IZISS
ActiveSummary
IZISS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability25▼-35
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 40.62 against 19.3 in 2024; short-term debt: 2.5% and cash: 97.9% of total assets), and 2.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.5%
Return on assets
-5.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
6 d early
2023
7 d early
2022
6 d early
2021
24 d early
2020
9 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 5.0%
2024 · €27k
Total assets
€27k▼ 7.7%
2024 · €29k
Net result
€-1k
2024 · €3k
Working capital
€26k▼ 5.0%
2024 · €27k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-685▲ 87.5%€779€987▲ 26.7%€3k▲ 211%€-1k
Net result€-571▲ 86.8%€520€753▲ 44.8%€3k▲ 243%€-1k
Equity€24k▼ 2.4%€24k▲ 2.2%€25k▲ 3.1%€27k▲ 10.4%€26k▼ 5.0%
Total assets€24k▼ 0.3%€25k▲ 0.4%€26k▲ 5.1%€29k▲ 12.1%€27k▼ 7.7%
Debt€881▲ 127%€458▼ 47.9%€958▲ 109%€1k▲ 56.3%€656▼ 56.1%
Working capital€24k▼ 2.4%€24k▲ 2.2%€25k▲ 3.1%€27k▲ 10.4%€26k▼ 5.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €27k
Equity
€26k ▼ 5.0%
Debt
€656 ▼ 56.1%
Debt's share of the balance-sheet total falls from 5.2% to 2.5%. Equity and debt are lower.
Key figures and ratios
Current ratio
40.62▲
2024 · 19.30
Quick ratio
39.79▲
2024 · 18.77
Debt to equity
0.03▼
2024 · 0.05
ROE
-5.3%▼
2024 · 9.4%
ROA
-5.2%▼
2024 · 9.0%
Debt ≤ 1 year
€656▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €77 | €820 | - | - | - |
| Non-recurring operating charges66A | - | - | - | €120 | - | - |
| Gross operating margin9900 | €-685 | €855 | €2k | €3k | €-1k | ▼ 136% |
| Operating profit (loss)9901 | €-685 | €779 | €987 | €3k | €-1k | ▼ 137% |
| Financial income75/76B | €1k | - | - | - | - | - |
| Recurring financial income75 | €1k | - | - | - | - | - |
| Financial charges65/66B | €270 | €258 | €233 | €482 | €234 | ▼ 51.5% |
| Recurring financial charges65 | €270 | €258 | €233 | €482 | €234 | ▼ 51.5% |
| Profit (loss) for the period before taxes9903 | €100 | €520 | €753 | €3k | €-1k | ▼ 153% |
| Income taxes67/77 | €671 | - | - | - | - | - |
| Profit (loss) for the period9904 | €-571 | €520 | €753 | €3k | €-1k | ▼ 153% |
| Profit (loss) for the period to be appropriated9905 | €-571 | €520 | €753 | €3k | €-1k | ▼ 153% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €24k | €25k | €26k | €29k | €27k | ▼ 7.7% |
| Current assets29/58 | €24k | €25k | €26k | €29k | €27k | ▼ 7.7% |
| Stocks and contracts in progress3 | €624 | €449 | €604 | €793 | €542 | ▼ 31.6% |
| Stocks30/36 | €624 | €449 | €604 | €793 | €542 | ▼ 31.6% |
| Amounts receivable within one year40/41 | €18k | €18k | €1k | €5 | €25 | ▲ 375% |
| Other amounts receivable41 | €18k | €18k | €1k | €5 | €25 | ▲ 375% |
| Cash at bank and in hand54/58 | €5k | €6k | €24k | €28k | €26k | ▼ 7.1% |
| Deferred charges and accrued income490/1 | €120 | €120 | €120 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €24k | €25k | €26k | €29k | €27k | ▼ 7.7% |
| Equity10/15 | €24k | €24k | €25k | €27k | €26k | ▼ 5.0% |
| Contributions10/11 | €16k | €16k | €16k | €16k | €16k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €5k | €6k | €7k | €9k | €8k | ▼ 14.7% |
| Amounts payable17/49 | €881 | €458 | €958 | €1k | €656 | ▼ 56.1% |
| Amounts payable within one year42/48 | €881 | €458 | €958 | €1k | €656 | ▼ 56.1% |
| Financial debts43 | €307 | - | - | - | - | - |
| Credit institutions430/8 | €307 | - | - | - | - | - |
| Trade debts44 | €276 | €136 | €759 | €1k | €438 | ▼ 66.6% |
| Suppliers440/4 | €276 | €136 | €759 | €1k | €438 | ▼ 66.6% |
| Taxes, remuneration and social security45 | €297 | €322 | €199 | €188 | €219 | ▲ 16.6% |
| Taxes450/3 | €297 | €322 | €199 | €188 | €219 | ▲ 16.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-571 | €520 | €753 | €3k | €-1k | ▼ 153% |
| Operating cash flow (approximation) | €-571 | €520 | €753 | €3k | €-1k | ▼ 153% |
| Change in cash | - | €274 | €18k | €5k | €-2k | ▼ 144% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 40.62
Current ratio from 19.30 to 40.62; short-term debt falls from €1k to €656.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €3k ▲243%
Operating result €3k, net result €3k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €520
Net result €520 after 2 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 63.13
Current ratio from 16.67 to 63.13; short-term debt falls from €2k to €388.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2004
Ground area
53 m²
Building footprint
52 m²
Volume, LiDAR
716 m³
Parcel 21001A0566/00K017, Brussels · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
IZISS
since 20042.135.832.013
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0566/00K017 | Brussels | 53 m² | 1 · 52 m² | 15.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.135.832.013
Similar companies · same sector, comparable size
ERNOUX PH.
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PLAN B
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VANDEN BERGH
BE 0800.521.402
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Of 2,403 companies in sector 47241 we hold annual accounts for 1,101. 879 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded27-01-2004
Fiscal year end31-12
Activities, NACEBEL 2025
47241Retail sale of bread and pastry (bakery outlets)
47551Retail sale of household furniture
Scores and ratios are computed by Checked and are not a credit decision.