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TONY PACK

Active
Private limited company (pre-2019)founded 201411 yrs activeJean Dubrucqlaan 160, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0564.852.972
Summary

The computed 12-month bankruptcy probability of TONY PACK is 3.1% (moderate). The 2025 annual accounts show equity of €234,153 and a net result of -€32,994. Equity is growing by ~27% per year across the filed fiscal years. Its solvency ranks better than 88% of 11293 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch ReportCompare
TONY PACKActiveChecked score 51/100
Risk analysis ReportCompare

Overview

Activity
Other retail sale of new goods
NACE 47789
1 site
Size
€298,227total assets 2025
Equity
€234,153
Loss
-€32,994
Turnover not published (abridged schema)
Financial health
51 Fair Checked score 2025
Bankruptcy chance 12 m
3.1%
Structure
Accounts filed 26 d late0 of 7 deeds read
Why 51- 1 change of registered office in 24 months- Loss of €32,994 (FY 2025)- Ex-officio strike-off in the KBO- Sector Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 50% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 78.5% of total assets
Liquidity 45+2
short-term debt 20.3% · cash 1.3%
Profitability 55-35
return on assets -11.1%
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -2.1% vs 12-2024lowest value 02-2025: 0.5%● 0.0% vs 01-2025lowest value 03-2025: 0.5%● 0.0% vs 02-2025lowest value 04-2025: 0.9%▲ +76.4% vs 03-2025 05-2025: 1.0%▲ +3.4% vs 04-2025 06-2025: 1.0%▲ +0.8% vs 05-2025 07-2025: 1.1%▲ +19.7% vs 06-2025 08-2025: 0.8%▼ -33.0% vs 07-2025 09-2025: 0.8%● 0.0% vs 08-2025 10-2025: 0.7%▼ -7.1% vs 09-2025 11-2025: 0.7%▼ -6.9% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%● 0.0% vs 12-2025 02-2026: 1.5%▲ +128% vs 01-2026 03-2026: 1.5%● 0.0% vs 02-2026 04-2026: 1.8%▲ +15.3% vs 03-2026 05-2026: 2.0%▲ +15.2% vs 04-2026 06-2026: 2.0%▲ +0.3% vs 05-2026 07-2026: 2.1%▲ +5.6% vs 06-2026 08-2026: 3.2%▲ +47.5% vs 07-2026highest value 09-2026: 3.1%▼ -2.8% vs 08-2026 10-2026: 3.1%● 0.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Loss of €32,994 (FY 2025) raises the probability
  • Ex-officio strike-off in the KBO raises the probability
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 2.65 against 2.65 in 2024; short-term debt: 20.3% and cash: 1.3% of total assets), and 21.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 44%, profitability 39%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Loss of €32,994 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
26 d late
2024
10 d early
2023
13 d late
2022
8 d late
2021
8 d late
2020
19 d late
2019
9 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€32,994
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: From profit to loss in 2025after €57,983 in 2024 -€32,994 View
  • Caution: Among the weakest 11% on net resultsector median €28,692 · 11,279 companies -€32,994 View
  • Total assets 20256 fiscal years filed €298,227 View

By topic

Financials

Fiscal year
2025
Total assets
€298,227
Loss
-€32,994
Solvency
78.5%
Total assets▼ 13.6%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 26-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 21-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other retail sale of new goodsNACE 47789
Founded
20-10-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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