AMIFISC

Active

Private limited companyfounded 200025 yrs activeRue de Bois-de-Breux 122, 4020 Liège, BelgiumKBO/BCE: BE 0472.840.257

Summary

AMIFISC has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,779 and a net result of €13,989. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysis Watch Report Compare

AMIFISCActiveChecked score 88/100

Risk analysis Report Compare

Checked score

Score 2025

88 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability78=

Solvency90▲+6

Growth78=

Track record100

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €11,000 at 30 days acceptable

Liquidity ample (current ratio 2.88 against 2.17 in 2024; short-term debt: 9.5% and cash: 20.2% of total assets), and 34.9% of the assets are financed with debt.

Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Legal and accounting activities (NACE 69)

about 77% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

65.1%

Return on assets

7.2%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

8 d early

2024

9 d early

2023

3 d late

2022

on the day

2021

16 d early

2020

4 d early

2019

17 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

27-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

AMIFISC was incorporated on 27 September 2000.¹ Total assets fell from EUR 264,684 in 2018 to EUR 193,283 in 2025 and headcount from 1.5 full-time equivalents in 2018 to 1.1 in 2020.²

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity

€125,779▲ 12.5%

2024 · €111,790

Total assets

€193,283▲ 2.2%

2024 · €189,036

Net result

€13,989▼ 1.4%

2024 · €14,188

Working capital

€34,513▲ 81.8%

2024 · €18,982

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20212022202320242025

Operating result€62,295▲ 63.4%€17,598▼ 71.8%€18,448▲ 4.8%€25,361▲ 37.5%€24,506▼ 3.4%

Net result€42,318▲ 106%€8,183▼ 80.7%€9,245▲ 13.0%€14,188▲ 53.5%€13,989▼ 1.4%

Equity€111,170▼ 5.6%€109,805▼ 1.2%€108,210▼ 1.5%€111,790▲ 3.3%€125,779▲ 12.5%

Total assets€222,300▼ 10.4%€206,926▼ 6.9%€193,436▼ 6.5%€189,036▼ 2.3%€193,283▲ 2.2%

Debt€111,130▼ 14.7%€97,121▼ 12.6%€85,226▼ 12.2%€77,246▼ 9.4%€67,504▼ 12.6%

Working capital€24,704▼ 35.4%€21,611▼ 12.5%€15,296▼ 29.2%€18,982▲ 24.1%€34,513▲ 81.8%

Staff (FTE)

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 3% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €193,283

72.6%

27.4%

Fixed assets €140,417 ▼ 8.7%

Current assets €52,866 ▲ 50.0%

Equity and liabilities €193,283

65.1%

34.9%

Equity €125,779 ▲ 12.5%

Debt €67,504 ▼ 12.6%

Debt's share of the balance-sheet total falls from 40.9% to 34.9%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€37,874▼

2024 · €39,268

Cash flow

€27,357▼

2024 · €28,095

Current ratio

2.88▲

2024 · 2.17

Debt to equity

0.54▼

2024 · 0.69

ROE

11.1%▼

2024 · 12.7%

ROA

7.2%▼

2024 · 7.5%

Interest coverage

10.42▲

2024 · 9.64

Debt ≤ 1 year

€18,353▲

2024 · €16,269

Debt > 1 year

€49,124▼

2024 · €60,934

Income taxes

€7,006▼

2024 · €7,172

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

Micro
20 years or older
solvency 30% or more
a profit of 5% of the balance sheet or more

0.4% went bankrupt

5.9% stopped otherwise

93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.4%
3	0.5%	0.5%
4	0.6%	0.7%
5	0.8%	0.9%
6	1.2%	1.3%
7	1.5%	1.6%
8	1.7%	1.7%
9	2.7%	2.8%
10	5.3%	5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines

Balance sheet Code20242025

Assets

Total assets20/58€189,036€193,283▲

Fixed assets21/28€153,785€140,417▼

Tangible fixed assets22/27€153,785€140,417▼

Land and buildings22€123,563€114,846▼

Plant, machinery and equipment23€25,136€21,195▼

Furniture and vehicles24€5,086€4,376▼

Current assets29/58€35,251€52,866▲

Amounts receivable within one year40/41€15,294€9,003▼

Trade receivables40€14,317€8,439▼

Other amounts receivable41€977€564▼

Cash at bank and in hand54/58€14,596€39,028▲

Deferred charges and accrued income490/1€5,361€4,835▼

Equity and liabilities

Total equity and liabilities10/49€189,036€193,283▲

Equity10/15€111,790€125,779▲

Reserves13€111,041€125,021▲

Distributable reserves133€111,041€125,021▲

Profit (loss) carried forward14€749€758▲

Amounts payable17/49€77,246€67,504▼

Amounts payable after more than one year17€60,934€49,124▼

Financial debts170/4€60,934€49,124▼

Amounts payable within one year42/48€16,269€18,353▲

Current portion of amounts payable after more than one year42€11,310€11,810▲

Trade debts44€2,007€6,141▲

Suppliers440/4€2,007€6,141▲

Taxes, remuneration and social security45€2,106-

Taxes450/3€2,106-

Other amounts payable47/48€846€402▼

Accrued charges and deferred income492/3€43€27▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,907€13,368▼

Other operating charges640/8€2,521€2,647▲

Gross operating margin9900€41,789€40,521▼

Operating profit (loss)9901€25,361€24,506▼

Financial income75/76B€72€125▲

Recurring financial income75€72€125▲

Financial charges65/66B€4,073€3,636▼

Recurring financial charges65€4,073€3,636▼

Profit (loss) for the period before taxes9903€21,360€20,995▼

Income taxes67/77€7,172€7,006▼

Profit (loss) for the period9904€14,188€13,989▼

Profit (loss) for the period to be appropriated9905€14,188€13,989▼

Appropriation of the result

Profit (loss) to be appropriated9906€15,549€14,738▼

Profit (loss) brought forward from the previous period14P€1,361€749▼

Transfer from equity791/2€9,809-

Transfer to equity691/2€14,000€13,980▼

To the legal reserve6920€14,000-

To other reserves6921-€13,980

Profit to be distributed694/7€10,609-

Return on contributions (dividend)694€10,609-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2021	2022	2023	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€12,997	€12,963	€13,611	€13,907	€13,368	▼ 3.9%
Other operating charges640/8	€1,915	€4,214	€3,217	€2,521	€2,647	▲ 5.0%
Gross operating margin9900	€77,207	€34,775	€35,276	€41,789	€40,521	▼ 3.0%
Operating profit (loss)9901	€62,295	€17,598	€18,448	€25,361	€24,506	▼ 3.4%
Financial income75/76B	-	-	€25	€72	€125	▲ 73.6%
Recurring financial income75	-	-	€25	€72	€125	▲ 73.6%
Financial charges65/66B	€5,463	€4,949	€4,585	€4,073	€3,636	▼ 10.7%
Recurring financial charges65	€5,463	€4,949	€4,585	€4,073	€3,636	▼ 10.7%
Profit (loss) for the period before taxes9903	€56,832	€12,649	€13,888	€21,360	€20,995	▼ 1.7%
Income taxes67/77	€14,514	€4,466	€4,643	€7,172	€7,006	▼ 2.3%
Profit (loss) for the period9904	€42,318	€8,183	€9,245	€14,188	€13,989	▼ 1.4%
Profit (loss) for the period to be appropriated9905	€42,318	€8,183	€9,245	€14,188	€13,989	▼ 1.4%

Line	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€222,300	€206,926	€193,436	€189,036	€193,283	▲ 2.2%
Fixed assets21/28	€179,915	€171,295	€165,190	€153,785	€140,417	▼ 8.7%
Intangible fixed assets21	€0	-	-	-	-	-
Tangible fixed assets22/27	€179,915	€171,295	€165,190	€153,785	€140,417	▼ 8.7%
Land and buildings22	€142,029	€135,837	€129,778	€123,563	€114,846	▼ 7.1%
Plant, machinery and equipment23	€35,136	€32,143	€29,414	€25,136	€21,195	▼ 15.7%
Furniture and vehicles24	€2,750	€3,315	€5,998	€5,086	€4,376	▼ 14.0%
Current assets29/58	€42,385	€35,631	€28,246	€35,251	€52,866	▲ 50.0%
Amounts receivable within one year40/41	€35,633	€13,007	€12,378	€15,294	€9,003	▼ 41.1%
Trade receivables40	€13,534	€7,406	€11,158	€14,317	€8,439	▼ 41.1%
Other amounts receivable41	€22,099	€5,601	€1,220	€977	€564	▼ 42.3%
Cash at bank and in hand54/58	€5,648	€17,214	€10,517	€14,596	€39,028	▲ 167%
Deferred charges and accrued income490/1	€1,104	€5,410	€5,351	€5,361	€4,835	▼ 9.8%
Equity and liabilities
Total equity and liabilities10/49	€222,300	€206,926	€193,436	€189,036	€193,283	▲ 2.2%
Equity10/15	€111,170	€109,805	€108,210	€111,790	€125,779	▲ 12.5%
Reserves13	€108,969	€107,604	€106,849	€111,041	€125,021	▲ 12.6%
Distributable reserves133	€108,969	€107,604	€106,849	€111,041	€125,021	▲ 12.6%
Profit (loss) carried forward14	€2,201	€2,201	€1,361	€749	€758	▲ 1.2%
Amounts payable17/49	€111,130	€97,121	€85,226	€77,246	€67,504	▼ 12.6%
Amounts payable after more than one year17	€93,449	€83,076	€72,244	€60,934	€49,124	▼ 19.4%
Financial debts170/4	€93,449	€83,076	€72,244	€60,934	€49,124	▼ 19.4%
Amounts payable within one year42/48	€17,681	€14,020	€12,950	€16,269	€18,353	▲ 12.8%
Current portion of amounts payable after more than one year42	€12,605	€10,374	€10,832	€11,310	€11,810	▲ 4.4%
Trade debts44	€4,060	€1,099	€1,278	€2,007	€6,141	▲ 206%
Suppliers440/4	€4,060	€1,099	€1,278	€2,007	€6,141	▲ 206%
Taxes, remuneration and social security45	-	€2,466	-	€2,106	-	-
Taxes450/3	-	€2,466	-	€2,106	-	-
Other amounts payable47/48	€1,016	€81	€840	€846	€402	▼ 52.5%
Accrued charges and deferred income492/3	-	€25	€32	€43	€27	▼ 37.2%

Line	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€42,318	€8,183	€9,245	€14,188	€13,989	▼ 1.4%
+ Depreciation and write-downs630	€12,997	€12,963	€13,611	€13,907	€13,368	▼ 3.9%
Operating cash flow (approximation)	€55,315	€21,146	€22,856	€28,095	€27,357	▼ 2.6%
Investment in fixed assets (approximation)	-	-€4,343	-€7,506	-€2,502	€0	▲ 100%
Change in cash	-	€11,566	-€6,697	€4,079	€24,432	▲ 499%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 12Financial 2Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

23-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

22-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

03-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 3 days late

2023

31-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

15-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Highest result since 2018net €42,318 ▲106%

Operating result €62,295, net result €42,318, both a record.

27-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Equity above €100,000Eq €117,827 ▲20.2%

3 profitable years in a row build equity to €117,827.

17-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 17 days late

2019

10-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

02-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

24-07

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 5 acts read

About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Liège · 1 establishment unit since 2011

seat establishment The establishment unit on the map

Ground area

750 m²

Building footprint

118 m²

Volume, LiDAR

710 m³

Parcel 62059C1084/00Z004, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.

7 companies at this address See who is registered here

1 establishment unit

Amifisc scprl

Rue de Bois-de-Breux 122, 4020 LiègeLegal and accounting activities

since 20112.203.341.142

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62059C1084/00Z004	Wallonia	750 m²	1 · 118 m²	7.6 m · 2 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 6,527 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded27-09-2000

Fiscal year end31-12

Activities, NACEBEL 2025

69201Certified accountants and tax accountants

68203Renting and operating of own or leased non-residential real estate, excluding land

Contact

E-mail amifisc@skynet.be

E-mail info@amifisc.netLiège

Phone 043436589Liège

Fax 043417180Liège

E-invoicing

Reachable via Peppol

Peppol ID 0208:0472840257

Also 9925:BE0472840257

Registered 20-08-2025

Scores and ratios are computed by Checked and are not a credit decision.