k
2018 → 2025
Total assets
€166k▼ 25.4%
2024 · €223k
2018: €69k
2019: €85k
2020: €151k
2021: €142k
2022: €209k
2023: €246k
2024: €223k
2018 → 2025
Net result
€-40k▼ 174%
2024 · €-15k
2018: €9k
2019: €10k
2020: €39k
2021: €47k
2022: €65k
2023: €47k
2024: €-15k
2018 → 2025
Working capital
€147k▼ 28.3%
2024 · €205k
2018: €47k
2019: €52k
2020: €93k
2021: €105k
2022: €166k
2023: €218k
2024: €205k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€178k▲ 57.8%€225k▲ 26.2%€210k▼ 6.5%€153k▼ 27.2%
Operating result€61k-€83k▲ 37.5%€61k▼ 27.3%€-14k€-40k▼ 176%
Net result€47k-€65k▲ 38.3%€47k▼ 28.3%€-15k€-40k▼ 174%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €40k in 2025 against €14k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €166k
Fixed assets
€6k▲ 14.7%
Current assets
€160k▼ 26.4%
Equity and liabilities €166k
Equity
€153k▼ 27.2%
Debt
€13k▲ 5.1%
The debt ratio rises from 5.6% to 7.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-38k▼
2024 · €-12k
Cash flow
€-38k▼
2024 · €-13k
Solvency
92.1%▼
2024 · 94.4%
Current ratio
12.24▼
2024 · 17.48
Quick ratio
12.24▼
2024 · 17.48
Debt / equity
0.09▲
2024 · 0.06
ROE
-26.1%▼
2024 · -6.9%
ROA
-24.0%▼
2024 · -6.5%
Interest coverage
-199.00▼
2024 · -68.97
Debt
€13k▲
2024 · €12k
Debt ≤ 1 year
€13k▲
2024 · €12k
Income taxes
€177▲
2024 · €17
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€223k€166k▼
Fixed assets21/28€5k€6k▲
Tangible fixed assets22/27€5k€6k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€2k€4k▲
Current assets29/58€217k€160k▼
Amounts receivable after more than one year29€20k€70k▲
Trade receivables290€0-
Other amounts receivable291€20k€70k▲
Amounts receivable within one year40/41€391€5k▲
Trade receivables40€0€3k▲
Other amounts receivable41€391€2k▲
Current investments50/53€100€100=
Cash at bank and in hand54/58€195k€84k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€223k€166k▼
Equity10/15€210k€153k▼
Contributions10/11€19k€19k=
Reserves13€192k€134k▼
Tax-exempt reserves132€5k€5k=
Distributable reserves133€186k€129k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€12k€13k▲
Amounts payable within one year42/48€12k€13k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Other amounts payable47/48€7k€4k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-11k€-36k▼
Operating profit (loss)9901€-14k€-40k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€180€189▲
Recurring financial charges65€180€189▲
Profit (loss) for the period before taxes9903€-15k€-40k▼
Income taxes67/77€17€177▲
Profit (loss) for the period9904€-15k€-40k▼
Profit (loss) for the period to be appropriated9905€-15k€-40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-40k▼
Transfer from equity791/2€15k€57k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7-€17k
Return on contributions (dividend)694-€17k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €225k ▲26.2%
6 profitable years in a row build equity to €225k.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-12
Financial
Highest result since 2018net €65k ▲38.3%
Operating result €83k, net result €65k, both a record.
31-12
Financial
Equity above €150kEq €178k ▲57.8%
5 profitable years in a row build equity to €178k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €102k ▲62.5%
3 profitable years in a row build equity to €102k.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ridder van Ranstlei 1032640 MortselGround area
324 m²
Building footprint
96 m²
Volume, LiDAR
660 m³
Parcel 11513C0004/00K005, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bon Plan
since 20122.214.767.544
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11513C0004/00K005 | Flanders | 324 m² | 1 · 96 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,807 companies in sector 73110 we hold annual accounts for 3,724. 2,912 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2012
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.