BLOOM Brasschaat
ActiveThe computed 12-month bankruptcy probability of BLOOM Brasschaat is 2.5% (moderate). The 2024 annual accounts show equity of €131k and a net result of €-40k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 21% of 9039 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▼-7
Solvency42▼-9
Growth65▲+13
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 0.8 in 2023; short-term debt: 45.2% and cash: 1.5% of total assets), and 82.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
17.3%
Return on assets
-5.2%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
21222324
2021 to 2024 · latest year €-40k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9039 sector peers (2024).
NBB · sector comparisonPosition among 9039 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
145 d late
2022
70 d late
2021
44 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€1.22M▲ 16.8%
2023 · €1.04M
2023: €1.04M
2023 → 2024
EBIT margin
-2.6%▼ 0.6pp
2023 · -2.0%
2023: -2.0%
2023 → 2024
Net result
€-40k▼ 55.8%
2023 · €-25k
2021: €145k
2022: €200k
2023: €-25k
2021 → 2024
Working capital
€145k
2023 · €-72k
2021: €-395k
2022: €-187k
2023: €-72k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€1.04M€1.22M▲ 16.8%
Equity€106k-€181k▲ 70.7%€171k▼ 5.8%€131k▼ 23.2%
Operating result€224k-€230k▲ 2.9%€-21k€-32k▼ 51.1%
Net result€145k-€200k▲ 37.8%€-25k€-40k▼ 55.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32k in 2024 against €21k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €757k
Fixed assets
€271k▼ 28.8%
Current assets
€487k▲ 70.0%
Equity and liabilities €757k
Equity
€131k▼ 23.2%
Debt
€626k▲ 26.3%
The debt ratio rises from 74.4% to 82.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€81k▼
2023 · €93k
Cash flow
€73k▼
2023 · €88k
Solvency
17.3%▼
2023 · 25.6%
Current ratio
1.42▲
2023 · 0.80
Quick ratio
1.01▲
2023 · 0.44
Debt / equity
4.77▲
2023 · 2.90
ROE
-30.2%▼
2023 · -14.9%
ROA
-5.2%▼
2023 · -3.8%
Interest coverage
5.52▼
2023 · 12.30
Debt
€626k▲
2023 · €496k
Debt ≤ 1 year
€342k▼
2023 · €358k
Debt > 1 year
€11k▼
2023 · €18k
Staff costs
€98k▼
2023 · €98k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€667k€757k▲
Fixed assets21/28€380k€271k▼
Intangible fixed assets21€319k€222k▼
Tangible fixed assets22/27€61k€48k▼
Land and buildings22-€2k
Plant, machinery and equipment23€8k€4k▼
Furniture and vehicles24€34k€25k▼
Other tangible fixed assets26€19k€17k▼
Current assets29/58€286k€487k▲
Amounts receivable after more than one year29-€197k
Other amounts receivable291-€197k
Stocks and contracts in progress3€130k€140k▲
Stocks30/36€130k€140k▲
Amounts receivable within one year40/41€104k€135k▲
Trade receivables40€74k€105k▲
Other amounts receivable41€30k€30k▲
Cash at bank and in hand54/58€49k€12k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€667k€757k▲
Equity10/15€171k€131k▼
Contributions10/11€6k€6k=
Reserves13€175k€125k▼
Distributable reserves133€175k€125k▼
Profit (loss) carried forward14€-10k€150▲
Amounts payable17/49€496k€626k▲
Amounts payable after more than one year17€18k€11k▼
Financial debts170/4€18k€11k▼
Amounts payable within one year42/48€358k€342k▼
Current portion of amounts payable after more than one year42€39k€29k▼
Financial debts43€47k-
Credit institutions430/8€47k-
Trade debts44€201k€248k▲
Suppliers440/4€201k€248k▲
Taxes, remuneration and social security45€32k€48k▲
Taxes450/3€21k€33k▲
Remuneration and social security454/9€11k€16k▲
Other amounts payable47/48€39k€17k▼
Accrued charges and deferred income492/3€119k€273k▲
Income statement
Code20232024
Turnover70€1.04M€1.22M▲
Goods, raw materials, services and sundry goods60/61€856k€1.03M▲
Remuneration, social security and pensions62€98k€98k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€112k▼
Other operating charges640/8€9k€5k▼
Gross operating margin9900€200k€183k▼
Operating profit (loss)9901€-21k€-32k▼
Financial income75/76B€3k€7k▲
Recurring financial income75€3k€6k▲
Non-recurring financial income76B-€347
Financial charges65/66B€8k€15k▲
Recurring financial charges65€8k€15k▲
Profit (loss) for the period before taxes9903€-25k€-40k▼
Income taxes67/77€-12-
Profit (loss) for the period9904€-25k€-40k▼
Profit (loss) for the period to be appropriated9905€-25k€-40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-50k▼
Profit (loss) brought forward from the previous period14P€194€-10k▼
Transfer from equity791/2-€50k
Shareholders' contribution to the loss794€15k-
Social balance
Average headcount (FTE)90872.0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series.
23-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 145 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 70 days late
2022
31-12
Financial
Highest result since 2021net €200k ▲37.8%
Operating result €230k, net result €200k, both a record.
31-12
Financial
Equity above €150kEq €181k ▲70.7%
2 profitable years in a row build equity to €181k.
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogboomsteenweg 862930 BrasschaatGround area
2,366 m²
Building footprint
348 m²
Volume, LiDAR
1,380 m³
2 parcels, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
BLOOM Brasschaat
since 20202.304.131.367
STUDIO BLOOM
since 20232.374.926.224
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0145/00B002 | Flanders | 1,724 m² | 1 · 157 m² | 7.7 m · 1 fl. |
| 11008G0091/00B010 | Flanders | 642 m² | 1 · 191 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsAssistent florist (vwo)
Groendecoratie duaal (so)
Similar companies · same sector, comparable size
FLEURS DESIGN
BE 0472.058.517
Chimay · Eq €131k
BRICOWEP
BE 0426.460.894
Namur · Eq €132k
MENO MARLEENTJE
BE 0455.620.777
Gent · Eq €133k
Natura Loci
BE 0672.881.179
Incourt · Eq €129k
VANDA EXPORT
BE 0861.826.390
Wetteren · Eq €129k
Of 552 companies in sector 46220 we hold annual accounts for 307. 224 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2020
Fiscal year end31-12
Activities, NACEBEL
46220Wholesale trade
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.