BMC
ActiveBMC has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €31k. Its solvency ranks better than 77% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+10
Growth78
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.85 against 2.82 in 2024; short-term debt: 19.6% and cash: 70% of total assets), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
48%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
15 d early
2024
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 148%
2024 · €21k
2024: €21k
2024 → 2025
Total assets
€65k▲ 99.4%
2024 · €33k
2024: €33k
2024 → 2025
Net result
€31k▲ 181%
2024 · €11k
2024: €11k
2024 → 2025
Working capital
€49k▲ 134%
2024 · €21k
2024: €21k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€21k-€53k▲ 148%
Operating result€14k-€44k▲ 209%
Net result€11k-€31k▲ 181%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 209% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€3k
Current assets
€62k
Equity and liabilities €65k
Equity
€53k▲ 148%
Debt
€13k▲ 10.4%
The debt ratio falls from 35.5% to 19.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44k
Cash flow
€31k
Solvency
80.4%▲
2024 · 64.5%
Current ratio
4.85▲
2024 · 2.82
Quick ratio
4.85▲
2024 · 2.82
Debt / equity
0.24▼
2024 · 0.55
ROE
59.7%▲
2024 · 52.7%
ROA
48.0%▲
2024 · 34.0%
Interest coverage
2532.94
Debt
€13k▲
2024 · €12k
Debt ≤ 1 year
€13k▲
2024 · €12k
Income taxes
€13k▲
2024 · €3k
Staff costs
€5k▲
2024 · €644
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€65k▲
Fixed assets21/28-€3k
Tangible fixed assets22/27-€3k
Plant, machinery and equipment23-€3k
Current assets29/58€33k€62k▲
Amounts receivable within one year40/41€15k€15k=
Trade receivables40€15k€15k=
Other amounts receivable41€451€449▼
Cash at bank and in hand54/58€18k€46k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€33k€65k▲
Equity10/15€21k€53k▲
Contributions10/11€10k€10k=
Reserves13-€30k
Distributable reserves133-€30k
Profit (loss) carried forward14€11k€13k▲
Amounts payable17/49€12k€13k▲
Amounts payable within one year42/48€12k€13k▲
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45€8k€4k▼
Taxes450/3€8k€4k▼
Other amounts payable47/48€4k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€644€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€17
Other operating charges640/8€5€2k▲
Gross operating margin9900€15k€50k▲
Operating profit (loss)9901€14k€44k▲
Financial income75/76B€15-
Recurring financial income75€15-
Financial charges65/66B€10€17▲
Recurring financial charges65€10€17▲
Profit (loss) for the period before taxes9903€14k€44k▲
Income taxes67/77€3k€13k▲
Profit (loss) for the period9904€11k€31k▲
Profit (loss) for the period to be appropriated9905€11k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€43k▲
Profit (loss) brought forward from the previous period14P-€11k
Transfer to equity691/2-€30k
To the legal reserve6920-€30k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blaarstraat 1233700 Tongeren-BorgloonGround area
955 m²
Building footprint
123 m²
Volume, LiDAR
804 m³
Parcel 73348B0221/00M004, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BMC
since 20242.365.043.112
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73348B0221/00M004 | Flanders | 955 m² | 1 · 123 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 38,323 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.