HAIDAR TOITURES & CONSTRUCTIONS
ActiveHAIDAR TOITURES & CONSTRUCTIONS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €-37k. Equity is growing by ~49.2% per year across the filed fiscal years. Its solvency ranks better than 79% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-75
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 6.83 against 7.4 in 2024; short-term debt: 11.9% and cash: 48.1% of total assets), and 22.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
7 d early
2023
30 d early
2022
3 d early
2021
5 d late
2020
20 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▼ 21.9%
2024 · €171k
2018: €8k
2019: €32k
2020: €35k
2021: €50k
2022: €101k
2023: €159k
2024: €171k
2018 → 2025
Total assets
€173k▼ 23.3%
2024 · €225k
2018: €39k
2019: €77k
2020: €63k
2021: €69k
2022: €132k
2023: €241k
2024: €225k
2018 → 2025
Net result
€-37k
2024 · €12k
2018: €22k
2019: €24k
2020: €3k
2021: €15k
2022: €51k
2023: €58k
2024: €12k
2018 → 2025
Working capital
€120k▼ 22.9%
2024 · €156k
2018: €3k
2019: €31k
2020: €36k
2021: €50k
2022: €98k
2023: €144k
2024: €156k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€101k▲ 102%€159k▲ 57.8%€171k▲ 7.3%€134k▼ 21.9%
Operating result€22k-€72k▲ 232%€81k▲ 12.7%€19k▼ 77.1%€-36k
Net result€15k-€51k▲ 230%€58k▲ 14.8%€12k▼ 80.0%€-37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €36k after €19k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€32k▼ 28.8%
Current assets
€140k▼ 21.9%
Equity and liabilities €173k
Equity
€134k▼ 21.9%
Debt
€39k▼ 27.6%
The debt ratio falls from 24.1% to 22.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-23k▼
2024 · €32k
Cash flow
€-24k▼
2024 · €25k
Solvency
77.3%▲
2024 · 75.9%
Current ratio
6.83▼
2024 · 7.40
Quick ratio
6.83▼
2024 · 7.40
Debt / equity
0.29▼
2024 · 0.32
ROE
-28.0%▼
2024 · 6.8%
ROA
-21.7%▼
2024 · 5.2%
Interest coverage
-15.27▼
2024 · 15.33
Debt
€39k▼
2024 · €54k
Debt ≤ 1 year
€21k▼
2024 · €24k
Debt > 1 year
€19k▼
2024 · €30k
Income taxes
€0▼
2024 · €5k
Staff costs
€140k▲
2024 · €129k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€225k€173k▼
Fixed assets21/28€45k€32k▼
Tangible fixed assets22/27€45k€32k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€40k€28k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€125€125=
Current assets29/58€180k€140k▼
Amounts receivable within one year40/41€42k€55k▲
Trade receivables40€30k€55k▲
Other amounts receivable41€12k€275▼
Cash at bank and in hand54/58€138k€83k▼
Deferred charges and accrued income490/1€206€3k▲
Equity and liabilities
Total equity and liabilities10/49€225k€173k▼
Equity10/15€171k€134k▼
Contributions10/11€19k€19k=
Reserves13€152k€149k▼
Distributable reserves133€152k€149k▼
Profit (loss) carried forward14-€-34k
Amounts payable17/49€54k€39k▼
Amounts payable after more than one year17€30k€19k▼
Financial debts170/4€30k€19k▼
Amounts payable within one year42/48€24k€21k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€4k-
Suppliers440/4€4k-
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€1k-
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€5k€7k▲
Income statement
Code20242025
Non-recurring operating income76A€192€225▲
Remuneration, social security and pensions62€129k€140k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€685€313▼
Non-recurring operating charges66A-€250
Gross operating margin9900€162k€118k▼
Operating profit (loss)9901€19k€-36k▼
Financial income75/76B€20-
Recurring financial income75€20-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€1k▼
Non-recurring financial charges66B-€266
Profit (loss) for the period before taxes9903€17k€-37k▼
Income taxes67/77€5k€0▼
Profit (loss) for the period9904€12k€-37k▼
Profit (loss) for the period to be appropriated9905€12k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-37k▼
Transfer from equity791/2-€3k
Transfer to equity691/2€12k-
To other reserves6921€12k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-37k ▼421%
Net result drops to €-37k, the lowest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €58k ▲14.8%
Operating result €81k, net result €58k, both a record.
31-12
Financial
Equity above €150kEq €159k ▲57.8%
6 profitable years in a row build equity to €159k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €101k ▲102%
5 profitable years in a row build equity to €101k.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Morlanwelz · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Royale(CAR) 387141 MorlanwelzGround area
481 m²
Building footprint
67 m²
Volume, LiDAR
430 m³
Parcel 56015A0406/00H000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Royale(CAR) 38, 7141 Morlanwelz
since 20112.195.512.351
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56015A0406/00H000 | Wallonia | 481 m² | 1 · 67 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MENO MARLEENTJE
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REYSKENS & C°
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BRICOWEP
BE 0426.460.894
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FLEURS DESIGN
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Of 552 companies in sector 46220 we hold annual accounts for 307. 227 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2010
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
46220Wholesale trade
46499Wholesale of other household goods
47761Retail sale of flowers, plants, seeds and fertilisers
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.