Skip to content
Checked.be
Complete company report
Generated 04-09-2026
Active BE 0804.031.614Private limited company

Blue & White Collars

Kromstraat 113 ·2480 Dessel, Belgium· 3 yrs active
Sector: Other business support services (82990)
Conclusion Checked

Blue & White Collars has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €25k. Its solvency ranks better than 74% of 1089 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €68k
Net result €25k
Better than sector 74%
Active 3 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth52Stability94
88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€6k
estimate, not credit advice
Score history
93 2024
93 2025
purely financial, excl. current insolvency signals
Score components
Liquidity Current ratio 3.95 (≥ 1.5) +10
Quick ratio Quick ratio 3.95 (≥ 1.0) +5
Leverage Debt/equity 0.31 (< 1.0) +10
Profitability ROE 37% (≥ 10%) +10
Interest coverage Interest coverage 593.0× (≥ 3×) +8
Profit trend Net profit down YoY -3
Equity growth Equity growing YoY +3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · micro schema
€0€20k€40kOperating result 2024: €44k€44kNet result 2024: €35k€35kOperating result 2025: €32k€32kNet result 2025: €25k€25k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 82, Office administrative, office support and other business support activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 76.4% 51.4%
better than 74% of 1089 sector peers
Net result €25k €24k
better than 51% of 1089 sector peers
Equity €68k €51k
better than 59% of 1090 sector peers
Gross operating margin €33k €46k
better than 38% of 1089 sector peers
Staff costs €0 €16k
higher than 5% of 136 sector peers
EBITDA
€33k
-26.5% 24-25
Net profit
€25k
-27.0% 24-25
Cash flow
€26k
-26.2% 24-25
Total assets
€90k
+58.7% 24-25
Equity
€68k
+55.8% 24-25
Working capital
€62k
+55.7% 24-25
Staff costs
€0
-100.0% 24-25
Income taxes
€6k
-27.2% 24-25
Dividends
€833
0.0% 24-25
Debt
€21k
+68.8% 24-25
Debt ≤ 1y
€21k
+68.8% 24-25
Current ratio
3.95
-5.9% 24-25
Quick ratio
3.95
-5.9% 24-25
Solvency
76.4%
-1.8% 24-25
Debt / equity
0.31
+8.3% 24-25
ROE
37.0%
-53.2% 24-25
ROA
28.3%
-54.0% 24-25
Interest coverage
592.97
+96.5% 24-25
Figures by fiscal year and ratios
Change versus the prior fiscal year, coloured by direction (green = favourable).
Fiscal year2025 Δ2024 Δ
Depositmicro schemamicro schema
Revenue--
EBITDA-26.5%-
Net profit-27.0%-
Cash flow-26.2%-
Staff costs-100.0%-
Income taxes-27.2%-
Dividends0.0%-
Total assets+58.7%-
Equity+55.8%-
Debt+68.8%-
of which ≤ 1y+68.8%-
of which > 1y--
Working capital+55.7%-
Employees (FTE)--
Ratios (computed)
20252024
Current ratio3.954.20
Quick ratio3.954.20
Working capital ratio69.7%71.1%
Solvency76.4%77.8%
Debt / equity0.310.29
Long-term debt ratio--
Interest coverage592.97301.81
Gross margin--
Net margin--
ROA28.3%61.5%
ROE37.0%79.1%
EBITDA margin--
Days sales outstanding--
Days payable outstanding--
Inventory turnover--
Days inventory (DSI)--
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code20252024
Balance sheet, Assets
TOTAL ASSETS 20/58€90k€56k
Fixed assets 21/28€6k€4k
Intangible fixed assets 21€2k€3k
Tangible fixed assets 22/27€4k€752
Current assets 29/58€84k€53k
Amounts receivable within one year 40/41€17k€39k
Cash & bank 54/58€67k€13k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€90k€56k
Equity 10/15€68k€44k
Contributions / capital 10/11€10k€10k
Reserves 13€58k€34k
Accumulated profits (losses) 14€0€0
Amounts payable 17/49€21k€13k
Amounts payable within one year 42/48€21k€13k
Trade debts payable within one year 44€412€512
Income statement
Gross operating margin 9900€33k€46k
Operating result 9901€32k€44k
Financial income 75€0-
Financial charges 65€55€148
Result before taxes 9903€32k€44k
Income taxes 67/77€6k€9k
Net result for the period 9904€25k€35k
Result to be appropriated 9905€25k€35k
Legal Structure
NACE primary Other business support services(82990)
Legal form Private limited company(610)
Incorporation17-07-2023
StatusActive
Postal code2480
Establishment units 1 location
BLUE & WHITE
Kromstraat 113, 2480 DesselOther business support services
since 20232.347.707.331
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13006D0395/00H000 Flanders 899 m² 1 · 174 m² 7.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events
Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Other business support services82990Other education85599Human health activities86909Nutrition and dietetics services86995
Names & trade names
Legal nameNL Blue & White Collars
Similar companies Comparable size · 9,057 of 24,574 companies in this sector with filed accounts
CODE 83 BE 0776.697.014 · Oudsbergen
VAGEBO BE 0800.926.624 · Brasschaat
De Scheerder Pharmaceuticals BE 0752.564.602 · Gent
SANJE BE 0743.787.882 · Wingene
ReMAS BE 1001.861.926 · Kapellen
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative