Boekenvoordeel België
ActiveSummary
The computed 12-month bankruptcy probability of Boekenvoordeel België is 3.6% (moderate). The 2024 annual accounts show equity of €881k and a net result of €-227k. Equity is shrinking by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 5989 sector peers (fiscal year 2024). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability8▼-7
Solvency71▲+3
Growth33=
Track record100
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days only on tighter terms
Liquidity tight (current ratio 1.42 against 1.56 in 2023; short-term debt: 53.2% and cash: 8.9% of total assets), and 54% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46%
Return on assets
-11.8%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
181920212324
2018 to 2024 · latest year €-227k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-01-2026, 161 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
161 d late
2023
131 d late
2022
203 d late
2021
550 d late
2020
915 d late
2019
161 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€10.92M▼ 2.3%
2023 · €11.18M
2018: €10.85M
2019: €11.45M
2020: €9.41M
2021: €9.21M
2023: €11.18M
2018 → 2024
EBIT margin
-2.0%▼ 1.1pp
2023 · -0.9%
2018: -0.6%
2019: 0.2%
2020: -4.6%
2021: -0.3%
2023: -0.9%
2018 → 2024
Net result
€-227k▼ 86.2%
2023 · €-122k
2018: €-75k
2019: €14k
2020: €-453k
2021: €-53k
2023: €-122k
2018 → 2024
Working capital
€424k▼ 45.4%
2023 · €776k
2018: €963k
2019: €1.15M
2020: €822k
2021: €788k
2023: €776k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120232024Trend
Turnover€11.45M-€9.41M▼ 17.8%€9.21M▼ 2.2%€11.18M▲ 21.4%€10.92M▼ 2.3%
Equity€1.60M-€1.15M▼ 28.3%€1.09M▼ 4.6%€1.11M▲ 1.2%€881k▼ 20.5%
Operating result€25k-€-432k€-25k▲ 94.2%€-98k▼ 290%€-215k▼ 120%
Net result€14k-€-453k€-53k▲ 88.4%€-122k▼ 132%€-227k▼ 86.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €215k in 2024 against €98k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.91M
Fixed assets
€472k ▲ 17.6%
Current assets
€1.44M ▼ 33.6%
Equity and liabilities €1.91M
Equity
€881k ▼ 20.5%
Debt
€1.03M ▼ 29.5%
Debt's share of the balance-sheet total falls from 57.0% to 54.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-124k▼
2023 · €-20k
Cash flow
€-136k▼
2023 · €-44k
Current ratio
1.42▼
2023 · 1.56
Quick ratio
0.28▼
2023 · 0.75
Debt to equity
1.17▼
2023 · 1.32
ROE
-25.8%▼
2023 · -11.0%
ROA
-11.8%▼
2023 · -4.7%
Interest coverage
-13.78▼
2023 · -2.17
Debt ≤ 1 year
€1.02M▼
2023 · €1.40M
Staff costs
€2.63M▲
2023 · €2.50M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 66 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.57M€1.91M▼
Fixed assets21/28€401k€472k▲
Tangible fixed assets22/27€252k€322k▲
Land and buildings22€50k€55k▲
Plant, machinery and equipment23€29k€118k▲
Furniture and vehicles24€42k€65k▲
Other tangible fixed assets26€131k€84k▼
Financial fixed assets28€150k€150k=
Other financial fixed assets284/8€150k€150k=
Amounts receivable and cash guarantees285/8€150k€150k=
Current assets29/58€2.17M€1.44M▼
Stocks and contracts in progress3€1.12M€1.15M▲
Stocks30/36€1.12M€1.15M▲
Goods purchased for resale34€1.12M€1.15M▲
Amounts receivable within one year40/41€575k€66k▼
Trade receivables40€575k€66k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€424k€170k▼
Deferred charges and accrued income490/1€55k€54k▼
Equity and liabilities
Total equity and liabilities10/49€2.57M€1.91M▼
Equity10/15€1.11M€881k▼
Contributions10/11€6k€6k=
Reserves13€1.10M€874k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.10M€873k▼
Amounts payable17/49€1.47M€1.03M▼
Amounts payable within one year42/48€1.40M€1.02M▼
Trade debts44€674k€278k▼
Suppliers440/4€674k€278k▼
Taxes, remuneration and social security45€704k€673k▼
Taxes450/3€354k€320k▼
Remuneration and social security454/9€350k€353k▲
Other amounts payable47/48€18k€68k▲
Accrued charges and deferred income492/3€70k€15k▼
Income statement
Code20232024
Operating income70/76A€11.34M€11.01M▼
Turnover70€11.18M€10.92M▼
Other operating income74€101k€79k▼
Non-recurring operating income76A€63k€6k▼
Operating charges60/66A€11.44M€11.22M▼
Goods for resale, raw materials and consumables60€6.28M€4.90M▼
Purchases600/8€6.25M€4.93M▼
Change in stocks: decrease (increase)609€30k€-36k▼
Services and other goods61€2.45M€3.40M▲
Remuneration, social security and pensions62€2.50M€2.63M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€91k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€0▲
Other operating charges640/8€126k€197k▲
Non-recurring operating charges66A€865€991▲
Operating profit (loss)9901€-98k€-215k▼
Financial income75/76B€1k€97▼
Recurring financial income75€1k€97▼
Other financial income752/9€1k€97▼
Financial charges65/66B€25k€11k▼
Recurring financial charges65€25k€11k▼
Debt charges650€9k€9k▼
Other financial charges652/9€16k€2k▼
Profit (loss) for the period before taxes9903€-122k€-227k▼
Profit (loss) for the period9904€-122k€-227k▼
Profit (loss) for the period to be appropriated9905€-122k€-227k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-122k€-227k▼
Transfer from equity791/2€122k€227k▲
From reserves792€122k€227k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)908758.458.4=
The notes to these accounts (87 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 161 days late
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 131 days late
19-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 203 days late
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 550 days late
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 915 days late
2021
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 161 days late
2020
31-12
Financial
Weakest financial yearnet €-453k ▼3373%
Net result drops to €-453k, the lowest in the series; recovery starts the following year.
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
23-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 145 days late
2018
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 140 days late
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 140 days late
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 152 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 25 establishment units since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsestraat 712500 LierGround area
20.9 ha
Building footprint
13.5 ha
Volume, LiDAR
1,141,551 m³
26 parcels, Flanders · tallest building 64.2 m, ±5 floors. Linked by address, not a title deed.
25 establishment units
Boekenvoordeel
since 19922.143.842.035
Boekenvoordeel
since 19922.143.842.134
BOEKENVOORDEEL
since 19922.058.200.735
BOEKENVOORDEEL
since 19942.058.201.329
Bruul 85, 2800 Mechelen
since 19942.058.200.933
BOEKENVOORDEEL
since 19942.058.201.032
Show 19 more locations
BOEKENVOORDEEL
since 19942.058.200.438
BOEKENVOORDEEL
since 19952.058.201.131
BOEKENVOORDEEL
since 20062.191.096.475
Boekenvoordeel
since 20102.193.042.712
BOEKENVOORDEEL
since 20112.206.991.609
Boekenvoordeel
since 20122.210.971.280
Boekenvoordeel
since 20122.212.551.093
Boekenvoordeel
since 20142.236.688.752
Boekenvoordeel
since 20152.243.004.442
Boekenvoordeel
since 20162.250.344.273
Boekenvoordeel
since 20172.268.201.379
Boekenvoordeel
since 20172.270.168.105
Boekenvoordeel
since 20182.271.918.756
Boekenvoordeel
since 20182.288.497.145
Boekenvoordeel
since 20182.280.076.258
Boekenvoordeel
since 20192.293.301.813
Boekenvoordeel
since 20232.341.577.525
Boekenvoordeel
since 20232.349.199.349
Boekenvoordeel Heist op den Berg
since 20262.389.606.975
26 parcels
Flanders
26
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1155/00R000 | Flanders | 10.8 ha | 1 · 5.0 ha | 18.2 m · 2 fl. |
| 11050B0010/00E002 | Flanders | 5.6 ha | 1 · 4.9 ha | 27.4 m · 4 fl. |
| 71016I1055/00H000 | Flanders | 2.9 ha | 1 · 2.5 ha | 64.2 m · 2 fl. |
| 34023B0935/00E000 | Flanders | 3,997 m² | 1 · 1,813 m² | 8.5 m · 3 fl. |
| 31804D0374/00Y000 | Flanders | 1,682 m² | 1 · 1,628 m² | 20.1 m · 3 fl. |
| 42006D0537/00P000 | Flanders | 1,668 m² | 1 · 151 m² | 14.7 m · 4 fl. |
| 31602A0861/00A000 | Flanders | 1,510 m² | 1 · 1,510 m² | 19.4 m · 3 fl. |
| 72020C0366/00Y003 | Flanders | 909 m² | 1 · 243 m² | 10.2 m · 3 fl. |
| 11512B0069/00S003 | Flanders | 730 m² | 1 · 443 m² | 14.4 m · 1 fl. |
| 71022H1278/00E000 | Flanders | 702 m² | 1 · 86 m² | 17.4 m · 4 fl. |
| 13453T0093/00M000 | Flanders | 672 m² | 1 · 672 m² | 18.9 m · 2 fl. |
| 11324D0586/00V002 | Flanders | 622 m² | 1 · 621 m² | 13.0 m · 1 fl. |
| 12014K0644/00R000 | Flanders | 405 m² | 1 · 154 m² | - |
| 12025C0140/00F000 | Flanders | 328 m² | 1 · 317 m² | 15.7 m · 4 fl. |
| 34353H1495/00L000 | Flanders | 320 m² | 1 · 285 m² | 13.9 m · 3 fl. |
| 35013A0772/11M000 | Flanders | 314 m² | 1 · 270 m² | 16.4 m · 4 fl. |
| 13434F0740/00X002 | Flanders | 285 m² | 1 · 285 m² | 10.3 m · 2 fl. |
| 24020A1004/00A000 | Flanders | 270 m² | 1 · 270 m² | 14.2 m · 3 fl. |
| 31013A0921/00_000 | Flanders | 246 m² | 1 · 220 m² | 21.5 m · 5 fl. |
| 33011F0398/00E000 | Flanders | 194 m² | 1 · 165 m² | 16.1 m · 2 fl. |
| 24502B0683/00C002 | Flanders | 187 m² | 1 · 187 m² | 21.9 m · 2 fl. |
| 44802B1787/00B000 | Flanders | 186 m² | 1 · 199 m² | 15.3 m · 2 fl. |
| 12021K0574/00K000 | Flanders | 151 m² | 1 · 91 m² | 14.5 m · 2 fl. |
| 12021K0574/00M000 | Flanders | 132 m² | 1 · 132 m² | 13.6 m · 2 fl. |
| 41002A0262/00K000 | Flanders | 118 m² | 1 · 190 m² | 14.2 m · 1 fl. |
| 38402D0302/03_000 | Flanders | 12 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 25
26 of 26 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
4 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 45,220 EUR awarded · 45,220 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,062 EUR | 7,062 EUR |
| 2024 | 1 | 10,706 EUR | 10,706 EUR |
| 2023 | 1 | 11,895 EUR | 11,895 EUR |
| 2022 | 2 | 15,557 EUR | 15,557 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
Recognitions · licences · registrations
Dual-learning approval
1 endedAdministratief medewerker (so)
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Of 165 companies in sector 46491 we hold annual accounts for 91. 63 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-1992
Fiscal year end31-12
Activities, NACEBEL 2025
46491Wholesale trade
47610Retail trade
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.