BOJAN RENOV
ActiveSummary
The computed 12-month bankruptcy probability of BOJAN RENOV is 1.6% (moderate). The 2025 annual accounts show equity of €46k and a net result of €5k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 7452 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 17.77 against 34.06 in 2024; short-term debt: 5.6% and cash: 4.6% of total assets), and 5.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.4%
Return on assets
10%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
37 d early
2023
19 d early
2022
28 d early
2021
26 d early
2020
83 d late
2019
24 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 11.8%
2024 · €41k
2018: €11k
2019: €15k
2020: €49k
2021: €23k
2022: €34k
2023: €38k
2024: €41k
2018 → 2025
Total assets
€49k▲ 15.0%
2024 · €43k
2018: €11k
2019: €16k
2020: €87k
2021: €48k
2022: €35k
2023: €40k
2024: €43k
2018 → 2025
Net result
€5k▲ 58.2%
2024 · €3k
2018: €-2k
2019: €4k
2020: €35k
2021: €-26k
2022: €11k
2023: €4k
2024: €3k
2018 → 2025
Working capital
€46k▲ 12.9%
2024 · €41k
2018: €10k
2019: €15k
2020: €36k
2021: €19k
2022: €34k
2023: €37k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€34k▲ 49.5%€38k▲ 11.6%€41k▲ 8.1%€46k▲ 11.8%
Operating result€-26k-€12k€5k▼ 59.8%€4k▼ 16.7%€7k▲ 85.0%
Net result€-26k-€11k€4k▼ 65.0%€3k▼ 22.1%€5k▲ 58.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 85% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€322 ▼ 52.7%
Current assets
€49k ▲ 16.1%
Equity and liabilities €49k
Equity
€46k ▲ 11.8%
Debt
€3k ▲ 123%
The debt ratio rises from 2.9% to 5.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▲
2024 · €4k
Cash flow
€5k▲
2024 · €4k
Current ratio
17.77▼
2024 · 34.06
Debt / equity
0.06▲
2024 · 0.03
ROE
10.6%▲
2024 · 7.5%
ROA
10.0%▲
2024 · 7.3%
Interest coverage
46.75▲
2024 · 11.80
Debt ≤ 1 year
€3k▲
2024 · €1k
Income taxes
€2k▲
2024 · €432
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€49k▲
Fixed assets21/28€680€322▼
Tangible fixed assets22/27€680€322▼
Furniture and vehicles24€680€322▼
Current assets29/58€42k€49k▲
Amounts receivable within one year40/41€35k€46k▲
Trade receivables40€6k€16k▲
Other amounts receivable41€29k€30k▲
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1€997€804▼
Equity and liabilities
Total equity and liabilities10/49€43k€49k▲
Equity10/15€41k€46k▲
Contributions10/11€12k€12k=
Reserves13€8k€8k=
Tax-exempt reserves132€8k€8k=
Profit (loss) carried forward14€21k€26k▲
Amounts payable17/49€1k€3k▲
Amounts payable within one year42/48€1k€3k▲
Trade debts44€1k€593▼
Suppliers440/4€1k€593▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€479€358▼
Other operating charges640/8€1k€400▼
Gross operating margin9900€6k€8k▲
Operating profit (loss)9901€4k€7k▲
Financial charges65/66B€372€162▼
Recurring financial charges65€372€162▼
Profit (loss) for the period before taxes9903€4k€7k▲
Income taxes67/77€432€2k▲
Profit (loss) for the period9904€3k€5k▲
Profit (loss) for the period to be appropriated9905€3k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€26k▲
Profit (loss) brought forward from the previous period14P€21k€21k▲
Transfer to equity691/2€3k-
To other reserves6921€3k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Liquidity times 142current ratio 248.06
Current ratio from 1.75 to 248.06; short-term debt falls from €25k to €138.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-26k ▼176%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
2020
31-12
Financial
Highest result since 2018net €35k ▲781%
Operating result €49k, net result €35k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charles Demeerstraat 511020 BrusselGround area
121 m²
Building footprint
90 m²
Volume, LiDAR
711 m³
Parcel 21815D0030/00Z004, Brussels · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BOJAN RENOV
since 20172.299.832.485
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0030/00Z004 | Brussels | 121 m² | 1 · 90 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MB CONSTRUCT
BE 0821.858.828
Wuustwezel · Eq €46k
SISTAR
BE 0771.596.693
Drogenbos · Eq €46k
BOUWONDERNEMING LATTRE
BE 0477.303.940
Wielsbeke · Eq €46k
BELBOUW
BE 0681.539.123
Anderlecht · Eq €46k
GS Bouw
BE 0804.327.760
Sint-Lievens-Houtem · Eq €46k
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,024 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-05-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.