BMW DAVIT
ActiveSummary
BMW DAVIT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €44k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency85▲+31
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.18 in 2024; short-term debt: 39.9% and cash: 0.5% of total assets), and 39.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.1%
Return on assets
25.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €104k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d early
2023
23 d early
2022
65 d late
2021
10 d late
2020
4 d late
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▲ 74.0%
2024 · €60k
2018: €36k
2019: €68k
2020: €76k
2021: €9k
2022: €-14k
2023: €30k
2024: €60k
2018 → 2025
Total assets
€173k▼ 16.0%
2024 · €206k
2018: €99k
2019: €136k
2020: €179k
2021: €122k
2022: €163k
2023: €336k
2024: €206k
2018 → 2025
Net result
€44k▲ 49.5%
2024 · €30k
2018: €8k
2019: €33k
2020: €8k
2021: €-67k
2022: €-23k
2023: €44k
2024: €30k
2018 → 2025
Working capital
€52k▲ 93.9%
2024 · €27k
2018: €34k
2019: €65k
2020: €48k
2021: €4k
2022: €-19k
2023: €26k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€-14k€30k€60k▲ 98.1%€104k▲ 74.0%
Operating result€-69k-€-17k▲ 75.2%€45k€41k▼ 9.1%€46k▲ 12.2%
Net result€-67k-€-23k▲ 65.0%€44k€30k▼ 33.5%€44k▲ 49.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€52k ▲ 57.7%
Current assets
€121k ▼ 30.0%
Equity and liabilities €173k
Equity
€104k ▲ 74.0%
Debt
€69k ▼ 52.9%
Debt's share of the balance-sheet total falls from 71.0% to 39.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▲
2024 · €46k
Cash flow
€52k▲
2024 · €34k
Current ratio
1.76▲
2024 · 1.18
Quick ratio
0.37▲
2024 · 0.32
Debt to equity
0.66▼
2024 · 2.45
ROE
42.5%▼
2024 · 49.5%
ROA
25.6%▲
2024 · 14.4%
Interest coverage
122.91▲
2024 · 88.11
Debt ≤ 1 year
€69k▼
2024 · €146k
Income taxes
€2k▼
2024 · €11k
Staff costs
€78k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€206k€173k▼
Fixed assets21/28€33k€52k▲
Tangible fixed assets22/27€25k€43k▲
Plant, machinery and equipment23€636€418▼
Furniture and vehicles24€24k€22k▼
Other tangible fixed assets26-€21k
Financial fixed assets28€8k€8k=
Current assets29/58€173k€121k▼
Stocks and contracts in progress3€126k€96k▼
Stocks30/36€126k€96k▼
Amounts receivable within one year40/41€36k€19k▼
Trade receivables40€36k€19k▼
Cash at bank and in hand54/58€11k€837▼
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€206k€173k▼
Equity10/15€60k€104k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€39k€83k▲
Amounts payable17/49€146k€69k▼
Amounts payable within one year42/48€146k€69k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44-€13k
Suppliers440/4-€13k
Taxes, remuneration and social security45€143k€56k▼
Taxes450/3€53k€25k▼
Remuneration and social security454/9€90k€31k▼
Income statement
Code20242025
Remuneration, social security and pensions62€50k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€1k€11k▲
Gross operating margin9900€97k€143k▲
Operating profit (loss)9901€41k€46k▲
Financial charges65/66B€519€436▼
Recurring financial charges65€519€436▼
Profit (loss) for the period before taxes9903€41k€46k▲
Income taxes67/77€11k€2k▼
Profit (loss) for the period9904€30k€44k▲
Profit (loss) for the period to be appropriated9905€30k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€83k▲
Profit (loss) brought forward from the previous period14P€10k€39k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Equity above €100kEq €104k ▲74%
3 profitable years in a row build equity to €104k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €44k
Net result €44k after 2 loss-making years.
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Weakest financial yearnet €-67k
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 143 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 1991
Ground area
741 m²
Building footprint
161 m²
Volume, LiDAR
1,028 m³
Parcel 64042B0166/00M000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
E.C.T.
since 19912.054.914.415
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64042B0166/00M000 | Wallonia | 741 m² | 1 · 160 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MECHANIC HERITAGE
BE 0729.910.746
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DFK
BE 0463.563.097
Schelle · Eq €105k
Lucid Detailing
BE 0751.553.129
Brugge · Eq €101k
MODIWORKS AUTOMOTIVE BELGIUM
BE 1000.939.733
Antwerpen · Eq €100k
DVX PERFORMANCE
BE 0845.609.871
Steenokkerzeel · Eq €108k
Of 847 companies in sector 95319 we hold annual accounts for 251. 196 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-1991
Fiscal year end31-12
Activities, NACEBEL 2025
95319Other maintenance and repair of motor vehicles
95314Bodywork repair (including spraying and painting)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.