Bnbe
The computed 12-month bankruptcy probability of Bnbe is 5.5% (elevated). The 2025 annual accounts show equity of €48k and a net result of €-17k. Equity is growing by ~90.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 429 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €48k |
| Net result | €-17k |
| Staff (FTE) | 1.7 |
| Better than sector | 19% |
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 6.8% | 38.6% | |
| Net result | €-17k | €6k | |
| Equity | €48k | €59k | |
| Gross operating margin | €93k | €30k | |
| Staff costs | €80k | €52k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €13k | €71k | €42k | €20k | €3k |
| Net profit | €-17k | €63k | €35k | €14k | €724 |
| Cash flow | €-692 | €65k | €36k | €15k | €2k |
| Staff costs | €80k | €71k | €88k | €45k | €15k |
| Income taxes | €584 | €6k | €5k | €4k | - |
| Dividends | - | - | - | - | - |
| Total assets | €710k | €358k | €255k | €142k | €68k |
| Equity | €48k | €65k | €52k | €18k | €4k |
| Debt | €661k | €293k | €203k | €124k | €64k |
| of which ≤ 1y | €269k | €288k | €203k | €121k | €56k |
| of which > 1y | €392k | - | - | €3k | €8k |
| Working capital | €-40k | €68k | €48k | €17k | €9k |
| Employees (FTE) | 1.7 | 2.3 | 2.1 | 1.1 | 0.7 |
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 0.85 | 1.24 | 1.24 | 1.14 | 1.15 |
| Quick ratio | 0.80 | 1.17 | 1.11 | 1.02 | 1.05 |
| Working capital ratio | -5.6% | 18.9% | 18.8% | 12.3% | 12.7% |
| Solvency | 6.8% | 18.3% | 20.4% | 12.4% | 5.8% |
| Debt / equity | 13.72 | 4.48 | 3.90 | 7.08 | 16.23 |
| Long-term debt ratio | 8.14 | - | - | 0.16 | 1.92 |
| Interest coverage | 0.99 | 207.19 | 40.87 | 15.87 | 1.83 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | -2.4% | 17.7% | 13.6% | 9.6% | 1.1% |
| ROE | -35.6% | 96.7% | 66.4% | 77.6% | 18.4% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Full annual accounts (24 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €710k | €358k | €255k | €142k | €68k |
| Fixed assets | 21/28 | €480k | €3k | €4k | €3k | €3k |
| Tangible fixed assets | 22/27 | €480k | €2k | €4k | €2k | €2k |
| Financial fixed assets | 28 | €724 | €724 | €724 | €724 | €724 |
| Current assets | 29/58 | €229k | €356k | €251k | €139k | €65k |
| Stocks & contracts in progress | 3 | €15k | €20k | €26k | €15k | €6k |
| Amounts receivable within one year | 40/41 | €95k | €72k | €64k | €17k | €5k |
| Cash & bank | 54/58 | €119k | €264k | €160k | €107k | €54k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €710k | €358k | €255k | €142k | €68k |
| Equity | 10/15 | €48k | €65k | €52k | €18k | €4k |
| Contributions / capital | 10/11 | €3k | €3k | €3k | €3k | €3k |
| Accumulated profits (losses) | 14 | €45k | €62k | €49k | €15k | €931 |
| Amounts payable | 17/49 | €661k | €293k | €203k | €124k | €64k |
| Amounts payable after one year | 17 | €392k | - | - | €3k | €8k |
| Amounts payable within one year | 42/48 | €269k | €288k | €203k | €121k | €56k |
| Trade debts payable within one year | 44 | €64k | €1k | €38k | - | €3k |
| Income statement | ||||||
| Gross operating margin | 9900 | €93k | €144k | €132k | €67k | €19k |
| Operating result | 9901 | €-3k | €70k | €41k | €19k | €3k |
| Financial income | 75 | - | - | - | - | €0 |
| Financial charges | 65 | €14k | €345 | €1k | €1k | €2k |
| Result before taxes | 9903 | €-17k | €69k | €40k | €18k | €724 |
| Income taxes | 67/77 | €584 | €6k | €5k | €4k | - |
| Net result for the period | 9904 | €-17k | €63k | €35k | €14k | €724 |
| Result to be appropriated | 9905 | €-17k | €63k | €35k | €14k | €724 |
-
Current01-10-2025 → present
| NACE primary | Travel agency, tour operator and other reservation service and related activities(79120) |
| Legal form | Private limited company(610) |
| Incorporation | 22-10-2018 |
| Status | Active |
| Postal code | 1428 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054B0253/00R000 | Wallonia | 1.5 ha | - | - |
| 25014N0775/00E011 | Wallonia | 1,047 m² | 1 · 73 m² | - |
| 62108A0316/00V002 | Wallonia | 194 m² | 1 · 167 m² | - |
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
19-12-2025 Toussaint COLOMBANI appointed as director
- Toussaint COLOMBANI, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Toussaint COLOMBANI",
"address": null,
"birth_date": null
},
"effective_date": "2025-10-01",
"evidence_quote": "1- La nomination en tant qu\u0027administrateur de Monsieur Toussaint COLOMBANI est accept\u00E9e et ce, avec effet r\u00E9troactif au 01/10/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0711.941.002",
"name_full": "BNBE",
"legal_form": "SRL"
}
}25-09-2025 Registered office moved from Bruxelles to Braine-L'Alleud
- Rue des Patriotes 22, 1000 Bruxelles → Grand'Route 550, 1428 Braine-L'Alleud
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Braine-L\u0027Alleud",
"region": "Waals",
"street": "Grand\u0027Route",
"country": "BE",
"postcode": "1428",
"box_number": "C2",
"street_number": "550"
},
"old_address": {
"city": "Bruxelles",
"region": "Brussels",
"street": "Rue des Patriotes",
"country": "BE",
"postcode": "1000",
"box_number": null,
"street_number": "22"
},
"effective_date": "2025-09-15",
"evidence_quote": "Monsieur le pr\u00E9sident explique que le si\u00E8ge social et les bureaux ont \u00E9t\u00E9s d\u00E9m\u00E9nag\u00E9s du 22 Rue des Patriotes 1000 Bruxelles vers le 550 bte C2 Grand\u0027Route 1428 Braine-L\u0027Alleud, en date du 15/09/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0711.941.002",
"name_full": "BNBE",
"legal_form": "SRL"
}
}08-01-2024 Publication in the Belgian Official Gazette, Minor change
Technical details
{
"notary": {
"name": "Ga\u00EBtan WAGEMANS",
"firm_city": null,
"firm_name": null,
"office_city": "Ixelles",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2024-01-08",
"filing_date": "2024-01-03",
"act_kind_objet": "OBJET, DIVERS, MODIFICATION FORME JURIDIQUE, STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS), DEMISSIONS, NOMINATIONS"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": "2023-12-04",
"unanimous": true
},
"agm_change": {
"new_schedule": "le premier vendredi du mois de juin \u00E0 dix-huit (18) heures",
"old_schedule": null,
"effective_from_year": null,
"rule_changes_summary": null
},
"detected_kind": "statutes_change",
"other_address": null,
"mandate_renewal": {
"period_end": null,
"mandate_kind": "administrateur",
"period_start": null,
"remuneration_eur": null,
"remuneration_kind": null,
"person_or_entity_kbo": null,
"person_or_entity_name": "SON Jean-Marc"
},
"subject_company": {
"kbo": "0711.941.002",
"name_full": "Bnbe",
"legal_form": "SRL"
},
"accounts_deposit": null,
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [],
"fiscal_year_change": {
"new_end_mm_dd": "31",
"old_end_mm_dd": "31",
"new_start_mm_dd": "01",
"old_start_mm_dd": "01",
"first_full_new_year": null,
"transition_period_end": null
},
"liquidation_closure": null,
"officer_designation": null,
"special_procuration": null,
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}09-11-2021 Registered office moved from Saint-Gilles to Bruxelles
- Rue du Métal 52, 1060 Saint-Gilles → Rue des Patriotes 22, 1000 Bruxelles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Bruxelles",
"region": "Brussels Gewest",
"street": "Rue des Patriotes",
"country": "BE",
"postcode": "1000",
"box_number": null,
"street_number": "22"
},
"old_address": {
"city": "Saint-Gilles",
"region": "Brussels Gewest",
"street": "Rue du M\u00E9tal",
"country": "BE",
"postcode": "1060",
"box_number": null,
"street_number": "52"
},
"effective_date": "2021-09-01",
"evidence_quote": "I- Le si\u00E8ge social et d\u0027exploitation seront transf\u00E9r\u00E9s \u00E0 22 Rue des Patriotes \u00E0 1000 Bruxelles et ce, \u00E0 partir 01/09/2021."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0711.941.002",
"name_full": "BNBE",
"legal_form": "SPRL"
}
}06-01-2020 Registered office moved from Etterbeek to Saint-Gilles
- Avenue Nouvelle 112, 1040 Etterbeek → Rue du Metal 52, 1060 Saint-Gilles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Saint-Gilles",
"region": "Brussels",
"street": "Rue du Metal",
"country": "BE",
"postcode": "1060",
"box_number": null,
"street_number": "52"
},
"old_address": {
"city": "Etterbeek",
"region": "Brussels",
"street": "Avenue Nouvelle",
"country": "BE",
"postcode": "1040",
"box_number": null,
"street_number": "112"
},
"effective_date": "2019-12-20",
"evidence_quote": "I- Le si\u00E8ge social et d\u0027exploitation seront transf\u00E9r\u00E9s \u00E0 1060 Saint-Gilles, Rue du M\u00E9tal n\u00B052 \u00E0 partir de ce jour."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0711.941.002",
"name_full": "BNBE",
"legal_form": "SPRL"
}
}24-10-2018 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "1040 Etterbeek, Avenue Nouvelle 112",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1987-10-12",
"name": "Jean-Marc Paul SON",
"niss": null,
"address": "1040 Etterbeek, Avenue Nouvelle 112"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1800,
"holder_person_name": "Jean-Marc Paul SON",
"is_subscriber_only": false,
"n_shares_subscribed": 18,
"amount_subscribed_eur": 1800,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1991-08-21",
"name": "Brian Georges Patrick Jean-Louis SYTS",
"niss": null,
"address": "5030 Gembloux, Rue Gustave-Masset 40 bte 3"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1200,
"holder_person_name": "Brian Georges Patrick Jean-Louis SYTS",
"is_subscriber_only": false,
"n_shares_subscribed": 12,
"amount_subscribed_eur": 1200,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0711.941.002",
"name_full": "Bnbe",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2018-10-22",
"post_incorporation_mandates": []
}| Legal nameFR | Bnbe |