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BOCCA

Active
Private limited companyfounded 200223 years activeSpringstraat 10, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 0478.699.453
Summary

BOCCA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34,009 and a net result of €14,357. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 71% of 26,062 sector peers (NACE 47, fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
Retail sale of bread and pastry (bakery outlets)
NACE 47241
1 site
Size
€58,836total assets 2024
Equity
€34,009
Profit
€14,357
Turnover not published (abridged schema)
Financial health
58 Fair Checked score 2024
Bankruptcy probability, 12 months
1.3%
Structure
Accounts 68 days overdue0 of 1 deed read
Why 58Capped at 59: a confirmed filing finding- 1 financial year not filed after the legal deadline; latest accounts 133 days late; 2 of the last 3 late- Figures for FY 2024 (filed 12-12-2025)- Size: total assets €58,836+ Founded in 2002Show the evidence

Checked score

Score 2024
58 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 81% of its sector peers (NACE 47, micro)
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 83+5
equity 57.8% of total assets
Liquidity 66+17
short-term debt 42.2% · cash 28.6%
Profitability 99+99
return on assets 24.4%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.2 percentage points vs 06-2025 08-2025: 1.3%▲ +0.3 percentage points vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.6%▲ +0.3 percentage points vs 09-2025 11-2025: 1.7%▲ +0.1 percentage points vs 10-2025 12-2025: 2.4%▲ +0.7 percentage points vs 11-2025highest value 01-2026: 0.7%▼ -1.7 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.6%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.3 percentage points vs 07-2026 09-2026: 1.0%▲ +0.1 percentage points vs 08-2026 10-2026: 1.3%▲ +0.3 percentage points vs 09-2026
Credit up to €1,500 at 30 days only on tighter terms
Liquidity short (current ratio 0.93 against 2.09 in 2023; short-term debt: 42.2% and cash: 28.6% of total assets), and 42.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 71% on solvency, 72% on liquidity, 91% on profitability and 90% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk
lowers risk · Founded in 2002
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 133 days late; 2 of the last 3 late
NBB · filings
raises risk · Figures for FY 2024 (filed 12-12-2025)
NBB · annual accounts
raises risk · Size: total assets €58,836
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €34,009
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-12-2025, 133 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
133 days late
2023
24 days early
2022
31 days late
2021
21 days late
2020
61 days late
2019
84 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 51 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Back to profitnet €14,357
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View
  • Total assets 20246 fiscal years filed €58,836 View
  • Active since 2002founded 31-10-2002 23 years View

By topic

Financials

Fiscal year
2024
Total assets
€58,836
Profit
€14,357
Solvency
57.8%
Total assets▲ 58.1%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 31-12-2023Weakest financial year
  2. 31-08-2023Annual accounts filed
  3. 21-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of bread and pastry (bakery outlets)NACE 47241
Founded
31-10-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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