Skip to content

CHANELLE

Active
Private limited companyfounded 1991active for 35 yearsChamp des Carrières(PER) 16, 7134 Binche, BelgiumKBO/BCE: BE 0443.442.428
Summary

CHANELLE has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€42,911) and a net result of €2,513. Equity has been stable since 2018 (±1.8% per year). Its solvency ranks better than 12% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

Source: KBO
Status
Active since 24-02-1991 Normal situation
Activity
Retail sale of flowers, plants, seeds and fertilisers NACE 47761
Joint committees
119 Paritair Comité voor de handel in voedingswaren
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.052.134.968 7100 La Louvière, since 03-04-1991
Financial year end
31 December
Peppol
Reachable since 19-12-2025

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts 2025
Gross margin
€70,099
▲ 23.4%
Turnover
≈ €340,000
estimated
Profit
€2,513
▲ 172%
Equity
-€42,911
▲ 5.5%
Total assets
€85,575
▲ 42.9%
Employees on 31-12-2025
5
▼ 16.7%
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equity1 change of registered office in 24 monthsNegative equity -€42,911Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 0.75, cash €23,916Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 32% of micro companies in retail trade (NACE 47)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -50.1% of total assets
Liquidity 35+1
short-term debt 121.2% · cash 27.9%
Profitability 52-4
return on assets 2.9%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.6%▼ -0.2 percentage points vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.5%▼ -0.1 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026lowest value 06-2026: 1.6%▲ +1.1 percentage points vs 05-2026 07-2026: 1.8%▲ +0.2 percentage points vs 06-2026 08-2026: 2.4%▲ +0.6 percentage points vs 07-2026 09-2026: 2.8%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 1.4%▼ -1.4 percentage points vs 09-2026 11-2026: 1.4%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.75 (0.63 in 2024), below 1. Short-term debt is 121.2% and cash 27.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 32% on liquidity, 38% on profitability and 53% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity -€42,911
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Liquidity: current ratio 0.75, cash €23,916
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 22774 sector peers (2025).
NBB · sector comparison
Position among 22774 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
35 days early
2023
9 days early
2022
45 days early
2021
38 days early
2020
37 days early
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€42,911 View
  • Caution: Less equity than 90% of companies in retail tradesector median €41,218 · 22,816 companies -€42,911 View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Registered office moved from La Louvière to PéronnesNew seat: Champ des carrières 16 à 7134 Péronnes · Previous seat: Clos Beaulieu 7 à 7110 La Louvière
  2. · Gazette deed Reappointments: GUILBERT Mandy (director) and FOSSET Chantal Georgette Raymonde Ghislaine (director)
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as CHANELLE: retail sale of flowers, plants, seeds and fertilisers (NACE 47761). They are comparable in size and age: total assets between €66,200 and €132,000, founded between 1982 and 1992.

CompanyTotal assetsGross margin
CHANELLE Binche€85,575€70,099
V. LEKEU FLEURS Liège€75,605€55,138
CREAFLOR Jurbise€94,201€98,247
HERMANUS Sint-Gillis (bij-Brussel)€83,802€44,458
BLOEMENHAL STEVE Antwerpen€126,611€57,118
Fleurs de Saison Elsene€66,246€58,147
DIFFUSION 3000 La Hulpe€131,947€58,932
Full comparison

Key facts about CHANELLE

What is the company number of CHANELLE?
The company number of CHANELLE is 0443.442.428. The VAT number is the same number with BE in front: BE 0443.442.428.
Where is CHANELLE based?
The registered office is at Champ des Carrières(PER) 16, 7134 Binche.Company details
What does CHANELLE do?
According to the KBO register, the main activity is retail sale of flowers, plants, seeds and fertilisers (NACE 47761).
What is the legal form of CHANELLE?
The legal form of CHANELLE is Private limited company (BV).
When was CHANELLE founded?
CHANELLE was founded on 24-02-1991.
Is CHANELLE still active?
Yes, CHANELLE is an active enterprise in the KBO register.
How many employees does CHANELLE have?
CHANELLE had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does CHANELLE fall under?
In its 2025 annual accounts, CHANELLE states joint committees 119 (Paritair Comité voor de handel in voedingswaren) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of CHANELLE?
The turnover in financial year 2025 is ≈ €340,000. This figure is estimated from the gross margin of €70,099 and 44 comparable companies (NACE 477). It probably lies between €180,000 and €470,000.
Is CHANELLE profitable?
In financial year 2025, CHANELLE made a profit of €2,513.
Where can I find the annual accounts of CHANELLE?
CHANELLE filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHANELLE due?
CHANELLE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.