Summary
BME HOLDING is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €356,041 and a net result of €23,469. Equity has been growing by about 23% per year since 2019. Its solvency ranks better than 34% of 6,692 sector peers (NACE 64, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 14-11-2017 Normal situation
- Activity
- Activities of holding companies NACE 64210and 3 others
- Establishment unit
- 2.270.719.025 2950 Kapellen, since 14-11-2017
- Financial year end
- 30 September
- Peppol
- Reachable since 13-10-2025
Board and ownership
Board
- Eyckmans BartDirector
- Holdings
- Shares in 2 companies A PLUS CARROSSERIE and ACC 2
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-09-2025
- Profit
- €23,469
- ▼ 78.6%
- Equity
- €356,041
- ▲ 7.1%
- Total assets
- €1.1m
- ▲ 0.7%
- Employees on 30-09-2025
- 1
- =
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
42 days early
2024
36 days early
2023
5 days early
2022
33 days early
2021
44 days early
2020
45 days early
2019
50 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 25 March (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 19-03-2026 PDF all 7 filings
Equity
€356,041▲ 7.1%
2024 · €332,572
Net result
€23,469▼ 78.6%
2024 · €109,470
Total assets
€1.1m▲ 0.7%
2024 · €1.1m
Solvency
32.4%▲ 1.9pp
2024 · 30.4%
Multi-year overview
2019 to 2025, 7 financial yearsOperating result
€59,893
▼ 63.2%
2025
20192025
Net result
€23,469
▼ 78.6%
2025
middle half of the sector
20192025
Equity
€356,041
▲ 7.1%
2025
middle half of the sector
20192025
Total assets
€1.1m
▲ 0.7%
2025
middle half of the sector
20192025
Debt
€744,034
▼ 2.1%
2025
20192025
Working capital
-€454,738
▼ 12.7%
2025
lowest quarter of the sector
20192025
Solvency
32.4%
▲ 1.9pp
2025
middle half of the sector
20192025
Current ratio
0.07
▲ 0.01
2025
lowest quarter of the sector
20192025
Return on assets (ROA)
2.1%
▼ 7.9pp
2025
middle half of the sector
20192025
Staff (FTE)
0.8
=
2025
middle half of the sector
20192025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result€0.02m-€0.02m▼ 15.9%€0.08m▲ 274%€0.06m▼ 21.4%€0.06m▲ 0.3%€0.2m▲ 165%€0.06m▼ 63.2%
Net result€0.09m-€0.003mwithin the sector's middle half▼ 96.2%€0.04mwithin the sector's middle half▲ 13×€0.03mwithin the sector's middle half▼ 24.0%€0.03mwithin the sector's middle half▼ 0.4%€0.1mwithin the sector's middle half▲ 224%€0.02mwithin the sector's middle half▼ 78.6%
Equity€0.1m-€0.1mbelow the sector's middle half▲ 3.2%€0.2mbelow the sector's middle half▲ 40.4%€0.2mwithin the sector's middle half▲ 21.9%€0.2mwithin the sector's middle half▲ 17.9%€0.3mwithin the sector's middle half▲ 49.1%€0.4mwithin the sector's middle half▲ 7.1%
Total assets€0.9m-€0.9mwithin the sector's middle half▼ 0.2%€1.1mwithin the sector's middle half▲ 25.6%€1.1mwithin the sector's middle half▼ 0.8%€1.1mwithin the sector's middle half▲ 7.1%€1.1mwithin the sector's middle half▼ 4.9%€1.1mwithin the sector's middle half▲ 0.7%
Debt€0.8m-€0.8m▼ 0.7%€0.9m▲ 23.4%€0.9m▼ 4.7%€0.9m▲ 4.7%€0.8m▼ 17.9%€0.7m▼ 2.1%
Working capital-€0.4m--€0.4mbelow the sector's middle half▼ 11.2%-€0.5mbelow the sector's middle half▼ 28.6%-€0.6mbelow the sector's middle half▼ 24.9%-€0.5mbelow the sector's middle half▲ 28.4%-€0.4mbelow the sector's middle half▲ 12.9%-€0.5mbelow the sector's middle half▼ 12.7%
Solvency12.4%-12.8%below the sector's middle half▲ 0.4pp14.4%below the sector's middle half▲ 1.5pp17.6%below the sector's middle half▲ 3.3pp19.4%below the sector's middle half▲ 1.8pp30.4%within the sector's middle half▲ 11.0pp32.4%within the sector's middle half▲ 1.9pp
Current ratio0.04-0.03below the sector's middle half▼ 0.010.03below the sector's middle half=0.01below the sector's middle half▼ 0.020.15below the sector's middle half▲ 0.140.06below the sector's middle half▼ 0.090.07below the sector's middle half▲ 0.01
Return on assets (ROA)10.3%-0.4%within the sector's middle half▼ 9.9pp4.1%within the sector's middle half▲ 3.7pp3.2%within the sector's middle half▼ 1.0pp2.9%within the sector's middle half▼ 0.2pp10.0%within the sector's middle half▲ 7.1pp2.1%within the sector's middle half▼ 7.9pp
Staff (FTE)0.8within the sector's middle half0.8within the sector's middle half=
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 63% lower than in 2024 and the lowest since 2021.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€1.1m =
Current assets
€35,075 ▲ 28.1%
Equity and liabilities €1.1m
Equity
€356,041 ▲ 7.1%
Debt
€744,034 ▼ 2.1%
Debt's share of the balance-sheet total falls from 69.6% to 67.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
6.6%▼
2024 · 32.9%
Debt ≤ 1 year
€489,812▲
2024 · €430,937
Debt > 1 year
€225,437▼
2024 · €309,136
Income taxes
€7,176▼
2024 · €28,637
Staff costs
€27,046▲
2024 · €1,157
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 30-09-2024 | 30-09-2025 |
|---|---|---|
| Employees at the balance-sheet date | 1 | 1 |
| part-time | 1 | 1 |
| in full-time equivalents | 0.8 | 0.8 |
| Average over the year, in full-time equivalents | 0.8 | 0.8 |
| On a permanent contract | 1 | 1 |
| Joined | 1 | - |
| Left | 0 | - |
Source: social balance sheet in the 2024 to 2025 annual accounts
Securities and guarantees
| Item | 30-09-2022 | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|---|
| Debts secured on the company's own assets | €374,169 | €485,069 | €353,727 | €249,154 |
| Debts guaranteed by Belgian public bodies | €374,169 | - | - | - |
| Carrying value of the other pledged assets | €1.1m | €1.1m | €1.1m | €1.1m |
Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | - | €1,157 | €27,046 | ▲ 23× |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €832 | - | - | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €178 | €1,062 | €1,078 | €1,474 | ▲ 36.7% |
| Gross operating margin9900 | €27,200 | €21,578 | €79,055 | €61,470 | €62,533 | €165,002 | €88,413 | ▼ 46.4% |
| Operating profit (loss)9901 | €24,777 | €20,832 | €78,003 | €61,292 | €61,471 | €162,767 | €59,893 | ▼ 63.2% |
| Financial income75/76B | - | - | - | €320 | €15,669 | €8,546 | €248 | ▼ 97.1% |
| Recurring financial income75 | €90,000 | €5 | €143 | €320 | €15,669 | €8,546 | €248 | ▼ 97.1% |
| Financial charges65/66B | - | - | - | €18,919 | €37,825 | €33,207 | €29,497 | ▼ 11.2% |
| Recurring financial charges65 | €24,307 | €15,922 | €21,908 | €18,919 | €37,825 | €33,207 | €29,497 | ▼ 11.2% |
| Profit (loss) for the period before taxes9903 | €90,471 | €4,915 | €56,238 | €42,694 | €39,315 | €138,106 | €30,644 | ▼ 77.8% |
| Income taxes67/77 | €1,816 | €1,537 | €11,553 | €8,729 | €5,495 | €28,637 | €7,176 | ▼ 74.9% |
| Profit (loss) for the period9904 | €88,655 | €3,379 | €44,685 | €33,965 | €33,819 | €109,470 | €23,469 | ▼ 78.6% |
| Profit (loss) for the period to be appropriated9905 | €88,655 | €3,379 | €44,685 | €33,965 | €33,819 | €109,470 | €23,469 | ▼ 78.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €0.9m | €0.9m | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | ▲ 0.7% |
| Fixed assets21/28 | €0.9m | €0.9m | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | = |
| Financial fixed assets28 | €0.9m | €0.9m | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | = |
| Current assets29/58 | €0.01m | €0.01m | €0.02m | €0.007m | €0.08m | €0.03m | €0.04m | ▲ 28.1% |
| Amounts receivable within one year40/41 | €0.01m | €463 | €0.01m | €0.001m | €0.06m | €0.03m | €0.03m | ▼ 0.3% |
| Trade receivables40 | - | - | - | - | €0.03m | - | - | - |
| Other amounts receivable41 | - | - | - | €0.001m | €0.03m | €0.03m | €0.03m | ▼ 0.3% |
| Cash at bank and in hand54/58 | - | €0.01m | €0.003m | €0.005m | €0.02m | €26 | €0.005m | ▲ 183× |
| Deferred charges and accrued income490/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.005m | ▲ 161% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €0.9m | €0.9m | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | ▲ 0.7% |
| Equity10/15 | €0.1m | €0.1m | €0.2m | €0.2m | €0.2m | €0.3m | €0.4m | ▲ 7.1% |
| Contributions10/11 | €0.02m | - | - | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €0.09m | €0.09m | €0.1m | €0.2m | €0.2m | €0.3m | €0.3m | ▲ 7.5% |
| Distributable reserves133 | - | - | - | €0.2m | €0.2m | €0.3m | €0.3m | ▲ 7.5% |
| Amounts payable17/49 | €0.8m | €0.8m | €0.9m | €0.9m | €0.9m | €0.8m | €0.7m | ▼ 2.1% |
| Amounts payable after more than one year17 | €0.4m | €0.3m | €0.4m | €0.2m | €0.4m | €0.3m | €0.2m | ▼ 27.1% |
| Financial debts170/4 | - | - | - | €0.2m | €0.4m | €0.3m | €0.2m | ▼ 27.1% |
| Amounts payable within one year42/48 | €0.4m | €0.4m | €0.5m | €0.7m | €0.5m | €0.4m | €0.5m | ▲ 13.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.2m | €0.2m | €0.1m | €0.08m | ▼ 31.3% |
| Financial debts43 | - | - | - | €0.1m | - | - | - | - |
| Credit institutions430/8 | - | - | - | €0.1m | - | - | - | - |
| Trade debts44 | €0.002m | €0.005m | €422 | €0.007m | €0.004m | €0.003m | €0.003m | ▲ 2.2% |
| Suppliers440/4 | - | - | - | €0.007m | €0.004m | €0.003m | €0.003m | ▲ 2.2% |
| Advances received on contracts in progress46 | - | - | - | €0.005m | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €0.002m | €0.008m | €0.02m | €0.02m | ▲ 8.8% |
| Taxes450/3 | - | - | - | €0.002m | €0.005m | €0.02m | €0.007m | ▼ 52.8% |
| Remuneration and social security454/9 | - | - | - | - | €0.003m | €0.001m | €0.01m | ▲ 879% |
| Other amounts payable47/48 | - | - | - | €0.4m | €0.3m | €0.3m | €0.4m | ▲ 33.0% |
| Accrued charges and deferred income492/3 | - | - | - | €0.02m | €0.03m | €0.02m | €0.03m | ▲ 45.9% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €88,655 | €3,379 | €44,685 | €33,965 | €33,819 | €109,470 | €23,469 | ▼ 78.6% |
| + Depreciation and write-downs630 | €832 | - | - | - | - | - | - | - |
| Operating cash flow (approximation) | €89,487 | €3,379 | €44,685 | €33,965 | €33,819 | €109,470 | €23,469 | ▼ 78.6% |
| Investment in fixed assets (approximation) | - | €0 | -€215,000 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | - | -€7,690 | €1,975 | €18,563 | -€23,682 | €4,795 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | abbreviated format | 19-03-2026 | 2026-00057390 | |
| 30-09-2024 | abbreviated format | 25-03-2025 | 2025-00055922 | |
| 30-09-2023 | abbreviated format | 25-04-2024 | 2024-00070857 | |
| 30-09-2022 | abbreviated format | 28-03-2023 | 2023-00046912 | |
| 30-09-2021 | abbreviated format | 17-03-2022 | 2022-07900082 | |
| 30-09-2020 | abbreviated format | 16-03-2021 | 2021-07900023 | |
| 30-09-2019 | abbreviated format | 11-03-2020 | 2020-06500038 |
Board & ownership
Directors
Directors
1 director
Eyckmans Bart
Current
Director · listed in the 2025 annual accounts, filed on 19-03-2026
Owners and capital
Capital transactions
Capital over time
- 30-12-2024 Converted to unavailable equity
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Iedere bestuurder afzonderlijk naar eigen inzicht, een bestuurder beslist naar eigen inzicht”“Algemene kosten los van representatie- reis- en verplaatsingskosten, algemene vergadering beslist kosteloos of niet”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Kandidaat-overdrager en vennootschap ieder voor helft, indien geen perfect evenredige verdeling mogelijk zullen overblijvende aandelen bij…”
Articles of association, deed of 30-12-2024 (in Dutch)
Network & group
Holdings and subsidiaries
2 holdingsHoldings 2
Source for every holding own accounts 30-09-2025
- A PLUS CARROSSERIEsubsidiaryEquity €296,489 Profit of €57,018 in 2025 (loss of €23,397 in 2024) Checked score 68100%
- ACC 2subsidiaryEquity €55,175 Loss of €16,535 in 2025 (loss of €6,552 in 2024) Checked score 63100%
Connections & network
1 current directorThe network starts from the directors of BME HOLDING. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
19-03
abbreviated format · 42 days before the deadline
2025
25-03
abbreviated format · 36 days before the deadline
2024
30-12
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointmentsCapital conversion · Reserve release · Director in office6 points ▸
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments
Capital conversion · Reserve release · Director in office6 points ▸
- General meeting, 10-12-2024
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “beschikbare eigen vermogensrekening” (deed in Dutch)
- Director in office, Eyckmans Bart (director)
- Amendment of the articles
- Other provision, “prijsinformatie lastgeving, lastgever voldoende ingelicht over prijs dienstverlening voorwerp voorgaande volmacht” (deed in Dutch)
30-09
Financial
Highest result from 2019 to 2025net €109,470 ▲224%
The operating result of €162,767 and the net result of €109,470 are both a record.
25-04
abbreviated format · 5 days before the deadline
2023
30-09
Financial
Equity above €200,000equity €223,103 ▲17.9%
With a profit in every financial year since 2019, equity grows to €223,103.
28-03
abbreviated format · 33 days before the deadline
2022
17-03
abbreviated format · 44 days before the deadline
2021
30-09
Financial
Equity above €150,000equity €155,318 ▲40.4%
With a profit in every financial year since 2019, equity grows to €155,318.
16-03
abbreviated format · 45 days before the deadline
2020
30-09
Financial
Weakest financial yearnet €3,379 ▼96.2%
The net result drops to €3,379, the lowest from 2019 to 2025. It recovers the following year.
11-03
abbreviated format · 50 days before the deadline
2017
17-11
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
BME HOLDING in Dutch
Enterprise number
0684.689.841
Legal form
Private limited company
Status
Active, normale toestand
Founded
14-11-2017
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 30-12-2024 (in Dutch)Name clauseThe company operates under this name according to its articles.
BME Holding
deed of 30-12-2024 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, alle machten om op authentieke wijze de statutenwijziging te doen vaststellen”
deed of 30-12-2024 (in Dutch)Registered office and establishments
Registered office
Lieven Gevaertstraat 2-4, 2950 Kapellen, Belgium
Establishment unit
BME HOLDING, Lieven Gevaertstraat 2-4, 2950 Kapellen since 14-11-2017 · unit number 2.270.719.025
Activities
NACEBEL 2025VAT activities
64210
Activities of holding companies main activity
70100
Activities of head offices
70200
Business and other management consultancy
82990
Other business support services
Social security (RSZ) activities
64210
Activities of holding companies main activity
Codes under NACEBEL 2008
VAT activities
64200
Holdings main activity
70100
Activities of head offices
70220
Business consulting
82990
Other business support services
Social security (RSZ) activities
64200
Holdings main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 30-12-2024 (in Dutch)
“Het voeren van holding-activiteiten,omvattende onder meer:het door middel van inschrijving,inbreng,fusie,samenwerking,financiële tussenkomst…”
6 activities
- Het voeren van holding-activiteiten,omvattende onder meer:het door middel van inschrijving,inbreng,fusie,samenwerking,financiële tussenkomst of anderszins verwerven van een belang of deelneming in alle bestaande of nog op te richten ondernemingen,vennootschappen of verenigingen in België of in het buitenland;het beheren,valoriseren,verkopen,te gelde maken of anderszins vervreemden van deze participaties of belangen;alle financiële transacties en financiële overeenkomsten,behoudens deze activiteiten die wettelijk voorbehouden zijn aan spaar-en depositobanken en aan vennootschappen voor vermogensbeheer en beleggingsadvies
- Het rechtstreeks of onrechtstreeks deelnemen aan het bestuur,de directie,de controle en vereffening van vennootschappen en ondernemingen,het waarnemen van het mandaat van bestuurder en dagelijks bestuurder of gemandateerde,het optreden als vereffenaar
- Het verlenen van technische,administratieve,financiële of commerciële bijstand aan alle Belgische en buitenlandse ondernemingen
- Het optreden als agent,makelaar of bemiddelaar,als tussenpersoon of anderszins,zowel in binnen-als buitenland,voor rekening ten behoeve van binnen-of buitenlandse fabrikanten,handelaar,dienstverleners,importeurs of exporteurs;dit alles in de ruimste zin genomen zowel in eigen naam,als tussenpersoon of commissionair,in binnen-en buitenland
- Het uitbaten van een algemeen bedrijf van immobiliën en in het bijzonder:het verwerven,vervreemden,beheren,uitbaten,valoriseren,verkavelen,uitrusten,huren en verhuren,het doen bouwen of doen verbouwen van onroerende goederen evenals alle onroerende transacties en verrichtingen in de meest brede zin en van welke aard ook,met inbegrip van de onroerende leasing
- Haar patrimonium,bestaande uit onroerende en roerende goederen en rechten,te behouden,in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden
Invoicing and payment
VAT number
BE 0684.689.841
Financial year and general meeting
Accounts at the NBBFinancial year end
30-09
Sites & property
Location
Buildings and parcels at the address
Ground area
4,342 m²
Building footprint
1,449 m²
Building volume
8,367 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11362H0597/00L002 | Flanders | 4,342 m² | 1 · 1,449 m² | 8.9 m · 2 |