BMC
BMC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.91M and a net result of €44k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 94% of 1216 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1.91M |
| Net result | €44k |
| Better than sector | 94% |
| Active | 17 yrs |
Mixed profile: strong on stability, weaker on profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 91.4% | 47.1% | |
| Net result | €44k | €43k | |
| Equity | €1.91M | €85k | |
| Gross operating margin | €78k | €70k | |
| Total assets | €2.08M | €211k |
Figures by fiscal year and ratios
| Fiscal year | 2025 Δ | 2024 Δ | 2023 Δ |
|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema |
| Revenue | n/a | n/a | n/a |
| EBITDA | n/a | n/a | n/a |
| Net profit | +13.1% | +4.3% | - |
| Cash flow | n/a | n/a | n/a |
| Staff costs | - | - | - |
| Income taxes | +8.3% | +8.9% | - |
| Dividends | - | - | - |
| Total assets | +0.1% | +0.2% | - |
| Equity | -3.8% | +2.0% | - |
| Debt | +77.0% | -25.3% | - |
| of which ≤ 1y | +77.0% | +11.7% | - |
| of which > 1y | - | - | - |
| Working capital | n/a | n/a | n/a |
| Employees (FTE) | - | - | - |
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a |
| Working capital ratio | n/a | n/a | n/a |
| Solvency | 91.4% | 95.1% | 93.5% |
| Debt / equity | n/a | n/a | n/a |
| Long-term debt ratio | n/a | n/a | n/a |
| Interest coverage | n/a | n/a | n/a |
| Gross margin | n/a | n/a | n/a |
| Net margin | n/a | n/a | n/a |
| ROA | 2.1% | 1.9% | 1.8% |
| ROE | 2.3% | 2.0% | 1.9% |
| EBITDA margin | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a |
| Days payable outstanding | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a |
| Days inventory (DSI) | n/a | n/a | n/a |
Full annual accounts (23 line items)
| Line item | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €2.08M | €2.08M | €2.08M |
| Fixed assets | 21/28 | €2.06M | €2.06M | €2.06M |
| Tangible fixed assets | 22/27 | €2k | €3k | €6k |
| Financial fixed assets | 28 | €2.06M | €2.06M | €2.06M |
| Current assets | 29/58 | €28k | €24k | €16k |
| Amounts receivable within one year | 40/41 | €9k | €17k | €8k |
| Cash & bank | 54/58 | €14k | €970 | €3k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2.08M | €2.08M | €2.08M |
| Equity | 10/15 | €1.91M | €1.98M | €1.94M |
| Contributions / capital | 10/11 | €1.58M | €1.58M | €1.58M |
| Reserves | 13 | €328k | €403k | €365k |
| Amounts payable | 17/49 | €180k | €101k | €136k |
| Amounts payable after one year | 17 | - | - | €45k |
| Amounts payable within one year | 42/48 | €180k | €101k | €91k |
| Trade debts payable within one year | 44 | €26k | €8k | €5k |
| Income statement | ||||
| Gross operating margin | 9900 | €78k | €68k | €66k |
| Operating result | 9901 | €74k | €61k | €58k |
| Financial income | 75 | - | €0 | €79 |
| Financial charges | 65 | €8k | €2k | €2k |
| Result before taxes | 9903 | €66k | €59k | €56k |
| Income taxes | 67/77 | €22k | €20k | €19k |
| Net result for the period | 9904 | €44k | €39k | €37k |
| Result to be appropriated | 9905 | €44k | €39k | €37k |
| NACE primary | Activities of holding companies(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 23-09-2008 |
| Status | Active |
| Postal code | 8900 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33011C0009/00N002 | Flanders | 3,370 m² | 1 · 256 m² | 11.6 m · 2 fl. |
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
| Legal nameNL | BMC |