Turnover
The abbreviated format states no turnover.
The abbreviated format states no turnover.
€1.0m of the debts are secured on the company's own assets. In 2021 that was €1.5m.
Lower solvency than 92% of companies in financial services. Sector median 50.8% · 6,708 companies.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 30 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
These companies have the same main activity as BME ESTATE: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €996,000 and €1.4m, founded between 2019 and 2020.
BME ESTATE files the abbreviated format. That format states no turnover. The gross margin rose from €122,199 in 2021 to €124,943 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Higher than 7% of 6,708 companies in 2025.
Higher than 25% of 6,673 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
1.2m | 1.3m | 1.4m | 1.4m | 1.4m | |
21/28 |
1.2m | 1.3m | 1.4m | 1.4m | 1.4m | |
22/27 |
1.2m | 1.3m | 1.4m | 1.4m | 1.4m | |
22 |
1.2m | 1.3m | 1.4m | 1.4m | 1.4m | |
23 |
273 | 849 | 1,425 | 2,002 | 2,578 | |
28 |
6,200 | 6,200 | - | - | - | |
29/58 |
10,276 | 20,738 | 7,157 | 21,769 | 18,125 | |
40/41 |
1,910 | 9,772 | 93 | 760 | 952 | |
40 |
1,815 | 9,544 | - | 668 | 668 | |
41 |
95 | 228 | 93 | 92 | 284 | |
54/58 |
5,629 | 8,296 | 5,105 | 19,185 | 15,343 | |
490/1 |
2,737 | 2,670 | 1,958 | 1,824 | 1,830 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
1.2m | 1.3m | 1.4m | 1.4m | 1.4m | |
10/15 |
28,834 | 23,661 | 14,557 | 116 | -16,729 | |
10/11 |
17,671 | 17,671 | 17,671 | 17,671 | 17,671 | |
13 |
48,726 | 48,726 | 48,726 | 48,726 | 48,726 | |
133 |
48,726 | 48,726 | 48,726 | 48,726 | 48,726 | |
14 |
-37,562 | -42,736 | -51,840 | -66,280 | -83,126 | |
17/49 |
1.2m | 1.3m | 1.3m | 1.4m | 1.4m | |
17 |
914,862 | 1.0m | 1.1m | 1.2m | 1.2m | |
170/4 |
908,662 | 1.0m | 1.1m | 1.2m | 1.2m | |
178/9 |
6,200 | 6,200 | - | - | - | |
42/48 |
251,063 | 257,358 | 249,427 | 256,186 | 236,165 | |
42 |
92,831 | 95,302 | 96,063 | 92,042 | 83,458 | |
44 |
5,909 | 10,123 | 563 | 16,024 | 4,666 | |
440/4 |
5,909 | 10,123 | 563 | 16,024 | 4,666 | |
45 |
91 | - | 1,199 | 521 | - | |
450/3 |
91 | - | 1,199 | 521 | - | |
47/48 |
152,231 | 151,933 | 151,602 | 147,598 | 148,041 | |
492/3 |
25,469 | 17,469 | 7,288 | 4,663 | 2,191 | |
| Income statement | ||||||
9900 |
124,943 | 126,387 | 125,311 | 118,881 | 122,199 | |
630 |
75,489 | 75,574 | 75,485 | 69,799 | 116,412 | |
640/8 |
10,256 | 11,911 | 10,620 | 9,268 | 13,455 | |
9901 |
39,198 | 38,902 | 39,206 | 39,814 | -7,668 | |
75/76B |
1 | 1 | 1 | 1 | 56 | |
75 |
1 | 1 | 1 | 1 | 56 | |
65/66B |
34,025 | 29,799 | 24,766 | 22,969 | 30,215 | |
65 |
34,025 | 29,799 | 24,766 | 22,969 | 30,215 | |
9903 |
5,174 | 9,104 | 14,441 | 16,846 | -37,827 | |
9904 |
5,174 | 9,104 | 14,441 | 16,846 | -37,827 | |
9905 |
5,174 | 9,104 | 14,441 | 16,846 | -37,827 | |
| Appropriation of the result | ||||||
9906 |
-37,562 | -42,736 | -51,840 | -66,280 | -83,126 | |
14P |
-42,736 | -51,840 | -66,280 | -83,126 | -45,299 | |
| Document | ||||||
The notes to these accounts have 17 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 19-03-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | abbreviated format | 19-03-2026 | 2026-00057392 | |
| 30-09-2024 | abbreviated format | 25-03-2025 | 2025-00055928 | |
| 30-09-2023 | abbreviated format | 25-04-2024 | 2024-00070861 | |
| 30-09-2022 | abbreviated format | 28-03-2023 | 2023-00046911 | |
| 30-09-2021 | abbreviated format | 25-03-2022 | 2022-09600469 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 0 | 6,200 | 7,061 | 90,798 | 1.6m | ||
| -2,667 | 3,190 | -14,080 | 3,842 | - | ||
| 2.4% | 1.8% | 1.1% | 0.0% | -1.2% | ||
| 17.9% | 38.5% | 99.2% | - | - | ||
| 0.4% | 0.7% | 1.1% | 1.2% | -2.7% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €1.0m | €1.1m | €1.2m | €1.3m | €1.5m |
| Mortgages, amount registered | €25,000 | €25,000 | - | - | - |
| €840,000 | €840,000 | - | - | - | |
| Carrying value of the mortgaged assets | €1.2m | €1.3m | - | - | - |
| Carrying value of the other pledged assets | - | - | €1.4m | €1.4m | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €7,061 | €90,798 | €1.6m |
| Intangible fixed assets | - | - | - | - | €2,007 |
| Financial fixed assets | - | €6,200 | - | - | - |
| €75,489 | €75,574 | €75,485 | €69,799 | €116,412 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 1% higher than in 2024. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total falls from 98.2% to 97.6%. Equity is higher and debt is lower.
BME ESTATE has no parent and no holdings in its annual accounts. BME HOLDING is the only director.
The connected companies are in the list below.
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
On 19 November 2019, BME ESTATE was incorporated as a private limited company.1 In 2020 the registered office moved to Kapellen.2 BME HOLDING is director of the company, appointed by deed of 29-11-2019.3 Total assets went from €1.4m in 2021 to €1.2m in 2025.4
| Establishment | Since | Unit number |
|---|---|---|
| Lieven Gevaertstraat 2-4 registered office 2950 Kapellen | 19-11-2019 | 2.296.928.128 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11362H0597/00L002 | 4,342 m² | 1 · 1,449 m² | 8.9 m · 2 |
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