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BOB BRUSSELS

Active
Private limited companyfounded 20242 yrs activeChaussée de Louvain 533, 1380 Lasne, BelgiumKBO/BCE: BE 1008.840.481
Summary

The computed 12-month bankruptcy probability of BOB BRUSSELS is 4.7% (elevated). The 2024 annual accounts show equity of €4,988 and a net result of €1,347. Its solvency ranks better than 43% of 36378 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability72
Solvency66
Growth-
Track record67
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.58; short-term debt: 58.4% and cash: 3.2% of total assets), but 59.2% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
40.8%
Return on assets
11%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 30 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 April 2024, BOB BRUSSELS was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€4,988
Total assets
€12,229
Net result
€1,347
Working capital
€4,116

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €12,229
Fixed assets €968
Current assets €11,260
Equity and liabilities €12,229
Equity €4,988
Debt €7,241
Debt finances 59.2% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€2,548
Cash flow
€1,621
Current ratio
1.58
Debt to equity
1.45
ROE
27.0%
ROA
11.0%
Interest coverage
4.78
Debt ≤ 1 year
€7,144
Income taxes
€397

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 37 lines
Balance sheet Code2024
Assets
Total assets20/58€12,229
Fixed assets21/28€968
Tangible fixed assets22/27€968
Furniture and vehicles24€968
Current assets29/58€11,260
Amounts receivable within one year40/41€8,096
Trade receivables40€7,373
Other amounts receivable41€723
Cash at bank and in hand54/58€396
Deferred charges and accrued income490/1€2,768
Equity and liabilities
Total equity and liabilities10/49€12,229
Equity10/15€4,988
Contributions10/11€4,500
Profit (loss) carried forward14€488
Amounts payable17/49€7,241
Amounts payable within one year42/48€7,144
Trade debts44€5,959
Suppliers440/4€5,959
Taxes, remuneration and social security45€96
Taxes450/3€96
Other amounts payable47/48€1,089
Accrued charges and deferred income492/3€97
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€275
Other operating charges640/8€36
Gross operating margin9900€2,583
Operating profit (loss)9901€2,273
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€533
Recurring financial charges65€533
Profit (loss) for the period before taxes9903€1,744
Income taxes67/77€397
Profit (loss) for the period9904€1,347
Profit (loss) for the period to be appropriated9905€1,347
Appropriation of the result
Profit (loss) to be appropriated9906€1,347
Profit to be distributed694/7€859
Return on contributions (dividend)694€859

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€275
Other operating charges640/8€36
Gross operating margin9900€2,583
Operating profit (loss)9901€2,273
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€533
Recurring financial charges65€533
Profit (loss) for the period before taxes9903€1,744
Income taxes67/77€397
Profit (loss) for the period9904€1,347
Profit (loss) for the period to be appropriated9905€1,347
Line2024
Assets
Total assets20/58€12,229
Fixed assets21/28€968
Tangible fixed assets22/27€968
Furniture and vehicles24€968
Current assets29/58€11,260
Amounts receivable within one year40/41€8,096
Trade receivables40€7,373
Other amounts receivable41€723
Cash at bank and in hand54/58€396
Deferred charges and accrued income490/1€2,768
Equity and liabilities
Total equity and liabilities10/49€12,229
Equity10/15€4,988
Contributions10/11€4,500
Profit (loss) carried forward14€488
Amounts payable17/49€7,241
Amounts payable within one year42/48€7,144
Trade debts44€5,959
Suppliers440/4€5,959
Taxes, remuneration and social security45€96
Taxes450/3€96
Other amounts payable47/48€1,089
Accrued charges and deferred income492/3€97
Line2024
Profit (loss) for the period9904€1,347
+ Depreciation and write-downs630€275
Operating cash flow (approximation)€1,621

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 2 establishment units since 2024
seat establishment All 2 establishment units on the map
Ground area
6,145 m²
Building footprint
615 m²
Volume, LiDAR
4,742 m³
2 parcels, Wallonia · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
2 establishment units
BOB BRUSSELS
Chaussée de Louvain 533, 1380 LasneSpecialised construction activities
since 20242.359.324.961
CANTINE STAGIAIRE
Chaussée de Louvain 490, 1380 LasneGeneral cleaning of buildings
since 20262.390.619.933
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25076G0096/00A000 Wallonia 3,144 m² 1 · 397 m² 9.1 m · 2 fl.
25076G0013/00L000 Wallonia 3,001 m² 1 · 218 m² 11.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,302 companies in sector 43350 we hold annual accounts for 2,364. 1,002 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
43221Plumbing work
43341Painting of buildings
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008840481
Registered 23-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.