BMC
ActiveSummary
BMC has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,547 and a net result of €31,390. Its solvency ranks better than 78% of 39,272 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-10-2024 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 3 others
- Establishment unit
- 2.365.043.112 3700 Tongeren-Borgloon, since 11-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 13-12-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €50,478
- ▲ 240%
- Turnover
- ≈ €100,000
- estimated
- Profit
- €31,390
- ▲ 181%
- Equity
- €52,547
- ▲ 148%
- Total assets
- €65,395
- ▲ 99.4%
- Staff
- ≈ 0.1 FTE
- estimated
Score breakdownraises riskFounded in 2024lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 4.85, cash €45,798Equity €52,547 (80.4% of total assets)Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 88% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency
100+10
equity 80.4% of total assets
Liquidity
94+10
short-term debt 19.6% · cash 70.0%
Profitability
100=
return on assets 48.0%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: < 0.1%
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.85 (2.82 in 2024), above the usual 1.5. Short-term debt is 19.6% and cash 70% of total assets. 19.6% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 88% on liquidity, 84% on profitability and 93% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
15 days early
2024
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 12 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 16-07-2026 at the NBB all 2 filings
Turnover
≈ €100,000
Estimated: probably between €78,000 and €130,000
Total assets
€65,395▲ 99.4%
2024 · €32,798
Net result
€31,390▲ 181%
2024 · €11,157
Working capital
€49,467▲ 134%
2024 · €21,157
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
€43,929
▲ 209%
2025
20242025
Net result
€31,390
▲ 181%
2025
middle half of the sector
20242025
Equity
€52,547
▲ 148%
2025
middle half of the sector
20242025
Total assets
€65,395
▲ 99.4%
2025
lowest quarter of the sector
20242025
Debt
€12,848
▲ 10.4%
2025
20242025
Working capital
€49,467
▲ 134%
2025
middle half of the sector
20242025
Solvency
80.4%
▲ 15.8pp
2025
highest quarter of the sector
20242025
Current ratio
4.85
▲ 2.03
2025
highest quarter of the sector
20242025
Return on assets (ROA)
48.0%
▲ 14.0pp
2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result€14,203-€43,929▲ 209%
Net result€11,157within the sector's middle half-€31,390within the sector's middle half▲ 181%
Equity€21,157below the sector's middle half-€52,547within the sector's middle half▲ 148%
Total assets€32,798below the sector's middle half-€65,395below the sector's middle half▲ 99.4%
Debt€11,640-€12,848▲ 10.4%
Working capital€21,157within the sector's middle half-€49,467within the sector's middle half▲ 134%
Solvency64.5%within the sector's middle half-80.4%above the sector's middle half▲ 15.8pp
Current ratio2.82within the sector's middle half-4.85above the sector's middle half▲ 2.03
Return on assets (ROA)34.0%above the sector's middle half-48.0%above the sector's middle half▲ 14.0pp
above
within
below
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 3.1 times that of 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,395
Fixed assets
€3,080
Current assets
€62,315
Equity and liabilities €65,395
Equity
€52,547 ▲ 148%
Debt
€12,848 ▲ 10.4%
Debt's share of the balance-sheet total falls from 35.5% to 19.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43,946
Cash flow
€31,407
Debt to equity
0.24▼
2024 · 0.55
ROE
59.7%▲
2024 · 52.7%
Interest coverage
over 100
Debt ≤ 1 year
€12,848▲
2024 · €11,640
Income taxes
€12,522▲
2024 · €3,051
Staff costs
€4,775▲
2024 · €644
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | - | €3,097 |
| Depreciation and write-downs of the year | - | €17 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €644 | €4,775 | ▲ 642% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €17 | - |
| Other operating charges640/8 | €5 | €1,756 | ▲ 341× |
| Gross operating margin9900 | €14,852 | €50,478 | ▲ 240% |
| Operating profit (loss)9901 | €14,203 | €43,929 | ▲ 209% |
| Financial income75/76B | €15 | - | - |
| Recurring financial income75 | €15 | - | - |
| Financial charges65/66B | €10 | €17 | ▲ 73.5% |
| Recurring financial charges65 | €10 | €17 | ▲ 73.5% |
| Profit (loss) for the period before taxes9903 | €14,208 | €43,912 | ▲ 209% |
| Income taxes67/77 | €3,051 | €12,522 | ▲ 310% |
| Profit (loss) for the period9904 | €11,157 | €31,390 | ▲ 181% |
| Profit (loss) for the period to be appropriated9905 | €11,157 | €31,390 | ▲ 181% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €32,798 | €65,395 | ▲ 99.4% |
| Fixed assets21/28 | - | €3,080 | - |
| Tangible fixed assets22/27 | - | €3,080 | - |
| Plant, machinery and equipment23 | - | €3,080 | - |
| Current assets29/58 | €32,798 | €62,315 | ▲ 90.0% |
| Amounts receivable within one year40/41 | €14,971 | €14,969 | = |
| Trade receivables40 | €14,520 | €14,520 | = |
| Other amounts receivable41 | €451 | €449 | ▼ 0.5% |
| Cash at bank and in hand54/58 | €17,826 | €45,798 | ▲ 157% |
| Deferred charges and accrued income490/1 | - | €1,548 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €32,798 | €65,395 | ▲ 99.4% |
| Equity10/15 | €21,157 | €52,547 | ▲ 148% |
| Contributions10/11 | €10,000 | €10,000 | = |
| Reserves13 | - | €30,000 | - |
| Distributable reserves133 | - | €30,000 | - |
| Profit (loss) carried forward14 | €11,157 | €12,547 | ▲ 12.5% |
| Amounts payable17/49 | €11,640 | €12,848 | ▲ 10.4% |
| Amounts payable within one year42/48 | €11,640 | €12,848 | ▲ 10.4% |
| Trade debts44 | - | €4,217 | - |
| Suppliers440/4 | - | €4,217 | - |
| Taxes, remuneration and social security45 | €7,867 | €3,654 | ▼ 53.5% |
| Taxes450/3 | €7,867 | €3,654 | ▼ 53.5% |
| Other amounts payable47/48 | €3,774 | €4,977 | ▲ 31.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €11,157 | €31,390 | ▲ 181% |
| + Depreciation and write-downs630 | - | €17 | - |
| Operating cash flow (approximation) | €11,157 | €31,407 | ▲ 181% |
| Change in cash | - | €27,971 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as BMC has now. Two years later, 95.9% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.9%
was still going
2.3%
stopped otherwise
1.8%
went bankrupt
The bankruptcy probability of BMC itself is lower: < 0.1% within 12 months. It rests on far more data about BMC than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for BMC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
1 director, no change since 2024
BOGAERT Ronny Margriete Pieter
Current
Director (not named in the articles) · since 11-10-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 16-07-2026
Owners and capital
Shareholders
At incorporation
act of 15-10-2024 ↗
- BOGAERT Ronny Margriete Pieter 100 shares (100%)
Capital transactions
Capital over time
- 15-10-2024 Incorporation · €10,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Één of meer bestuurders, algemene vergadering kan vertrekvergoeding of opzegtermijn toekennen”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 15-10-2024 (in Dutch)
Network & group
BMC shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of BMC. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
16-07
micro format · 15 days before the deadline
2025
23-07
micro format · 8 days before the deadline
2024
15-10
Gazette deed
IncorporationStarting capital €10,000 · Appointment: BOGAERT Ronny Margriete Pieter (director) · Founder9 points ▸
Gazette deed
Incorporation
Starting capital €10,000 · Appointment: BOGAERT Ronny Margriete Pieter (director) · Founder9 points ▸
- Incorporation, “BMC” (deed in Dutch)
- Founder, BOGAERT Ronny Margriete Pieter
- Founding capital, €10,000
- Bank account, “bijzondere rekening namens vennootschap in oprichting, BE43 7350 6782 3701” (deed in Dutch)
- Kind of shares, “ieder aandeel geeft gelijk recht in winstverdeling en vereffeningsaldo, vergoeding voor inbrengen” (deed in Dutch)
- Registered office clause, “3700 Tongeren,Blaarstraat 123” (deed in Dutch)
- Board rule, 1
- Director appointment, BOGAERT Ronny Margriete Pieter (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
BMC in Dutch
Enterprise number
1015.000.377
Legal form
Private limited company
Status
Active, normale toestand
Founded
11-10-2024
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 15-10-2024 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, kan bij enkel besluit bestuursorgaan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren vestigen…”
deed of 15-10-2024 (in Dutch)Registered office and establishments
Registered office
Blaarstraat 123, 3700 Tongeren-Borgloon, Belgium
Establishment unit
BMC, Blaarstraat 123, 3700 Tongeren-Borgloon since 11-10-2024 · unit number 2.365.043.112
Activities
NACEBEL 202570200
Business and other management consultancy main activity
64210
Activities of holding companies
71121
Engineering and related technical consultancy, excluding land surveyors
73300
Public relations and communication consultancy
Codes under NACEBEL 2008
70220
Business consulting main activity
64200
Holdings
70210
Activities of head offices; management consultancy activities
71121
Engineering activities
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 15-10-2024 (in Dutch)
“Het waarnemen van alle bestuursopdrachten en mandaten (onder andere van vereffenaar),het uitoefenen van opdrachten en functies…”
24 activities
- Het waarnemen van alle bestuursopdrachten en mandaten (onder andere van vereffenaar),het uitoefenen van opdrachten en functies;
- Managementactiviteiten van en voor holdings en andere ondernemingen;het tussenkomen in het dagelijks bestuur,het vertegenwoordigen van bedrijven op grond van het bezit van of controle over het eigen vermogen/maatschappelijk kapitaal en andere;het op lange termijn aanhouden van aandelen afkomstig van verschillende andere bedrijven uit verscheidene economische sectoren;
- Het verlenen van advies en prestaties inzake administratie,personeelsbeleid,milieu,marketing,haalbaarheid van investeringen;
- Coaching;
- Bijstand en diensten verlenen,rechtstreeks of onrechtstreeks,op het vlak van bedrijfsbeheer in de ruime zin van het woord,waaronder bedrijfsorganisatie,managementtechnieken en -adviezen,personeelszaken,administratie en financiën,productie,verkoop en marketing,en algemeen bestuur;
- Overig adviesbureau,het verlenen van adviezen en richtsnoeren aan ondernemingen en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,informatie op het gebied van beheer,enz.
- Vervoersondersteunende activiteiten;
- Het leveren van diensten van projectmanagement,waaronder het uitvoeren van haalbaarheidsstudies,het opstellen en laten opstellen van ontwerpen,plannen en beschrijvingen die in bestekken moeten worden ingelast;
- Het voorbereiden van documenten voor offerteaanvragen,met inbegrip van contractvoorwaarden;
- Het nemen van maatregelen indien zich omstandigheden voordoen die de stipte uitvoering van de werken in het gedrang brengen;
- De verhuur en lease van alle machines;
- Overige dienstverlening;
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen,het stimuleren,het plannen,het coördineren,het ontwikkelen van en het investeren in rechtspersonen en ondernemingen waarin zij al dan niet een participatie inhoudt;
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen;in de meest ruime zin,alle handels- en financiële operaties verrichten,behalve die wettelijk voorbehouden zijn aan banken,depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen;
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa;
- Uitbating van drankgelegenheid,café-taverne en café-restaurant,restaurant,hotel en bed & breakfast-gelegenheid,discotheken,dancings en dergelijke;
- Bereiden van maaltijden en spijzen in centrale keukens;
- Organiseren en verzorgen van evenementen,bruiloften,banketten,cocktails,lunches,recepties,enz.;
- Organisatie van (beroeps)opleidingen en trainingsactiviteiten in de meest uitgebreide betekenis;
- Ter beschikking stellen van vergaderruimten en ruimten voor ontspanning,evenementen en feesten;
- De aan- en verkoop van,de groot- en kleinhandel in,import en export van alle materialen nodig voor of verband houdende met hoger vermelde activiteiten;
- Elektronische installatiewerken aan gebouwen en tijdelijke stroomvoorzieningen;
- Het aanleggen,oordeelkundig uitbouwen en beheren van een onroerend vermogen,alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;de vennootschap mag tevens de bedrijvigheden coördineren die betrekking hebben op de gehele en gedeeltelijke uitvoering van voltooiingswerken door onderaannemers;
- Het aanleggen,oordeelkundig uitbouwen en beheren van een roerend vermogen,alle verrichtingen met betrekking tot roerende goederen en rechten van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheer van aandelen,obligaties,kasbons,of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen;
Invoicing and payment
VAT number
BE 1015.000.377
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
955 m²
Building footprint
123 m²
Building volume
804 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 73348B0221/00M004 | Flanders | 955 m² | 1 · 123 m² | 11.2 m · 2 |