IZISS
ActiveIZISS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▼-35
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 40.62 against 19.3 in 2024; short-term debt: 2.5% and cash: 97.9% of total assets), and 2.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.5%
Return on assets
-5.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
6 d early
2023
7 d early
2022
6 d early
2021
24 d early
2020
9 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 5.0%
2024 · €27k
2018: €26k
2019: €28k
2020: €24k
2021: €24k
2022: €24k
2023: €25k
2024: €27k
2018 → 2025
Total assets
€27k▼ 7.7%
2024 · €29k
2018: €27k
2019: €30k
2020: €24k
2021: €24k
2022: €25k
2023: €26k
2024: €29k
2018 → 2025
Net result
€-1k
2024 · €3k
2018: €114
2019: €3k
2020: €-4k
2021: €-571
2022: €520
2023: €753
2024: €3k
2018 → 2025
Working capital
€26k▼ 5.0%
2024 · €27k
2018: €26k
2019: €28k
2020: €24k
2021: €24k
2022: €24k
2023: €25k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€24k▲ 2.2%€25k▲ 3.1%€27k▲ 10.4%€26k▼ 5.0%
Operating result€-685-€779€987▲ 26.7%€3k▲ 211%€-1k
Net result€-571-€520€753▲ 44.8%€3k▲ 243%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €27k
Equity
€26k▼ 5.0%
Debt
€656▼ 56.1%
The debt ratio falls from 5.2% to 2.5%. Equity and debt are lower.
Key figures and ratios
Solvency
97.5%▲
2024 · 94.8%
Current ratio
40.62▲
2024 · 19.30
Quick ratio
39.79▲
2024 · 18.77
Debt / equity
0.03▼
2024 · 0.05
ROE
-5.3%▼
2024 · 9.4%
ROA
-5.2%▼
2024 · 9.0%
Debt
€656▼
2024 · €1k
Debt ≤ 1 year
€656▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€27k▼
Current assets29/58€29k€27k▼
Stocks and contracts in progress3€793€542▼
Stocks30/36€793€542▼
Amounts receivable within one year40/41€5€25▲
Other amounts receivable41€5€25▲
Cash at bank and in hand54/58€28k€26k▼
Equity and liabilities
Total equity and liabilities10/49€29k€27k▼
Equity10/15€27k€26k▼
Contributions10/11€16k€16k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€9k€8k▼
Amounts payable17/49€1k€656▼
Amounts payable within one year42/48€1k€656▼
Trade debts44€1k€438▼
Suppliers440/4€1k€438▼
Taxes, remuneration and social security45€188€219▲
Taxes450/3€188€219▲
Income statement
Code20242025
Non-recurring operating charges66A€120-
Gross operating margin9900€3k€-1k▼
Operating profit (loss)9901€3k€-1k▼
Financial charges65/66B€482€234▼
Recurring financial charges65€482€234▼
Profit (loss) for the period before taxes9903€3k€-1k▼
Profit (loss) for the period9904€3k€-1k▼
Profit (loss) for the period to be appropriated9905€3k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€8k▼
Profit (loss) brought forward from the previous period14P€7k€9k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 40.62
Current ratio from 19.30 to 40.62; short-term debt falls from €1k to €656.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €3k ▲243%
Operating result €3k, net result €3k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €520
Net result €520 after 2 loss-making years.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-4k ▼272%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 63.13
Current ratio from 16.67 to 63.13; short-term debt falls from €2k to €388.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wayezstraat 101070 AnderlechtGround area
53 m²
Building footprint
52 m²
Volume, LiDAR
716 m³
Parcel 21001A0566/00K017, Brussels · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
IZISS
since 20042.135.832.013
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0566/00K017 | Brussels | 53 m² | 1 · 52 m² | 15.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.135.832.013
Similar companies · same sector, comparable size
ERNOUX PH.
BE 1005.666.702
Fosses-la-Ville · Eq €26k
CAKE and BREAD
BE 0793.236.702
Mechelen · Eq €26k
PLAN B
BE 0810.229.320
Gent · Eq €26k
VANDEN BERGH
BE 0800.521.402
Tubize · Eq €26k
Broodjescarrousel
BE 0842.784.104
Westerlo · Eq €26k
Of 2,407 companies in sector 47241 we hold annual accounts for 1,099. 877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-01-2004
Fiscal year end31-12
Activities, NACEBEL
47241Retail sale of bread and pastry (bakery outlets)
52441
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.