CHANELLE
ActiveCHANELLE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-45k) and a net result of €924. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 26049 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability56▲+38
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.63 against 0.71 in 2023; short-term debt: 129.7% and cash: 27% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-75.9%
Return on assets
1.5%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 26049 sector peers (2024).
NBB · sector comparisonPosition among 26049 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
9 d early
2022
45 d early
2021
38 d early
2020
37 d early
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-45k▲ 2.0%
2023 · €-46k
2018: €-43k
2019: €-39k
2020: €-14k
2021: €-32k
2022: €-44k
2023: €-46k
2018 → 2024
Total assets
€60k▼ 27.9%
2023 · €83k
2018: €72k
2019: €33k
2020: €66k
2021: €67k
2022: €69k
2023: €83k
2018 → 2024
Net result
€924
2023 · €-3k
2018: €-600
2019: €4k
2020: €25k
2021: €-18k
2022: €-12k
2023: €-3k
2018 → 2024
Working capital
€-28k▲ 0.2%
2023 · €-29k
2018: €-22k
2019: €-14k
2020: €11k
2021: €-9k
2022: €-23k
2023: €-29k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-14k-€-32k▼ 127%€-44k▼ 38.1%€-46k▼ 6.1%€-45k▲ 2.0%
Operating result€25k-€-17k€-11k▲ 33.6%€-2k▲ 86.0%€2k
Net result€25k-€-18k€-12k▲ 32.0%€-3k▲ 77.9%€924
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2k after a loss of €2k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €60k
Fixed assets
€11k▼ 18.2%
Current assets
€49k▼ 29.7%
Key figures and ratios
EBITDA
€4k▲
2023 · €465
Cash flow
€3k▲
2023 · €-599
Solvency
-75.9%▼
2023 · -55.8%
Current ratio
0.63▼
2023 · 0.71
Quick ratio
0.35▼
2023 · 0.47
Debt / equity
-2.32▲
2023 · -2.79
ROA
1.5%▲
2023 · -3.2%
Interest coverage
4.20▲
2023 · 0.43
Debt
€105k▼
2023 · €129k
Debt ≤ 1 year
€78k▼
2023 · €98k
Debt > 1 year
€28k▼
2023 · €31k
Staff costs
€52k▲
2023 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€83k€60k▼
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€13k€11k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€9k€8k▼
Current assets29/58€70k€49k▼
Stocks and contracts in progress3€24k€22k▼
Stocks30/36€24k€22k▼
Amounts receivable within one year40/41€4k€3k▼
Trade receivables40€3k€3k▼
Other amounts receivable41€1k-
Cash at bank and in hand54/58€14k€16k▲
Deferred charges and accrued income490/1€28k€8k▼
Equity and liabilities
Total equity and liabilities10/49€83k€60k▼
Equity10/15€-46k€-45k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-65k€-64k▲
Amounts payable17/49€129k€105k▼
Amounts payable after more than one year17€31k€28k▼
Financial debts170/4€31k€28k▼
Amounts payable within one year42/48€98k€78k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€38k€19k▼
Suppliers440/4€38k€19k▼
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€604€4k▲
Remuneration and social security454/9€15k€10k▼
Other amounts payable47/48€43k€41k▼
Accrued charges and deferred income492/3€188-
Income statement
Code20232024
Remuneration, social security and pensions62€51k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€148▼
Gross operating margin9900€53k€57k▲
Operating profit (loss)9901€-2k€2k▲
Financial income75/76B€8-
Recurring financial income75€8-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-3k€924▲
Profit (loss) for the period9904€-3k€924▲
Profit (loss) for the period to be appropriated9905€-3k€924▲
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-64k▲
Profit (loss) brought forward from the previous period14P€-62k€-65k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €924
Net result €924 after 3 loss-making years.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-18k ▼170%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €25k ▲593%
Operating result €25k, net result €25k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Champ des Carrières(PER) 167134 BincheGround area
2.3 ha
Building footprint
6,501 m²
Volume, LiDAR
48,670 m³
2 parcels, Wallonia · tallest building 15.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Franco-Belge(L.L) sn, 7100 La Louvière
since 19912.052.134.968
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55022A0356/00Y003 | Wallonia | 2.2 ha | 1 · 6,334 m² | 15.1 m · 2 fl. |
| 55032A0256/00E000 | Wallonia | 1,431 m² | 1 · 167 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Manage
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 3,387 companies in sector 47761 we hold annual accounts for 1,156.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-1991
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.