BOEKHOUDKANTOOR HEIVERS
ActiveSummary
BOEKHOUDKANTOOR HEIVERS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.31M and a net result of €31k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-22
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
short-term debt: 0.5% and cash: 8.8% of total assets, and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
13 d late
2022
on the day
2021
31 d late
2020
31 d late
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.31M▲ 2.4%
2024 · €1.28M
2018: €589k
2019: €674k
2020: €805k
2021: €877k
2022: €946k
2023: €1.02M
2024: €1.28M
2018 → 2025
Total assets
€1.32M▲ 2.1%
2024 · €1.29M
2018: €635k
2019: €689k
2020: €819k
2021: €894k
2022: €959k
2023: €1.03M
2024: €1.29M
2018 → 2025
Net result
€31k▼ 88.1%
2024 · €261k
2018: €96k
2019: €86k
2020: €130k
2021: €73k
2022: €68k
2023: €75k
2024: €261k
2018 → 2025
Working capital
€886k▲ 5.9%
2024 · €837k
2018: €173k
2019: €257k
2020: €387k
2021: €460k
2022: €528k
2023: €604k
2024: €837k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€877k-€946k▲ 7.8%€1.02M▲ 8.0%€1.28M▲ 25.6%€1.31M▲ 2.4%
Operating result€104k-€95k▼ 8.9%€103k▲ 9.1%€371k▲ 259%€32k▼ 91.3%
Net result€73k-€68k▼ 5.7%€75k▲ 10.3%€261k▲ 246%€31k▼ 88.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 91% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€427k ▼ 4.1%
Current assets
€893k ▲ 5.4%
Equity and liabilities €1.32M
Equity
€1.31M ▲ 2.4%
Debt
€7k ▼ 32.1%
Debt's share of the balance-sheet total falls from 0.8% to 0.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▼
2024 · €389k
Cash flow
€49k▼
2024 · €279k
Debt to equity
0.01▼
2024 · 0.01
ROE
2.4%▼
2024 · 20.4%
ROA
2.4%▼
2024 · 20.2%
Interest coverage
278.01▼
2024 · 2141.74
Debt ≤ 1 year
€7k▼
2024 · €10k
Income taxes
€11k▼
2024 · €115k
A ratio outside any meaningful range has been withheld (balance sheet total €1.32M, equity €1.31M).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.29M€1.32M▲
Fixed assets21/28€445k€427k▼
Tangible fixed assets22/27€445k€427k▼
Land and buildings22€63k€63k=
Furniture and vehicles24€73k€55k▼
Assets under construction and advance payments27€310k€310k=
Current assets29/58€847k€893k▲
Amounts receivable after more than one year29€50k€50k=
Other amounts receivable291€50k€50k=
Amounts receivable within one year40/41€19k€19k▼
Trade receivables40€18k€14k▼
Other amounts receivable41€1k€4k▲
Current investments50/53€654k€708k▲
Cash at bank and in hand54/58€124k€116k▼
Equity and liabilities
Total equity and liabilities10/49€1.29M€1.32M▲
Equity10/15€1.28M€1.31M▲
Contributions10/11€232k€232k=
Reserves13€1.05M€1.08M▲
Non-distributable reserves130/1€23k€23k=
Reserves not available under the articles1311€23k€23k=
Distributable reserves133€1.03M€1.06M▲
Amounts payable17/49€10k€7k▼
Amounts payable within one year42/48€10k€7k▼
Trade debts44€494€491▼
Suppliers440/4€494€491▼
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€10k€6k▼
Other amounts payable47/48€116€214▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k=
Other operating charges640/8€4k€2k▼
Gross operating margin9900€393k€53k▼
Operating profit (loss)9901€371k€32k▼
Financial income75/76B€6k€10k▲
Recurring financial income75€6k€10k▲
Financial charges65/66B€182€182▼
Recurring financial charges65€182€182▼
Profit (loss) for the period before taxes9903€376k€42k▼
Income taxes67/77€115k€11k▼
Profit (loss) for the period9904€261k€31k▼
Profit (loss) for the period to be appropriated9905€261k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€261k€31k▼
Transfer to equity691/2€261k€31k▼
To other reserves6921€261k€31k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €31k ▼88.1%
Net result drops to €31k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €261k ▲246%
Operating result €371k, net result €261k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Equity above €1MEq €1.02M ▲8%
6 profitable years in a row build equity to €1.02M.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 18.98
Current ratio from 5.77 to 18.98; short-term debt falls from €36k to €14k.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lostraat 24C2520 RanstGround area
4,280 m²
Building footprint
321 m²
Volume, LiDAR
782 m³
Parcel 11010B0602/00A000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BOEKHOUDKANTOOR HEIVERS
since 19962.075.643.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11010B0602/00A000 | Flanders | 4,280 m² | 1 · 321 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,173 EUR awarded · 1,173 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 300 EUR | 300 EUR |
| 2024 | 1 | 297 EUR | 297 EUR |
| 2023 | 1 | 288 EUR | 288 EUR |
| 2022 | 1 | 288 EUR | 288 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 3,918 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-1996
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.