BO FLOWERS
ActiveBO FLOWERS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €3k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+50
Solvency60▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.22 in 2024; short-term debt: 64.6% and cash: 3.3% of total assets), and 64.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.4%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
1 d early
2023
71 d late
2022
67 d late
2021
3 d early
2020
23 d late
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€21k▲ 14.9%
2024 · €18k
2018: €-10k
2019: €21k
2020: €27k
2021: €21k
2022: €23k
2023: €30k
2024: €18k
2018 → 2025
Total assets
€59k▼ 19.0%
2024 · €73k
2018: €116k
2019: €100k
2020: €80k
2021: €83k
2022: €81k
2023: €79k
2024: €73k
2018 → 2025
Net result
€3k
2024 · €-12k
2018: €7k
2019: €30k
2020: €7k
2021: €-6k
2022: €2k
2023: €7k
2024: €-12k
2018 → 2025
Working capital
€18k▲ 50.4%
2024 · €12k
2018: €-19k
2019: €-21k
2020: €-4k
2021: €270
2022: €-5k
2023: €19k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€23k▲ 9.1%€30k▲ 32.7%€18k▼ 40.0%€21k▲ 14.9%
Operating result€377-€7k▲ 1,837%€13k▲ 77.6%€-7k€7k
Net result€-6k-€2k€7k▲ 293%€-12k€3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€3k▼ 53.6%
Current assets
€56k▼ 15.5%
Equity and liabilities €59k
Equity
€21k▲ 14.9%
Debt
€38k▼ 30.3%
The debt ratio falls from 75.0% to 64.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▲
2024 · €-407
Cash flow
€6k▲
2024 · €-5k
Solvency
35.4%▲
2024 · 25.0%
Current ratio
1.47▲
2024 · 1.22
Quick ratio
0.60▼
2024 · 0.64
Debt / equity
1.82▼
2024 · 3.01
ROE
12.9%▲
2024 · -66.7%
ROA
4.6%▲
2024 · -16.7%
Interest coverage
3.01▲
2024 · -0.08
Debt
€38k▼
2024 · €55k
Debt ≤ 1 year
€38k▼
2024 · €54k
Income taxes
€709
Staff costs
€48k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€59k▼
Fixed assets21/28€7k€3k▼
Tangible fixed assets22/27€7k€3k▼
Furniture and vehicles24€7k€3k▼
Current assets29/58€66k€56k▼
Stocks and contracts in progress3€32k€33k▲
Stocks30/36€32k€33k▲
Amounts receivable within one year40/41€32k€20k▼
Trade receivables40€19k€9k▼
Other amounts receivable41€14k€11k▼
Current investments50/53€251€252▲
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€124€305▲
Equity and liabilities
Total equity and liabilities10/49€73k€59k▼
Equity10/15€18k€21k▲
Contributions10/11€112k€112k=
Capital10€112k€112k=
Issued capital100€112k€112k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Profit (loss) carried forward14€-95k€-92k▲
Amounts payable17/49€55k€38k▼
Amounts payable within one year42/48€54k€38k▼
Current portion of amounts payable after more than one year42€2k-
Financial debts43€21k€3k▼
Credit institutions430/8€21k€3k▼
Trade debts44€18k€26k▲
Suppliers440/4€18k€26k▲
Taxes, remuneration and social security45€12k€8k▼
Taxes450/3€6k€3k▼
Remuneration and social security454/9€7k€5k▼
Other amounts payable47/48-€1k
Accrued charges and deferred income492/3€350-
Income statement
Code20242025
Non-recurring operating income76A€1k€343▼
Remuneration, social security and pensions62€48k€48k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€54€190▲
Gross operating margin9900€51k€61k▲
Operating profit (loss)9901€-7k€7k▲
Financial income75/76B€23€40▲
Recurring financial income75€23€40▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€-12k€3k▲
Income taxes67/77-€709
Profit (loss) for the period9904€-12k€3k▲
Profit (loss) for the period to be appropriated9905€-12k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-95k€-92k▲
Profit (loss) brought forward from the previous period14P€-83k€-95k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-12k ▼262%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 71 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
31-12
Financial
Highest result since 2018net €30k ▲318%
Operating result €45k, net result €30k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 2 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jetsesteenweg 2641081 KoekelbergGround area
3,662 m²
Building footprint
755 m²
Volume, LiDAR
7,810 m³
2 parcels, Brussels, Flanders · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
BO FLOWERS SA
since 20002.096.861.965
BO FLOWERS
since 20192.290.992.223
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026A0096/00P000 | Flanders | 3,236 m² | 1 · 639 m² | 16.3 m · 4 fl. |
| 21492B0043/00P002 | Brussels | 426 m² | 1 · 116 m² | 18.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
UP GREEN
BE 0763.720.986
Herve · Eq €21k
Fran Flowers
BE 0825.728.930
Merksplas · Eq €21k
ANATRI
BE 0726.667.283
Anderlecht · Eq €21k
MELCHIOR SERVICES
BE 0540.843.294
Lasne · Eq €21k
Hortusgroen
BE 0783.950.535
Merelbeke-Melle · Eq €21k
Of 3,387 companies in sector 47761 we hold annual accounts for 1,157. 631 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-09-2000
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.