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BNKS

Active Private limited companyfounded 2017active for 9 yearsBergenstraat 134, 8020 OostkampKBO/BCE: BE 0673.647.380

Lifetime

9 annual accounts with figures on one time axis
peak €404,319 (2019)
€36,586▲ 167%
lowest -€50,175 (2022)
€30,049▲ 58×
peak €244,805 (2020)
€212,236▲ 16.5%
€4,654▼ 7.6%
peak 4.4 FTE (2018)
-not published
Board1 name since 2020
- 
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €13,723 to €36,586Result from €518 to €30,049Equity from €182,187 to €212,236Cash from €11,026 to €45,783

Key points

from the 2025 annual accounts

Turnover

≈ €170,000 estimated

The micro format states no turnover.

Filings

9 annual accounts 7 late
AprilJune31 JulyOctober20202025

The 2020 accounts came latest: 212 days after the end of the period.

Position in the sector

97.9%

Higher solvency than 95% of companies in retail trade. Sector median 33.3% · 25,301 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 26,973 companies had the same profile as BNKS has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.5%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,973 companies, not a prediction for BNKS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

last known board
Director, last mentioned in 2020
  • 100 sharesdeed of 31-03-2017
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0673647380
Publication in the Belgian Official Gazette Gazette deed
Registered office moved from Zwijnaarde to Ruddervoorde New registered office: Bergenstraat 134, 8020 Ruddervoorde · Previous registered office: Heistraat 26, 9052 Zwijnaarde · Board meeting of 10-02-2021 · Gazette deed
Company renamed from AMBUTEAM AALTER - GENT to BNKS Resignation: (director, formerly manager) · Reappointment: (director) · “Detailhandel in ruime zin van zowel nieuwe producten als tweedehands,dit via al de mogelijke…” (deed in Dutch) · General meeting of 25-08-2020 · Gazette deed
All 23 events

Comparable companies

same main activity, similar in size and age
Company
BNKS Oostkamp €216,890 €36,586 97.9% -
KDO Woluwe-Saint-Lambert €196,771 €50,466 74.5% -
MOON Z Brussels €266,947 €53,449 8.6% -
Madame Panier Ghent €180,550 €34,938 -5.7% -
DIVA FASHION Beringen €206,102 €62,716 45.6% -
VINYL & MORE Aarschot €141,812 €47,923 65.5% -
TONY PACK Molenbeek-Saint-Jean €298,227 €43,444 78.5% -

These companies have the same main activity as BNKS: other retail sale of new goods (NACE 47789). They are comparable in size and age: total assets between €142,000 and €298,000, founded between 2014 and 2019.

Official details

Source: KBO
Status
Active since 29-03-2017Normal situation
Activity
Other retail sale of new goodsNACE 47789and 3 others
Joint committee
330Health institutions and services · annual accounts 2021
Establishment unit
2.263.903.6858020 Oostkamp, since 29-03-2017
Financial year end
31 December
Peppol
Reachable since 20-01-2026
Company details

Annual accounts 2025

€216,890▲ 15.8%
Filing
Filed on 31-08-2026
Financials

Insights on BNKS

BNKS files the micro format. That format states no turnover. The gross margin fell from €152,725 in 2017 to €36,586 in 2025.

The balance sheet grew most from 2018 to 2019 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BNKS

What is the company number of BNKS?
The company number of BNKS is 0673.647.380. The VAT number is the same number with BE in front: BE 0673.647.380.
Where is BNKS based?
The registered office is at Bergenstraat 134, 8020 Oostkamp.Company details
What does BNKS do?
According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
What is the legal form of BNKS?
BNKS is a private limited company (BV).
When was BNKS founded?
BNKS was founded on 29-03-2017.
Is BNKS still active?
Yes, BNKS is an active enterprise in the KBO register.
How many employees does BNKS have?
BNKS had an average of 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
Which joint committee does BNKS fall under?
In its 2021 annual accounts, BNKS states joint committee 330 (Health institutions and services).
What is the turnover of BNKS?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €36,586 and 56 comparable companies (NACE 477). It probably lies between €93,000 and €300,000. In financial year 2018 turnover was €358,034.
Is BNKS profitable?
In financial year 2025, BNKS made a profit of €30,049.
Where can I find the annual accounts of BNKS?
BNKS filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BNKS due?
BNKS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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