BMC Solutions
ActiveBMC Solutions has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €64k. Equity is growing by ~43.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency76▼-24
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 11.14 in 2024; short-term debt: 48.6% and cash: 85.2% of total assets), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
40%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
134 d early
2024
44 d early
2023
30 d early
2022
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▼ 44.0%
2024 · €147k
2022: €29k
2023: €82k
2024: €147k
2022 → 2025
Total assets
€160k▲ 0.5%
2024 · €159k
2022: €39k
2023: €99k
2024: €159k
2022 → 2025
Net result
€64k▼ 0.7%
2024 · €64k
2022: €27k
2023: €54k
2024: €64k
2022 → 2025
Working capital
€63k▼ 50.3%
2024 · €126k
2022: €29k
2023: €76k
2024: €126k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€29k-€82k▲ 185%€147k▲ 78.5%€82k▼ 44.0%
Operating result€38k-€75k▲ 98.9%€81k▲ 7.8%€80k▼ 1.0%
Net result€27k-€54k▲ 104%€64k▲ 19.0%€64k▼ 0.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€20k▼ 5.9%
Current assets
€140k▲ 1.4%
Equity and liabilities €160k
Equity
€82k▼ 44.0%
Debt
€78k▲ 526%
The debt ratio rises from 7.8% to 48.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€86k▲
2024 · €85k
Cash flow
€70k▲
2024 · €68k
Solvency
51.4%▼
2024 · 92.2%
Current ratio
1.81▼
2024 · 11.14
Quick ratio
1.81▼
2024 · 11.14
Debt / equity
0.94▲
2024 · 0.08
ROE
77.9%▲
2024 · 44.0%
ROA
40.0%▼
2024 · 40.5%
Interest coverage
1227.30▼
2024 · 1229.84
Debt
€78k▲
2024 · €12k
Debt ≤ 1 year
€78k▲
2024 · €12k
Income taxes
€17k=
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€160k▲
Fixed assets21/28€21k€20k▼
Tangible fixed assets22/27€21k€20k▼
Plant, machinery and equipment23€4k€6k▲
Furniture and vehicles24€16k€14k▼
Current assets29/58€138k€140k▲
Amounts receivable within one year40/41€124-
Other amounts receivable41€124-
Cash at bank and in hand54/58€134k€136k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€159k€160k▲
Equity10/15€147k€82k▼
Contributions10/11€3k€3k=
Reserves13€144k€79k▼
Distributable reserves133€144k€79k▼
Amounts payable17/49€12k€78k▲
Amounts payable within one year42/48€12k€78k▲
Trade debts44€824€2k▲
Suppliers440/4€824€2k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€2k€65k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€512€525▲
Gross operating margin9900€85k€86k▲
Operating profit (loss)9901€81k€80k▼
Financial income75/76B€554€922▲
Recurring financial income75€554€922▲
Financial charges65/66B€69€70▲
Recurring financial charges65€69€70▲
Profit (loss) for the period before taxes9903€82k€81k▼
Income taxes67/77€17k€17k=
Profit (loss) for the period9904€64k€64k▼
Profit (loss) for the period to be appropriated9905€64k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€64k▼
Transfer from equity791/2-€64k
Transfer to equity691/2€64k-
To other reserves6921€64k-
Profit to be distributed694/7-€129k
Return on contributions (dividend)694-€129k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €64k ▲19%
Operating result €81k, net result €64k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 11.14
Current ratio from 5.56 to 11.14; short-term debt falls from €17k to €12k.
31-12
Financial
Equity above €100kEq €147k ▲78.5%
3 profitable years in a row build equity to €147k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Trekelsstraat(Karel) 371800 VilvoordeGround area
2,346 m²
Building footprint
1,796 m²
Volume, LiDAR
15,436 m³
2 parcels, Flanders · tallest building 17.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
BMC Solutions
since 20212.318.944.851
Kruisstraat 1, 8420 De Haan
since 20242.361.102.239
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31038A0360/00Y000 | Flanders | 1,769 m² | 1 · 1,691 m² | 17.0 m · 3 fl. |
| 23643F0252/00F000 | Flanders | 577 m² | 1 · 105 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,188 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.