BME HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €356k and a net result of €23k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 33% of 5507 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
42 d early
2024
36 d early
2023
5 d early
2022
33 d early
2021
44 d early
2020
45 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€356k▲ 7.1%
2024 · €333k
2019: €107k
2020: €111k
2021: €155k
2022: €189k
2023: €223k
2024: €333k
2019 → 2025
Net result
€23k▼ 78.6%
2024 · €109k
2019: €89k
2020: €3k
2021: €45k
2022: €34k
2023: €34k
2024: €109k
2019 → 2025
Total assets
€1.10M▲ 0.7%
2024 · €1.09M
2019: €863k
2020: €861k
2021: €1.08M
2022: €1.07M
2023: €1.15M
2024: €1.09M
2019 → 2025
Solvency
32.4%▲ 1.9pp
2024 · 30.4%
2019: 12.4%
2020: 12.8%
2021: 14.4%
2022: 17.6%
2023: 19.4%
2024: 30.4%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€155k-€189k▲ 21.9%€223k▲ 17.9%€333k▲ 49.1%€356k▲ 7.1%
Operating result€78k-€61k▼ 21.4%€61k▲ 0.3%€163k▲ 165%€60k▼ 63.2%
Net result€45k-€34k▼ 24.0%€34k▼ 0.4%€109k▲ 224%€23k▼ 78.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€1.07M=
Current assets
€35k▲ 28.1%
Equity and liabilities €1.10M
Equity
€356k▲ 7.1%
Debt
€744k▼ 2.1%
The debt ratio falls from 69.6% to 67.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
32.4%▲
2024 · 30.4%
ROE
6.6%▼
2024 · 32.9%
ROA
2.1%▼
2024 · 10.0%
Debt
€744k▼
2024 · €760k
Debt ≤ 1 year
€490k▲
2024 · €431k
Debt > 1 year
€225k▼
2024 · €309k
Income taxes
€7k▼
2024 · €29k
Staff costs
€27k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.10M▲
Fixed assets21/28€1.07M€1.07M=
Financial fixed assets28€1.07M€1.07M=
Current assets29/58€27k€35k▲
Amounts receivable within one year40/41€26k€25k▼
Other amounts receivable41€26k€25k▼
Cash at bank and in hand54/58€26€5k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.10M▲
Equity10/15€333k€356k▲
Contributions10/11€19k€19k=
Reserves13€314k€337k▲
Distributable reserves133€314k€337k▲
Amounts payable17/49€760k€744k▼
Amounts payable after more than one year17€309k€225k▼
Financial debts170/4€309k€225k▼
Amounts payable within one year42/48€431k€490k▲
Current portion of amounts payable after more than one year42€122k€84k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€17k€18k▲
Taxes450/3€16k€7k▼
Remuneration and social security454/9€1k€11k▲
Other amounts payable47/48€289k€384k▲
Accrued charges and deferred income492/3€20k€29k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€27k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€165k€88k▼
Operating profit (loss)9901€163k€60k▼
Financial income75/76B€9k€248▼
Recurring financial income75€9k€248▼
Financial charges65/66B€33k€29k▼
Recurring financial charges65€33k€29k▼
Profit (loss) for the period before taxes9903€138k€31k▼
Income taxes67/77€29k€7k▼
Profit (loss) for the period9904€109k€23k▼
Profit (loss) for the period to be appropriated9905€109k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€109k€23k▼
Transfer to equity691/2€109k€23k▼
To other reserves6921€109k€23k▼
Social balance
Average headcount (FTE)90870.80.8=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2019net €109k ▲224%
Operating result €163k, net result €109k, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €200kEq €223k ▲17.9%
5 profitable years in a row build equity to €223k.
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €150kEq €155k ▲40.4%
3 profitable years in a row build equity to €155k.
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €3k ▼96.2%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
11-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lieven Gevaertstraat 2-42950 KapellenGround area
4,342 m²
Building footprint
1,449 m²
Volume, LiDAR
8,367 m³
Parcel 11362H0597/00L002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BME HOLDING
since 20172.270.719.025
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362H0597/00L002 | Flanders | 4,342 m² | 1 · 1,449 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CURRENT
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,764 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2017
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.