CreAltitude
ActiveCreAltitude has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €22k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 2281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-7
Solvency92▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 2.52 in 2024; short-term debt: 32.8% and cash: 51.5% of total assets), and 32.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
11.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
92 d late
2023
8 d early
2022
23 d early
2021
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▼ 8.2%
2024 · €137k
2021: €62k
2022: €96k
2023: €113k
2024: €137k
2021 → 2025
Total assets
€187k▼ 4.0%
2024 · €195k
2021: €137k
2022: €201k
2023: €166k
2024: €195k
2021 → 2025
Net result
€22k▼ 34.7%
2024 · €33k
2021: €68k
2022: €44k
2023: €22k
2024: €33k
2021 → 2025
Working capital
€67k▼ 24.2%
2024 · €88k
2021: €35k
2022: €47k
2023: €53k
2024: €88k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€96k▲ 54.3%€113k▲ 17.4%€137k▲ 21.6%€126k▼ 8.2%
Operating result€95k-€62k▼ 35.2%€30k▼ 51.1%€47k▲ 55.9%€31k▼ 33.2%
Net result€68k-€44k▼ 35.8%€22k▼ 50.5%€33k▲ 53.8%€22k▼ 34.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€59k▲ 20.8%
Current assets
€128k▼ 12.2%
Equity and liabilities €187k
Equity
€126k▼ 8.2%
Debt
€61k▲ 6.1%
The debt ratio rises from 29.7% to 32.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€40k▼
2024 · €58k
Cash flow
€31k▼
2024 · €45k
Solvency
67.2%▼
2024 · 70.3%
Current ratio
2.09▼
2024 · 2.52
Quick ratio
2.09▼
2024 · 2.52
Debt / equity
0.49▲
2024 · 0.42
ROE
17.3%▼
2024 · 24.3%
ROA
11.6%▼
2024 · 17.1%
Interest coverage
11.36▼
2024 · 21.76
Debt
€61k▲
2024 · €58k
Debt ≤ 1 year
€61k▲
2024 · €58k
Income taxes
€7k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€195k€187k▼
Fixed assets21/28€49k€59k▲
Tangible fixed assets22/27€49k€59k▲
Plant, machinery and equipment23€404€346▼
Furniture and vehicles24€6k€3k▼
Other tangible fixed assets26€43k€55k▲
Current assets29/58€146k€128k▼
Amounts receivable within one year40/41€32k€26k▼
Trade receivables40€32k€23k▼
Other amounts receivable41€11€3k▲
Current investments50/53€32k€5k▼
Cash at bank and in hand54/58€81k€96k▲
Deferred charges and accrued income490/1€2k€782▼
Equity and liabilities
Total equity and liabilities10/49€195k€187k▼
Equity10/15€137k€126k▼
Contributions10/11€5k€5k=
Reserves13€80k€80k=
Distributable reserves133€80k€80k=
Profit (loss) carried forward14€52k€41k▼
Amounts payable17/49€58k€61k▲
Amounts payable within one year42/48€58k€61k▲
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€10k€5k▼
Taxes450/3€10k€5k▼
Remuneration and social security454/9€129-
Other amounts payable47/48€38k€53k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€9k▼
Other operating charges640/8€2k€958▼
Gross operating margin9900€61k€41k▼
Operating profit (loss)9901€47k€31k▼
Financial income75/76B€797€1k▲
Recurring financial income75€797€1k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€45k€29k▼
Income taxes67/77€12k€7k▼
Profit (loss) for the period9904€33k€22k▼
Profit (loss) for the period to be appropriated9905€33k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€74k▼
Profit (loss) brought forward from the previous period14P€44k€52k▲
Transfer to equity691/2€15k-
To other reserves6921€15k-
Profit to be distributed694/7€10k€33k▲
Return on contributions (dividend)694-€33k
Directors or managers695€10k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €22k ▼50.5%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €113k ▲17.4%
3 profitable years in a row build equity to €113k.
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Villez, Cor. 195032 GemblouxGround area
1,990 m²
Building footprint
134 m²
Parcel 92026D0075/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CreAltitude
since 20202.305.769.776
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92026D0075/00F000 | Wallonia | 1,990 m² | 1 · 134 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAIDALOS
BE 0427.337.656
Antwerpen · Eq €131k
PASSION FOR SPORTS
BE 0788.952.864
La Roche-en-Ardenne · Eq €118k
SD DRIVEN
BE 0684.524.050
Antwerpen · Eq €135k
Southstars Agency
BE 1016.105.682
Antwerpen · Eq €136k
MAX SOULET EVENTS
BE 0604.979.003
Oupeye · Eq €143k
Of 724 companies in sector 93192 we hold annual accounts for 87. 63 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2020
Fiscal year end31-12
Activities, NACEBEL
93192Activities of independent sportspeople
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
85510Sports and recreation education
86904Human health activities
86909Human health activities
86939Human health activities
86999Other human health activities
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.