BMC CONSTRUCT
Open bankruptcyAre you a creditor?
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 19 January 2026
- Supervising judge
- Pierre Piraux
- Official Gazette
- 28-01-2026 (pdf) ↗search the document for 2026/103452
Deadlines
- Provisional date payments stopped
- 19 January 2026A later judgment can change the date.art. XX.105, Code of Economic Law
- Appeal or third-party opposition until
- passed on 12 February 2026Fifteen days after the publication in the Official Gazette.art. XX.108, Code of Economic Law
- File the claim in RegSol, the Belgian insolvency register, until
- passed on 18 February 2026art. XX.104 and XX.155, Code of Economic Law
- First verification report
- passed on 18 March 2026Reclaim goods that are still yours, such as goods delivered under retention of title, before this day.art. XX.104 and XX.194, Code of Economic Law
- Late claim until
- 19 January 2027A late claim shares only in what has not yet been paid out, and you bear its costs.art. XX.165, Code of Economic Law
Trustee
- Melanie HarvengtRue De Robiano 74, 7130 Binchem.harvengt@brux-harvengt.be
What to do now
- Stop delivering on credit unless the trustee agrees.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered, subject to conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the trustee's reports appear there.
These deadlines come from the publication of the judgment. Check them in RegSol before you file anything; once a deadline has passed, it is too late for that step.
General information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.Creditor guide for this company
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Overview
- Equity
- -€71,610
- Profit
- €5,833
Signalsraises riskOpen bankruptcyWeak solvency vs sector2024 accounts filed 18 days lateShow the evidence
Signals
This company filed its last 7 accounts on average 42 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
- OpeningEnterprise Court of Hainaut, Charleroi…
- Annual accounts filedfinancial year 2024 · micro…
- Back to profitnet €5,833
Financials · financial year 2024, micro format
2024 annual accounts filed late (18 days) Filed on 18 August 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00382057.
2020 to 2024, 5 financial years 2018 to 2024, 7 financial years
The operating result returns to profit in 2024: €6,057 after a loss of €225,582 in 2023.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €288,967 | €276,826 | €272,280 | €187,454 | ▼ 31.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,957 | €3,905 | €2,582 | €2,391 | €2,552 | €2,441 | €165 | ▼ 93.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | €81,491 | - | - |
| Other operating charges640/8 | - | - | - | €2,391 | €496 | €2,047 | €7,048 | ▲ 244% |
| Gross operating margin9900 | €33,265 | €43,466 | €62,933 | €280,511 | €273,588 | €132,678 | €200,724 | ▲ 51.3% |
| Operating profit (loss)9901 | €128 | €1,446 | €9,648 | -€13,237 | -€6,285 | -€225,582 | €6,057 | - |
| Financial income75/76B | - | - | - | - | €23 | €10 | €1 | ▼ 86.2% |
| Recurring financial income75 | €717 | €749 | €1 | - | €23 | €10 | €1 | ▼ 86.2% |
| Financial charges65/66B | - | - | - | €593 | €291 | €233 | €225 | ▼ 3.5% |
| Recurring financial charges65 | €654 | €1,019 | €184 | €593 | €291 | €233 | €225 | ▼ 3.5% |
| Profit (loss) for the period before taxes9903 | €190 | €1,176 | €9,466 | -€13,830 | -€6,553 | -€225,805 | €5,833 | - |
| Income taxes67/77 | €6 | €454 | €1,902 | - | - | - | €0 | - |
| Profit (loss) for the period9904 | €185 | €722 | €7,563 | -€13,830 | -€6,553 | -€225,805 | €5,833 | - |
| Profit (loss) for the period to be appropriated9905 | €185 | €722 | €7,563 | -€13,830 | -€6,553 | -€225,805 | €5,833 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €190,911 | €178,854 | €185,535 | €175,057 | €216,602 | €180,892 | €144,657 | ▼ 20.0% |
| Fixed assets21/28 | €5,731 | €3,245 | €5,308 | €5,967 | €4,886 | €5,118 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €5,731 | €3,245 | €5,308 | €5,967 | €4,886 | €5,118 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | - | - | - | - | €1,223 | €2,078 | - | - |
| Furniture and vehicles24 | - | - | - | €5,967 | €3,663 | €3,040 | €0 | ▼ 100% |
| Current assets29/58 | €185,180 | €175,609 | €180,226 | €169,089 | €211,717 | €175,774 | €144,657 | ▼ 17.7% |
| Amounts receivable within one year40/41 | €183,984 | €169,785 | €160,209 | €164,454 | €207,118 | €174,928 | €41,112 | ▼ 76.5% |
| Trade receivables40 | - | - | - | €156,389 | €196,216 | €162,256 | €31,841 | ▼ 80.4% |
| Other amounts receivable41 | - | - | - | €8,066 | €10,901 | €12,672 | €9,271 | ▼ 26.8% |
| Cash at bank and in hand54/58 | €830 | €5,824 | €20,017 | €4,635 | €4,599 | €847 | €995 | ▲ 17.5% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | - | €102,550 | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €190,911 | €178,854 | €185,535 | €175,057 | €216,602 | €180,892 | €144,657 | ▼ 20.0% |
| Equity10/15 | €160,459 | €161,181 | €168,744 | €154,914 | €148,362 | -€77,443 | -€71,610 | ▲ 7.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | - | €18,600 | €18,600 | - | - | - |
| Issued capital100 | - | - | - | €18,600 | €18,600 | - | - | - |
| Contributions outside capital11 | - | - | - | - | - | €18,600 | - | - |
| Other1109/19 | - | - | - | - | - | €18,600 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €139,999 | €140,721 | €148,284 | €134,454 | €127,902 | -€97,903 | -€92,070 | ▲ 6.0% |
| Amounts payable17/49 | €30,452 | €17,674 | €16,791 | €20,142 | €68,241 | €258,335 | €216,267 | ▼ 16.3% |
| Amounts payable within one year42/48 | €30,452 | €17,674 | €16,791 | €20,142 | €68,241 | €258,335 | €216,267 | ▼ 16.3% |
| Trade debts44 | €23,959 | €6,137 | €5,789 | €7,241 | €24,660 | €216,070 | €148,565 | ▼ 31.2% |
| Suppliers440/4 | - | - | - | €7,241 | €24,660 | €216,070 | €148,565 | ▼ 31.2% |
| Taxes, remuneration and social security45 | - | - | - | €8,052 | €27,460 | €21,918 | €41,614 | ▲ 89.9% |
| Taxes450/3 | - | - | - | €1,472 | €4,056 | €3,456 | €4,549 | ▲ 31.6% |
| Remuneration and social security454/9 | - | - | - | €6,579 | €23,404 | €18,462 | €37,065 | ▲ 101% |
| Other amounts payable47/48 | - | - | - | €4,850 | €16,121 | €20,348 | €26,088 | ▲ 28.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €185 | €722 | €7,563 | -€13,830 | -€6,553 | -€225,805 | €5,833 | - |
| + Depreciation and write-downs630 | €3,957 | €3,905 | €2,582 | €2,391 | €2,552 | €2,441 | €165 | ▼ 93.2% |
| Operating cash flow (approximation) | €4,142 | €4,627 | €10,145 | -€11,439 | -€4,001 | -€223,364 | €5,999 | - |
| Investment in fixed assets (approximation) | - | -€1,420 | -€4,645 | -€3,050 | -€1,470 | -€2,673 | €4,952 | - |
| Change in cash | - | €4,994 | €14,193 | -€15,382 | -€36 | -€3,752 | €148 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 18 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 18-08-2025 | 2025-00382057 |
| 31-12-2023 | micro format | 21-08-2024 | 2024-00359926 |
| 31-12-2022 | micro format | 07-08-2023 | 2023-00315821 |
| 31-12-2021 | micro format | 26-08-2022 | 2022-20330297 |
| 31-12-2020 | micro format | 22-11-2021 | 2021-77900578 |
| 31-12-2019 | micro format | 22-10-2020 | 2020-62500112 |
| 31-12-2018 | micro format | 26-08-2019 | 2019-51200346 |
| 31-12-2017 | micro format | 24-10-2018 | 2018-70000281 |
| 31-12-2016 | full format | 01-08-2017 | 2017-40500012 |
| 31-12-2015 | full format | 19-09-2016 | 2016-60200510 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BERTHOUX Nathalie |
|
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Trustee | Melanie Harvengt Rue De Robiano 74, 7130 Binche |
19-01-2026 → present |
Owners and capital
Capital and shareholders
- 19-01-2024 Converted to unavailable equity · €20,460
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
19-01
Gazette deed
Resignation: BERTHOUX Nathalie (manager)Reappointment: BERTHOUX Nathalie (director) · Amendment of the articles · Capital conversion8 facts ▸
- General meeting, “assemblée générale extraordinaire des associés” (deed in French)
- Amendment of the articles (2 times)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Capital
- Director resignation, BERTHOUX Nathalie (manager)
- Director reappointment, BERTHOUX Nathalie (director (not named in the articles))
- Director discharge, BERTHOUX Nathalie
- Registered office clause, “7140 Morlanwelz,rue du Bois,57” (deed in French)
Show earlier events
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 56057A0122/00C034 | Wallonia | 1,428 m² | 1 · 160 m² | 6.9 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L'achat, la vente, la location, la gérance, le dépôt, la restauration, l'estimation de mobilier, en ce compris tous œuvres d'art, notamment…” (deed in French)
19 activities (deed in French)
- L'achat, la vente, la location, la gérance, le dépôt, la restauration, l'estimation de mobilier, en ce compris tous œuvres d'art, notamment de tableaux, sculptures, meubles, de tout matériel domestique, de tous pays ainsi que la décoration intérieure, de la conception à la réalisation, en ce inclus la fabrication, l'achat et la vente de matériaux bruts et produits finis nécessaires à la décoration d'immeubles à usage privé, public ou professionnel et en général, toute activité commerciale ayant un lien direct ou indirect avec le secteur de l'aménagement, de l'ameublement et de la décoration intérieure
- L'étude, le conseil, l'expertise, l'ingénierie et toutes prestations de services dans le cadre des activités prédécrites
- Le bâtiment dans toutes ses applications tant en construction, réfection, restauration, réparation, embellissements, renouvellement, modernisation et démolition de gros et tous autres œuvres, l'exécution totale ou partielle de travaux de parachèvement ou de coordination de ceux-ci lors de leur exécution par des sous-traitants
- L'entreprise de toitures, de zinguerie et de couvertures métalliques ou de couvertures non métalliques de constructions
- L'entreprise de menuiserie du bâtiment et de charpenterie
- L'entreprise d'installations sanitaires et de plomberie
- L'entreprise d'installation de chauffage
- L'entreprise de travaux d'étanchéité et de revêtement de constructions par asphaltage et bitumage
- L'entreprise de ramonage de cheminées, d'installation d'échafaudages, de nettoyage et de rejointoiement de façades, de placement de paratonnerres et de ferronneries, de travaux d'égouttage, de pose de conduites de distribution d'eau et de gaz, de câbles et de canalisation diverses, de terrassement et de drainage
- L'entreprise d'isolation thermique et acoustique, de ventilation, de chauffage à air chaud, de conditionnement d'air et de tuyauteries industrielles
- L'entreprise de construction, réfection et entretien des routes, d'aménagement de plaines de jeux, de sport, de parcs de jardins, de placement de clôtures
- Les travaux de plafonnage, de cimenterie, de coffrage, de peinture, de tapissier, d'électricité, d'installateur-frigoriste, d'installation d'enseignes lumineuses, d'étanchéité de constructions
- L'aménagement de greniers
- La coordination des travaux d'entreprise générale de construction effectués par des sous-traitants
- Toutes les opérations se rattachant directement ou indirectement à la gestion, l'achat, la vente ou la location d'immeubles, en courtage ou autrement
- L'achat, la vente, la location, l'importation, l'exportation de matériaux, marchandises, appareils et outillages nécessaires aux travaux de construction, d'entretien, de maintenance, de réparation et de renouvellement des bâtiments
- Toute entreprise d'installations pour fêtes et expositions et notamment le montage et le démontage de stands
- Toute entreprise de création d'étalages, de placement de décors pour théâtres, cinémas
- La fabrication et la pause de châssis, volets, vérandas
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- One provision in the deed
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région Wallonne, sièges administratifs, agences, ateliers, dépôts et succursales tant en Belgique qu'à l'étranger par simple décision de…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs, personnes physiques ou morales,actionnaires ou non” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, registre des actions nominatives avec mentions requises par Code des sociétés et des associations” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié à charge du cédant et moitié à charge du ou des acquéreurs,proportionnellement au nombre acquis s'ils sont plusieurs, tous cas de…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Tuesday of June at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale, formes modifications statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment, désigner liquidateurs,déterminer pouvoirs et émoluments” (deed in French)