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A.D. TOITURES GENERALES

Active
Private limited companyfounded 2024active for 2 yearsLt. Graffplein 15, 1780 Wemmel, BelgiumKBO/BCE: BE 1009.586.490
Summary

The annual accounts of A.D. TOITURES GENERALES for financial year 2025 show a net loss of 135% of total assets and of 83% of the equity at the start of that year. The 2025 annual accounts show equity of €4,425 and a net result of -€20,868. Its solvency ranks better than 30% of 34,954 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 22-05-2024 Normal situation
Registered office
477 active companies are registered at this address 55 started in the 12 months before. Source: KBO register, as of 3 November 2026.
Activity
Other building finishing work NACE 43350and 2 others
Establishment unit
2.359.708.112 1780 Wemmel, since 27-05-2024
Financial year end
31 December
Peppol
Reachable since 17-12-2025

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
-€19,310
Loss
€20,868
Equity
€4,425
▼ 82.5%
Total assets
€15,443
▼ 63.8%
  • 2025 accounts filed 29 days after the deadline
Turnover not published (abbreviated or micro format)
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearFounded in 2024Last filed accounts filed 29 days latelowers riskLiquidity: current ratio 1.12, cash €10,876Size: total assets €15,443Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 25% of micro companies in specialised construction (NACE 43)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 54-30
equity 28.7% of total assets
Liquidity 62+4
short-term debt 71.3% · cash 70.4%
Profitability 0-100
return on assets -135.1%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 06-2025: 1.9%highest value 07-2025: 0.8%▼ -1.1 percentage points vs 06-2025lowest value 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.9%▲ +0.1 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 1.0%▲ +0.1 percentage points vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%▲ +0.1 percentage points vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.7%▲ +0.5 percentage points vs 07-2026 09-2026: 1.1%▼ -0.6 percentage points vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.12 (2.46 in 2024), below the usual 1.5. Short-term debt is 71.3% and cash 70.4% of total assets. 71.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 30% of them on solvency, 60% on liquidity, 4% on profitability and 5% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.12, cash €10,876
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €15,443
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 29 days late
NBB · filings
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
29 days late
2024
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 5 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Caution: Lower net result than 93% of companies in specialised constructionsector median €10,221 · 34,941 companies -€20,868 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €2,500 · Appointment: ISMAILI Niman (director)
All 3 events

Comparable companies

These companies have the same main activity as A.D. TOITURES GENERALES: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €11,600 and €20,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
A.D. TOITURES GENERALES Wemmel€15,443-€19,310
VDM Construct Beringen€17,494-€7,542
Edmond Company Gent€16,303€589
BOB BRUSSELS Lasne€19,583€524
COCKX NIELS Glabbeek€19,972€1,422
URSO ENTERPRISE Dilbeek€11,586€241
JNLD Rénov Sint-Jans-Molenbeek€16,249-€3,217
Full comparison

Key facts about A.D. TOITURES GENERALES

What is the company number of A.D. TOITURES GENERALES?
The company number of A.D. TOITURES GENERALES is 1009.586.490. The VAT number is the same number with BE in front: BE 1009.586.490.
Where is A.D. TOITURES GENERALES based?
The registered office is at Lt. Graffplein 15, 1780 Wemmel.Company details
What does A.D. TOITURES GENERALES do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of A.D. TOITURES GENERALES?
The legal form of A.D. TOITURES GENERALES is Private limited company (BV).
When was A.D. TOITURES GENERALES founded?
A.D. TOITURES GENERALES was founded on 22-05-2024.
Is A.D. TOITURES GENERALES still active?
Yes, A.D. TOITURES GENERALES is an active enterprise in the KBO register.
What is the turnover of A.D. TOITURES GENERALES?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it. In financial year 2024 turnover was €73,296.Financials
Is A.D. TOITURES GENERALES profitable?
In financial year 2025, A.D. TOITURES GENERALES made a loss of €20,868.
Where can I find the annual accounts of A.D. TOITURES GENERALES?
A.D. TOITURES GENERALES filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A.D. TOITURES GENERALES due?
A.D. TOITURES GENERALES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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