BOLINGO CONCEPT
ActiveBOLINGO CONCEPT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €30k. Equity is shrinking by ~29.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 78% of 2291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▲+57
Growth32=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 1.03 in 2024; short-term debt: 35.6% and cash: 8.9% of total assets), and 35.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.4%
Return on assets
46.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-02-2026, 73 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
73 d early
2024
62 d early
2023
153 d early
2022
79 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 264%
2024 · €11k
2022: €72k
2023: €87k
2024: €11k
2022 → 2025
Total assets
€64k▼ 58.4%
2024 · €154k
2022: €108k
2023: €97k
2024: €154k
2022 → 2025
Net result
€30k▼ 32.2%
2024 · €44k
2022: €72k
2023: €15k
2024: €44k
2022 → 2025
Working capital
€37k▲ 742%
2024 · €4k
2022: €67k
2023: €82k
2024: €4k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€72k-€87k▲ 20.5%€11k▼ 87.0%€41k▲ 264%
Operating result€90k-€16k▼ 82.2%€53k▲ 234%€38k▼ 29.3%
Net result€72k-€15k▼ 79.4%€44k▲ 198%€30k▼ 32.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€4k▼ 43.7%
Current assets
€60k▼ 59.1%
Equity and liabilities €64k
Equity
€41k▲ 264%
Debt
€23k▼ 84.0%
The debt ratio falls from 92.6% to 35.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▼
2024 · €55k
Cash flow
€33k▼
2024 · €46k
Solvency
64.4%▲
2024 · 7.4%
Current ratio
2.64▲
2024 · 1.03
Quick ratio
2.64▲
2024 · 1.03
Debt / equity
0.55▼
2024 · 12.59
ROE
72.5%▼
2024 · 389.7%
ROA
46.7%▲
2024 · 28.7%
Interest coverage
66.58▼
2024 · 307.41
Debt
€23k▼
2024 · €143k
Debt ≤ 1 year
€23k▼
2024 · €143k
Income taxes
€9k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€154k€64k▼
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Furniture and vehicles24€7k€4k▼
Current assets29/58€147k€60k▼
Amounts receivable within one year40/41€134k€54k▼
Trade receivables40€9k€1k▼
Other amounts receivable41€125k€53k▼
Cash at bank and in hand54/58€13k€6k▼
Equity and liabilities
Total equity and liabilities10/49€154k€64k▼
Equity10/15€11k€41k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€11k€41k▲
Amounts payable17/49€143k€23k▼
Amounts payable within one year42/48€143k€23k▼
Trade debts44€28€12k▲
Suppliers440/4€28€12k▲
Taxes, remuneration and social security45€41k€11k▼
Taxes450/3€41k€11k▼
Other amounts payable47/48€102k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8-€5k
Gross operating margin9900€55k€45k▼
Operating profit (loss)9901€53k€38k▼
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€180€610▲
Recurring financial charges65€180€610▲
Profit (loss) for the period before taxes9903€58k€39k▼
Income taxes67/77€14k€9k▼
Profit (loss) for the period9904€44k€30k▼
Profit (loss) for the period to be appropriated9905€44k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€131k€41k▼
Profit (loss) brought forward from the previous period14P€87k€11k▼
Profit to be distributed694/7€120k-
Return on contributions (dividend)694€120k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity triplescurrent ratio 2.64
Current ratio from 1.03 to 2.64; short-term debt falls from €143k to €23k.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-09
Financial
Weakest financial yearnet €15k ▼79.4%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity triplescurrent ratio 9.24
Current ratio from 2.91 to 9.24; short-term debt falls from €35k to €10k.
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vandernootstraat 271080 Sint-Jans-MolenbeekGround area
567 m²
Building footprint
480 m²
Volume, LiDAR
4,512 m³
2 parcels, Brussels · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Bolingo Mbongo Cynthia
since 20212.314.460.877
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0090/00T002 | Brussels | 396 m² | 1 · 405 m² | 18.1 m · 3 fl. |
| 21342B0153/00H002 | Brussels | 171 m² | 1 · 75 m² | 16.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 723 companies in sector 93192 we hold annual accounts for 87. 71 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2021
Fiscal year end30-09
Activities, NACEBEL
93192Activities of independent sportspeople
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:cynthiabolingo@hotmail.be
Phone:0486363087