Boficco
ActiveBoficco has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €36k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 12685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+51
Solvency100=
Growth38=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity ample (current ratio 19.34 against 8.82 in 2024; short-term debt: 5.2% and cash: 9.9% of total assets), and 5.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.5%
Return on assets
16.1%
Age of the figures
12 mo
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-09-2026, 138 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
138 d late
2024
on the day
2023
1 d early
2022
16 d late
2021
4 d late
2020
24 d late
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€95k▲ 9.7%
2021 · €86k
2018: €129k
2019: €82k
2020: €62k
2021: €86k
2018 → 2022
EBIT margin
29.5%▼ 2.9pp
2021 · 32.4%
2018: 37.9%
2019: 14.0%
2020: 3.6%
2021: 32.4%
2018 → 2022
Net result
€36k▲ 571%
2024 · €5k
2018: €43k
2019: €10k
2020: €4k
2021: €24k
2022: €25k
2023: €30k
2024: €5k
2018 → 2025
Working capital
€209k▲ 11.3%
2024 · €187k
2018: €109k
2019: €117k
2020: €122k
2021: €138k
2022: €153k
2023: €184k
2024: €187k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€86k-€95k▲ 9.7%
Equity€138k-€155k▲ 11.9%€185k▲ 19.1%€189k▲ 2.4%€209k▲ 10.3%
Operating result€28k-€28k▼ 0.2%€40k▲ 42.8%€2k▼ 94.7%€41k▲ 1,867%
Net result€24k-€25k▲ 5.5%€30k▲ 22.5%€5k▼ 82.6%€36k▲ 571%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,867% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221k
Fixed assets
€772▼ 51.0%
Current assets
€220k▲ 4.0%
Equity and liabilities €221k
Equity
€209k▲ 10.3%
Debt
€12k▼ 49.3%
The debt ratio falls from 11.3% to 5.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▲
2024 · €3k
Cash flow
€36k▲
2024 · €6k
Solvency
94.5%▲
2024 · 88.7%
Current ratio
19.34▲
2024 · 8.82
Quick ratio
19.34▲
2024 · 8.82
Debt / equity
0.06▼
2024 · 0.13
ROE
17.0%▲
2024 · 2.8%
ROA
16.1%▲
2024 · 2.5%
Interest coverage
65.18▲
2024 · 1.93
Debt
€12k▼
2024 · €24k
Debt ≤ 1 year
€11k▼
2024 · €24k
Income taxes
€12k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€213k€221k▲
Fixed assets21/28€2k€772▼
Tangible fixed assets22/27€2k€772▼
Furniture and vehicles24€2k€772▼
Current assets29/58€211k€220k▲
Amounts receivable after more than one year29€115k€115k=
Trade receivables290-€115k
Other amounts receivable291€115k-
Amounts receivable within one year40/41€86k€70k▼
Trade receivables40€12k€11k▼
Other amounts receivable41€74k€59k▼
Cash at bank and in hand54/58€1k€22k▲
Deferred charges and accrued income490/1€10k€13k▲
Equity and liabilities
Total equity and liabilities10/49€213k€221k▲
Equity10/15€189k€209k▲
Contributions10/11€39k€39k=
Outside capital11€39k-
Other1109/19€39k-
Reserves13€88k€108k▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€84k€104k▲
Profit (loss) carried forward14€62k€62k=
Amounts payable17/49€24k€12k▼
Amounts payable within one year42/48€24k€11k▼
Current portion of amounts payable after more than one year42€5k-
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3-€784
Income statement
Code20242025
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€734€802▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€4k€44k▲
Operating profit (loss)9901€2k€41k▲
Financial income75/76B€8k€7k▼
Recurring financial income75€8k€7k▼
Financial charges65/66B€1k€647▼
Recurring financial charges65€1k€647▼
Profit (loss) for the period before taxes9903€9k€48k▲
Income taxes67/77€4k€12k▲
Profit (loss) for the period9904€5k€36k▲
Profit (loss) for the period to be appropriated9905€5k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€98k▲
Profit (loss) brought forward from the previous period14P€62k€62k=
Transfer to equity691/2€4k€20k▲
To other reserves6921€4k€20k▲
Profit to be distributed694/7€800€16k▲
Return on contributions (dividend)694€800€16k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 138 days late
2025
30-09
Financial
Liquidity doublescurrent ratio 19.34
Current ratio from 8.82 to 19.34; short-term debt falls from €24k to €11k.
30-09
Financial
Equity above €200kEq €209k ▲10.3%
8 profitable years in a row build equity to €209k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
30-09
Financial
Equity above €150kEq €155k ▲11.9%
5 profitable years in a row build equity to €155k.
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
24-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
30-09
Financial
Weakest financial yearnet €4k ▼58.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
08-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 287 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edmond Puissantstraat 89600 RonseGround area
2,148 m²
Building footprint
333 m²
Volume, LiDAR
3,400 m³
Parcel 45422D0717/00Y003, Flanders · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Boficco
since 19992.200.171.816
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422D0717/00Y003 | Flanders | 2,148 m² | 1 · 333 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 263 EUR awarded · 190 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 146 EUR | 73 EUR |
| 2022 | 1 | 117 EUR | 117 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 6,341 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-1999
Fiscal year end30-09
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:James@boficco.be