BOCCA
ActiveSummary
BOCCA has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34,009 and a net result of €14,357, of which €47,697 non-recurring income. Equity has been stable since 2018 (±0.4% per year). Its solvency ranks better than 71% of 25,565 sector peers (NACE 47, financial year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 31-10-2002 Normal situation
- Activity
- Retail sale of bread and pastry (bakery outlets) NACE 47241and 1 other
- Joint committee
- 119 Paritair Comité voor de handel in voedingswaren · annual accounts 2024
- Establishment unit
- 2.114.798.651 3500 Hasselt, since 22-01-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 22-09-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.4%
- Gross margin
- €28,762
- ▼ 21.8%
- Turnover
- ≈ €280,000
- estimated
- Profit
- €14,357
- Equity
- €34,009
- ▲ 73.1%
- Total assets
- €58,836
- ▲ 58.1%
- Staff
- ≈ 0.3 FTE
- estimated
- 2025 accounts not filed, 96 days past the deadline
Score breakdownraises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed on 12-12-2025)1 financial year not filed after the legal deadline; last filed accounts filed 133 days late; 2 of the last 3 accounts lateSize: total assets €58,836lowers riskFounded in 2002Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 71% of them on solvency, 72% on liquidity, 91% on profitability and 90% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 6 accounts on average 51 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 4 November 2026.
Annual accounts 2024 filed on 11-12-2025 PDF all 22 filings
Every figure per financial year
The operating result for 2024 is a profit of €15,930, after a loss of €9,693 in 2023. It is the highest result since 2020.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2022 |
|---|---|
| Employees at the balance-sheet date | 2 |
| full-time | 1 |
| part-time | 1 |
| in full-time equivalents | 1.3 |
| Average over the year, in full-time equivalents | 1.3 |
| On a permanent contract | 2 |
Source: social balance sheet in the 2022 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Tangible fixed assets | - | €455 | - | €38,017 |
| Depreciation and write-downs of the year | €5,743 | €5,113 | €4,888 | €2,291 |
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 to 2025 · 2 entries · €554 awarded · €417 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €347 | €210 |
| 2022 | 1 | €207 | €207 |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €661 | €68 | - | €47,697 | - |
| Remuneration, social security and pensions62 | - | - | - | €33,499 | €38,330 | €41,097 | €8,437 | ▼ 79.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,586 | €1,586 | €2,244 | €5,743 | €5,113 | €4,888 | €2,291 | ▼ 53.1% |
| Other operating charges640/8 | - | - | - | €1,357 | €1,489 | €475 | €2,103 | ▲ 343% |
| Gross operating margin9900 | €20,982 | €21,206 | €23,922 | €42,927 | €43,598 | €36,766 | €28,762 | ▼ 21.8% |
| Operating profit (loss)9901 | €479 | €593 | €563 | €2,329 | -€1,334 | -€9,693 | €15,930 | - |
| Recurring financial income75 | €282 | €17 | - | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €599 | €463 | €153 | €332 | ▲ 117% |
| Recurring financial charges65 | €149 | €65 | €1,384 | €599 | €463 | €153 | €332 | ▲ 117% |
| Profit (loss) for the period before taxes9903 | €612 | €545 | -€821 | €1,730 | -€1,797 | -€9,846 | €15,598 | - |
| Income taxes67/77 | €225 | €307 | - | €160 | - | - | €1,241 | - |
| Profit (loss) for the period9904 | €387 | €238 | -€821 | €1,570 | -€1,797 | -€9,846 | €14,357 | - |
| Profit (loss) for the period to be appropriated9905 | €387 | €238 | -€821 | €1,570 | -€1,797 | -€9,846 | €14,357 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €39,640 | €38,421 | €56,510 | €60,393 | €47,501 | €37,217 | €58,836 | ▲ 58.1% |
| Fixed assets21/28 | €4,421 | €2,835 | €24,098 | €18,355 | €13,698 | €8,810 | €35,725 | ▲ 306% |
| Tangible fixed assets22/27 | €4,421 | €2,835 | €24,098 | €18,355 | €13,698 | €8,810 | €35,725 | ▲ 306% |
| Plant, machinery and equipment23 | - | - | - | €280 | €396 | €282 | - | - |
| Furniture and vehicles24 | - | - | - | €18,075 | €13,301 | €8,528 | €35,725 | ▲ 319% |
| Current assets29/58 | €35,219 | €35,586 | €32,412 | €42,037 | €33,803 | €28,407 | €23,111 | ▼ 18.6% |
| Stocks and contracts in progress3 | €2,741 | €1,560 | €1,247 | €1,448 | €2,645 | €1,908 | - | - |
| Stocks30/36 | - | - | - | €1,448 | €2,645 | €1,908 | - | - |
| Amounts receivable within one year40/41 | €15,883 | €17,467 | €20,508 | €15,991 | €14,104 | €21,957 | €6,259 | ▼ 71.5% |
| Trade receivables40 | - | - | - | €4,125 | €2,067 | €10,081 | - | - |
| Other amounts receivable41 | - | - | - | €11,865 | €12,037 | €11,875 | €6,259 | ▼ 47.3% |
| Cash at bank and in hand54/58 | €11,467 | €15,162 | €9,261 | €22,062 | €15,649 | €4,542 | €16,852 | ▲ 271% |
| Deferred charges and accrued income490/1 | - | - | - | €2,537 | €1,405 | - | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €39,640 | €38,421 | €56,510 | €60,393 | €47,501 | €37,217 | €58,836 | ▲ 58.1% |
| Equity10/15 | €30,308 | €30,546 | €29,726 | €31,296 | €29,499 | €19,653 | €34,009 | ▲ 73.1% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €11,708 | €11,946 | €11,126 | €12,696 | €10,899 | €2,995 | €15,409 | ▲ 415% |
| Non-distributable reserves130/1 | - | - | - | €1,424 | €1,424 | €1,424 | €1,424 | = |
| Reserves not available under the articles1311 | - | - | - | €1,424 | €1,424 | €1,424 | €1,424 | = |
| Distributable reserves133 | - | - | - | €11,271 | €9,474 | €1,570 | €13,985 | ▲ 791% |
| Profit (loss) carried forward14 | - | - | - | - | - | -€1,942 | - | - |
| Amounts payable17/49 | €9,332 | €7,875 | €26,785 | €29,097 | €18,002 | €17,564 | €24,826 | ▲ 41.4% |
| Amounts payable after more than one year17 | - | - | €22,202 | €13,195 | €7,499 | €3,960 | - | - |
| Financial debts170/4 | - | - | - | €13,195 | €7,499 | €3,960 | - | - |
| Amounts payable within one year42/48 | €9,332 | €7,875 | €4,582 | €15,902 | €10,504 | €13,604 | €24,826 | ▲ 82.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €4,539 | €5,267 | €4,684 | €3,960 | ▼ 15.5% |
| Trade debts44 | €3,485 | €3,699 | €1,938 | €1,967 | €2,133 | €4,032 | €1,820 | ▼ 54.9% |
| Suppliers440/4 | - | - | - | €1,967 | €2,133 | €4,032 | €1,820 | ▼ 54.9% |
| Taxes, remuneration and social security45 | - | - | - | €811 | €157 | €4,716 | €2,183 | ▼ 53.7% |
| Taxes450/3 | - | - | - | €811 | €157 | €1,979 | €2,183 | ▲ 10.3% |
| Remuneration and social security454/9 | - | - | - | - | - | €2,738 | - | - |
| Other amounts payable47/48 | - | - | - | €8,586 | €2,947 | €172 | €16,864 | ▲ 98× |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €387 | €238 | -€821 | €1,570 | -€1,797 | -€9,846 | €14,357 | - |
| + Depreciation and write-downs630 | €1,586 | €1,586 | €2,244 | €5,743 | €5,113 | €4,888 | €2,291 | ▼ 53.1% |
| Operating cash flow (approximation) | €1,973 | €1,824 | €1,423 | €7,313 | €3,316 | -€4,958 | €16,648 | - |
| Investment in fixed assets (approximation) | - | €0 | -€23,507 | €0 | -€455 | €0 | -€29,207 | - |
| Change in cash | - | €3,695 | -€5,901 | €12,801 | -€6,413 | -€11,107 | €12,311 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 31,368 companies had the same profile as BOCCA has now. Two years later, 93.5% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BOCCA itself is higher: 1.4% within 12 months. It rests on far more data about BOCCA than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for BOCCA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 22 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 11-12-2025 | 2025-00580050 | |
| 31-12-2023 | micro format | 07-07-2024 | 2024-00246709 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00411693 | |
| 31-12-2021 | micro format | 21-08-2022 | 2022-20303943 | |
| 31-12-2020 | micro format | 30-09-2021 | 2021-69600482 | |
| 31-12-2019 | micro format | 23-10-2020 | 2020-63000099 | |
| 31-12-2018 | micro format | 30-08-2019 | 2019-62300253 | |
| 31-12-2017 | abbreviated format | 31-08-2018 | 2018-59900145 | |
| 31-12-2016 | abbreviated format | 26-08-2017 | 2017-49600484 | |
| 31-12-2015 | abbreviated format | 30-08-2016 | 2016-56300165 |
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BAETEN Kenneth Richard Aldo |
|
Network & group
BOCCA shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of BOCCA. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
05-01
Gazette deed
Change of role: BAETEN Kenneth Richard Aldo, from manager to directorPurpose change · Director discharge · Registered office clause8 points ▸
- General meeting, 16-11-2023
- Purpose change
- Director resignation, BAETEN Kenneth Richard Aldo (manager)
- Director appointment, BAETEN Kenneth Richard Aldo (director (not named in the articles))
- Director discharge, BAETEN Kenneth Richard Aldo (manager)
- Registered office clause, “Springstraat 10”, 3530 (deed in Dutch)
- Power of attorney
- Power of attorney, Bart DRIESKENS
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72453F0804/00G000 | Flanders | 2,748 m² | 1 · 182 m² | 20.7 m · 2 |
| 71328D0364/00B002 | Flanders | 2,391 m² | 1 · 299 m² | 28.9 m · 9 |