Equity
€338,756 ▲ 24.2%
BMD has made a profit in every financial year since 2023.
BMD
Overview
Lifetime
3 annual accounts with figures on one time axispeak €257,196 (2024)
€253,118▼ 1.6%
peak €135,754 (2023)
€65,912▼ 51.2%
peak €338,756 (2025)
€338,756▲ 24.2%
€649,596▲ 13×
Board1 name since 2021
1 directorBECHRAOUI Walid
Documentsfilings and deeds
08-02-20268 days late
2025micro format
Result from €135,091 to €65,912Purpose change 18-03Equity from €272,844 to €338,756Debts from €49,835 to €649,596Investments €647,370Cash from €141,973 to €17,108
Key points
from the 2025 annual accountsResult
€65,912 ▼ 51.2%
The result fell in 2025 from €135,091 to €65,912.
Turnover
≈ €390,000 estimated
The micro format states no turnover.
Debts
€649,596 ▲ 13×
Debts rose by €599,761 in 2025.
Investments
€647,370 91.0 × depreciation
Green is investment, beige is depreciation. Machinery stands 22.8% higher than in 2024.
Filings
3 annual accounts 2 late
The 2025 accounts came latest: 8 days after the end of the period.
Checked score
92
Excellent
Financially stronger than 36% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: 0.1%▲ +0.1 percentage points vs 01-2025
03-2025: < 0.1%▼ -0.1 percentage points vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: 0.1%▲ +0.1 percentage points vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 4.94, cash €17,108, halved
Founded in 2021
lowers risk
Sector: Human health activities (NACE 86)
Size: total assets €988,351
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 29% of them on solvency, 26% on liquidity, 21% on profitability and 68% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,782 companies had the same profile as BMD has now. Each dot stands for 17 companies, two years later.
96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
That fits the bankruptcy probability of BMD itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for BMD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.94 (5.39 in 2024), above the usual 1.5. Short-term debt is 6% and cash 1.7% of total assets. However, 65.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 8 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-02-2026, 8 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
8 days late
2024
6 days late
2023
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 4 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 6 February (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0775927843
Purpose change
“Elle peut emprunter sous toute forme, émettre des obligations, prêter des fonds à des tiers, à ses filiales et…” (deed in French) · Gazette deed
First establishment
Rue de la Wachenaule 3, Bastogne
Incorporation
Founding capital of €2,000, 20 shares · Founder: BECHRAOUI Walid · Appointment: BECHRAOUI Walid (director) · published on 21-10-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BMD Brussels | €1.0m | €253,118 | 34.3% | - |
| SHINE ORTHO & DENTAL CLINIC Brussels | €0.9m | €233,528 | 8.6% | - |
| Ben’s Orthodontie Antwerp | €1.0m | €262,991 | 53.9% | 2.1 |
| MedentiX Antwerp | €1.1m | €260,849 | 6.7% | - |
| Tandarts Lerno Jonas Lokeren | €1.0m | €266,007 | 0.5% | - |
| GALABOV Antwerp | €1.0m | €232,633 | 42.5% | - |
| Odontostore Antwerp | €0.8m | €250,179 | 0.8% | - |
These companies have the same main activity as BMD: dental practice (NACE 86230). They are comparable in size and age: total assets between €839,000 and €1.1m, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 19-10-2021Normal situation
- Registered office
- 11 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- Dental practiceNACE 86230
- Establishment unit
- 2.333.858.1076600 Bastogne, since 01-01-2022
- Financial year end
- 30 June
- Peppol
- Reachable since 29-03-2026
Annual accounts to 30-06-2025
- €253,118▼ 1.6%
- €65,912▼ 51.2%
- €338,756▲ 24.2%
- €988,351▲ 206%
- Filing
- Filed on 08-02-2026
Insights on BMD
BMD files the micro format. That format states no turnover. The gross margin rose from €253,048 in 2023 to €253,118 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 08-02-2026, 8 days late€253,118
▼ 1.6%
€87,034
▼ 50.7%
€65,912
▼ 51.2%
€234,605
▲ 7.1%
34.3%
▼ 50.3 percentage points
4.94
▼ 0.46
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €390,000. Estimated: probably between €340,000 and €490,000.
Balance sheet
balance sheet total €988,351 on 30-06-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
34.3%
Higher than 28% of 20,767 companies in 2025.
4.94
Higher than 68% of 20,341 companies in 2025.
6.7%
Higher than 18% of 20,623 companies in 2025.
BMD
Middle half of the sector
80% of the sector
Micro accounts in human health (NACE 86)
Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
988,351 | 322,679 | 207,428 | |
21/28 |
694,151 | 53,893 | 40,446 | |
21 |
15,849 | 17,849 | 19,833 | |
22/27 |
678,194 | 35,936 | 20,504 | |
22 |
641,750 | - | - | |
23 |
15,203 | 12,381 | - | |
24 |
21,241 | 23,555 | 20,504 | |
28 |
108 | 108 | 108 | |
29/58 |
294,200 | 268,786 | 166,982 | |
40/41 |
276,704 | 126,558 | 122,831 | |
41 |
276,704 | 126,558 | 122,831 | |
54/58 |
17,108 | 141,973 | 44,088 | |
490/1 |
388 | 255 | 63 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
988,351 | 322,679 | 207,428 | |
10/15 |
338,756 | 272,844 | 137,754 | |
10/11 |
2,000 | 2,000 | 2,000 | |
13 |
135,754 | 135,754 | 135,754 | |
133 |
135,754 | 135,754 | 135,754 | |
14 |
201,002 | 135,091 | - | |
17/49 |
649,596 | 49,835 | 69,674 | |
17 |
590,000 | - | - | |
170/4 |
590,000 | - | - | |
42/48 |
59,596 | 49,835 | 69,674 | |
44 |
10,683 | 1,667 | 2,519 | |
440/4 |
10,683 | 1,667 | 2,519 | |
45 |
48,912 | 48,167 | 67,155 | |
450/3 |
23,674 | 41,319 | 61,807 | |
454/9 |
25,239 | 6,849 | 5,349 | |
| Income statement | ||||
9900 |
253,118 | 257,196 | 253,048 | |
62 |
73,868 | 74,689 | 55,588 | |
630 |
7,112 | 5,750 | 941 | |
640/8 |
85,104 | 336 | 845 | |
9901 |
87,034 | 176,421 | 195,674 | |
75/76B |
- | 4 | 3 | |
75 |
- | 4 | 3 | |
65/66B |
1,663 | 1,279 | 623 | |
65 |
1,663 | 1,279 | 623 | |
9903 |
85,371 | 175,146 | 195,054 | |
67/77 |
19,459 | 40,055 | 59,300 | |
9904 |
65,912 | 135,091 | 135,754 | |
9905 |
65,912 | 135,091 | 135,754 | |
| Appropriation of the result | ||||
9906 |
201,002 | 135,091 | 135,754 | |
14P |
135,091 | - | - | |
691/2 |
- | - | 135,754 | |
6921 |
- | - | 135,754 | |
| Document | ||||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 08-02-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 8 days after the deadline. Filed on 8 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00035732.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 94,146 | 182,171 | 196,615 | ||
| 73,024 | 140,841 | 136,695 | ||
| 647,370 | 19,198 | 41,387 | ||
| -124,865 | 97,884 | - | ||
| 234,605 | 218,951 | 97,308 | ||
| 34.3% | 84.6% | 66.4% | ||
| 4.94 | 5.39 | 2.40 | ||
| 1.92 | 0.18 | 0.51 | ||
| 19.5% | 49.5% | 98.5% | ||
| 6.7% | 41.9% | 65.4% | ||
| 56.61 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2025 | 30-06-2024 | 30-06-2023 |
|---|---|---|---|
| Tangible fixed assets | €647,370 | €19,198 | €21,279 |
| Intangible fixed assets | - | - | €20,000 |
| Financial fixed assets | - | - | €108 |
| €7,112 | €5,750 | €941 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on BMD
The operating result for 2025 is 51% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Debt's share of the balance-sheet total rises from 15.4% to 65.7%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector
since 19-10-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 08-02-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 21-10-2021
Mandates through the years
1 name, the dashed line is todayControl
Capital
- Contribution
- €2,000
- Shares
- 20
- Contribution per share
- €100
- Equity per share
- €16,938 in 2025
- Source
- deed of 21-10-2021
Articles of association
deed of 21-10-2021 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of December at 16:00
Shareholders
At incorporation
deed of 21-10-2021 ↗
- BECHRAOUI Walid 20 shares (100%) · €2,000 in cash
Network & group
No group
BMD has no parent and no holdings in its annual accounts. BECHRAOUI Walid is the only director. BMD shares no director with another company.
At the same address
Boomkwekerijstraat 12, 1000 Brussels · 10 other companies| SGSERVICE
registered office since 01-02-2023 · founded in 2023 |
total assets €652,066 (2025) 0797.878.745 |
| HORIZON 42
registered office since 07-04-2017 · founded in 2017 |
total assets €420,889 (2025) 0674.372.803 |
| MBEN MEDICAL
registered office since 01-01-2024 · founded in 2023 |
total assets €291,498 (2025) 0805.646.465 |
| YakSwell Invest
registered office since 04-11-2021 · founded in 2021 |
total assets €277,607 (2025) 0776.835.584 |
| L'Européenne Du Tourisme
registered office since 12-04-2021 · founded in 2021 |
total assets €158,818 (2025) 0766.617.922 |
| MS CARE INFI
registered office since 10-11-2020 · founded in 2020 |
total assets €98,862 (2025) 0757.971.460 |
| IMMOB ACCOUNT
registered office since 03-07-2021 · founded in 2021 |
turnover €57,907 (2025) 0770.699.741 |
| DR SYLVIANE LEGROS
registered office since 29-09-2010 · founded in 2010 · negative equity (2025) |
total assets €51,505 (2025) 0829.715.531 |
| DALVANE
registered office since 17-08-2017 · founded in 2017 · negative equity (2025) |
total assets €11,372 (2025) 0679.845.878 |
| association PRINCE JAMAL ALNOAIMI-UNION ARAB NATIONS
registered office since 11-03-2010 |
founded in 2010 0823.843.269 |
Timeline
Timeline
10 events since 2021Filings
Financial
Establishments
Other
202220242026
Deadline for the 2026 accounts: 31-01-2027
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0775927843
Annual accounts 2025 filed PDFmicro format · 8 days late
2025
Weakest financial year net €65,912 ▼51.2% The net result drops to €65,912, the lowest from 2023 to 2025.
Purpose change PDF“Elle peut emprunter sous toute forme, émettre des obligations, prêter des fonds à des tiers, à ses filiales et…” (deed in French)
Annual accounts 2024 filed PDFmicro format · 6 days late
2024
Liquidity more than doubled current ratio 5.39 The current ratio rises from 2.40 to 5.39. Short-term debt falls from €69,674 to €49,835.
Equity above €200,000 equity €272,844 ▲98.1% With a profit in every financial year since 2023, equity grows to €272,844.
Annual accounts 2023 filed PDFmicro format · 1 day before the deadline
2022
First establishment Rue de la Wachenaule 3, Bastogne
2021
IncorporationFounding capital of €2,000, 20 shares · Founder: BECHRAOUI Walid · Appointment: BECHRAOUI Walid (director) · published on 21-10-20216 points ▸
- Founder, BECHRAOUI Walid
- Founding capital, €2,000, 20 shares
- Capital, €2,000
- Board rule, 1
- Director appointment, BECHRAOUI Walid
- Registered office clause, rue de la Pépinière 12 à 1000 Bruxelles
- The deed holds 5 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 19 October 2021, BMD was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 BECHRAOUI Walid has served as director since 2021.3 Total assets went from €207,428 in 2023 to €988,351 in 2025.4
Company details
Identity
- Enterprise number
- 0775.927.843
- VAT number
- BE 0775.927.843
- Peppol ID
- 0208:0775927843
- Other Peppol ID
- 9925:BE0775927843
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 19-10-2021
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of December at 16:00deed of 21-10-2021 (in French)
- Peppol
- Reachable since 29-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- BMD in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 21-10-2021 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 21-10-2021 (in French)
Activities
NACEBEL 202586230
Dental practice main activity
Codes under NACEBEL 2008
86230
Human health activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Elle peut emprunter sous toute forme, émettre des obligations, prêter des fonds à des tiers, à ses filiales et sociétés affiliées, ainsi que…”deed of 18-03-2025 (in French)
9 activities
- Elle peut emprunter sous toute forme, émettre des obligations, prêter des fonds à des tiers, à ses filiales et sociétés affiliées, ainsi que mettre en gage ses actifs au profit de tiers.
- Dans le cadre de ses activités et du développement de la personne humaine, elle peut organiser et/ou participer, en Belgique ou à l'étranger, à des formations individuelles ou collectives, des stages, séminaires, conférences, cours et journées d'études.
- Elle peut également former des stagiaires, aides-soignants et assistants.
- Elle a également pour objet, toute activité d'expertises médicales en rapport avec l'exercice de la profession de dentiste, ainsi que des soins esthétiques dentaires.
- Elle peut notamment acquérir, à titre d'investissement, tous biens immeubles, même sans rapport direct avec son objet social.
- La société peut exercer son activité tant en consultation privée qu'en polyclinique.
- Toutes activités se rapportant, directement ou indirectement, aux soins de santé bucco-dentaires, et en particulier à la pratique de la dentisterie, l'orthodontie, l'implantologie, la chirurgie maxillo-faciale, la parodontologie, aux prothèses dentaires, à la mécanique dentaire, la stomatologie et toutes pratiques relevant de la médecine dentaire, tant pour les enfants que pour les adultes.
- Elle peut notamment loger ses dirigeants et les membres de leur famille, à titre principal ou secondaire, et se constituer un patrimoine comprenant des biens immobiliers construits ou à construire, en Belgique ou à l'étranger, ainsi que tous droits immobiliers y afférents.
- Toutes entreprises, initiatives ou opérations visant à acquérir ou aliéner tous immeubles et/ou tous droits réels immobiliers, ainsi qu'à procéder à tous lotissements, mises en valeur, promotion, location, gestion et rénovation de tous immeubles bâtis et non bâtis.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Boomkwekerijstraat 12 registered office 1000 Brussels | ||
| Rue de la Wachenaule 3 6600 Bastogne | 01-01-2022 | 2.333.858.107 |
Buildings and parcels at the addresses
- Ground area
- 3,249 m²
- Buildings
- 324 m²
- Volume, LiDAR
- 3,311 m³
- Tallest building
- 21.1 m
Buildings to scale, each on its own parcel
Parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 82302C0994/00N000 | Wallonia | 2,314 m² | 1 · 174 m² | 7.9 m · 2 |
| 21804D1535/00A000 | Brussels | 935 m² | 1 · 150 m² | 21.1 m · 6 |
Contact
E-mail
bmdsociete@gmail.com
E-mail
dr.bechraoui.walid@hotmail.fr