BOIS SOLUTIONS
ActiveThe computed 12-month bankruptcy probability of BOIS SOLUTIONS is 1.7% (moderate). The 2024 annual accounts show equity of €34k and a net result of €13k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 33% of 36373 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▲+7
Solvency56▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.07 in 2023; short-term debt: 46.9% and cash: 31.4% of total assets), and 68.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31.3%
Return on assets
12.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
26 d late
2022
21 d late
2021
1 d late
2020
30 d early
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€232k
EBIT margin
-0.4%
Net result
€13k▲ 44.1%
2023 · €9k
2018: €-4k
2019: €-8k
2020: €4k
2021: €1k
2022: €-2k
2023: €9k
2018 → 2024
Working capital
€14k▲ 174%
2023 · €5k
2018: €-2k
2019: €-5k
2020: €9k
2021: €4k
2022: €2k
2023: €5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€232k
Equity€12k-€13k▲ 11.1%€11k▼ 12.5%€20k▲ 79.0%€34k▲ 63.6%
Operating result€5k-€4k▼ 10.4%€-932€12k€17k▲ 45.0%
Net result€4k-€1k▼ 68.9%€-2k€9k€13k▲ 44.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 45% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €107k
Fixed assets
€43k▼ 15.9%
Current assets
€64k▼ 19.6%
Equity and liabilities €107k
Equity
€34k▲ 63.6%
Debt
€74k▼ 33.4%
The debt ratio falls from 84.4% to 68.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▲
2023 · €24k
Cash flow
€26k▲
2023 · €21k
Solvency
31.3%▲
2023 · 15.6%
Current ratio
1.28▲
2023 · 1.07
Quick ratio
1.28▲
2023 · 1.07
Debt / equity
2.20▼
2023 · 5.39
ROE
38.9%▼
2023 · 44.1%
ROA
12.2%▲
2023 · 6.9%
Interest coverage
13.66▲
2023 · 9.99
Debt
€74k▼
2023 · €110k
Debt ≤ 1 year
€50k▼
2023 · €75k
Debt > 1 year
€23k▼
2023 · €36k
Income taxes
€4k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€131k€107k▼
Fixed assets21/28€51k€43k▼
Tangible fixed assets22/27€48k€40k▼
Furniture and vehicles24€48k€40k▼
Financial fixed assets28€3k€3k=
Current assets29/58€80k€64k▼
Amounts receivable within one year40/41€37k€29k▼
Trade receivables40€23k€11k▼
Other amounts receivable41€14k€18k▲
Cash at bank and in hand54/58€43k€34k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€131k€107k▼
Equity10/15€20k€34k▲
Contributions10/11€19k€19k=
Reserves13€964€964=
Distributable reserves133€964€964=
Profit (loss) carried forward14€926€14k▲
Amounts payable17/49€110k€74k▼
Amounts payable after more than one year17€36k€23k▼
Financial debts170/4€36k€23k▼
Amounts payable within one year42/48€75k€50k▼
Current portion of amounts payable after more than one year42€15k€12k▼
Trade debts44€27k€5k▼
Suppliers440/4€27k€5k▼
Taxes, remuneration and social security45€595-
Taxes450/3€595-
Other amounts payable47/48€33k€33k▼
Income statement
Code20232024
Remuneration, social security and pensions62€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€367€567▲
Gross operating margin9900€27k€31k▲
Operating profit (loss)9901€12k€17k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€12k€17k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€9k€13k▲
Profit (loss) for the period to be appropriated9905€9k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€926€14k▲
Profit (loss) brought forward from the previous period14P€-8k€926▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2018net €13k ▲44.1%
Operating result €17k, net result €13k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Andenne · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Saint-Hubert 5215300 AndenneGround area
7,116 m²
Building footprint
196 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
Bois solutions
since 20152.241.579.433
BOIS SOLUTIONS
since 20152.242.264.569
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92411B0297/00S000 | Wallonia | 6,569 m² | 1 · 196 m² | - |
| 92130A0131/00Z002 | Wallonia | 547 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MVBG Construct
BE 1022.738.009
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JenS algemeen schrijnwerken
BE 0797.519.944
Waregem · Eq €34k
Alu-Vs
BE 0766.514.388
Lievegem · Eq €34k
SEBI-CO
BE 0717.569.178
Silly · Eq €34k
FESTIBO
BE 0882.745.629
Wielsbeke · Eq €33k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 6,938 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2015
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
31002Manufacture of furniture
43230Insulation installation
43291Specialised construction activities
43343Specialised construction activities
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.